Yellow6t7

At some point last summer my fender was cracked. I really did not notice as the crack was on the inside of the RF fender. Over the course of the summer the crack slowly migrated up through until I can now see a slight dip in the paint.
Question, Could this be considered an insurance claim?

GCD1962

I don't think so. It would be considered normal wear and tear. Now if you hit something or dropped something accidently on it, then yoiu might have a claim, but if it happened by itself and then spread - I'd say no

tdelph

I would also say no...unless you dropped something on it by accident...or bumped it by accident...or something fell on it by accident

Yellow6t7

I think someone sat on the fender. In fact I can actually remember when they sat on the fender. I just never would thought they could have cracked it.

Tod

WHAT ...sat on your fender

Formula Outlaw

Somebody get a rope........

Geek's 65

Did they survive?

hankster19

Sorry, No claim. It certainly isn't covered under comprehensive, which lists covered perils. And not under collision, no sudden and accidental. Anyway a competent adjustor or body man could tell if it is a stress crack. Schucks

63C2splitter

Did they sit on it by Accident (as tdelph was asking)?

kurtibm

May/should be covered under the sit-ers home owners insurance, though.....



kurt

Yellow6t7

Let me explain. I was at a car show when Miss Connecticut contestants showed up. The show people thought it would be a nice picture to be around my car. I did NOT expect them to hurl themselves on the fender. YES I did express myself in a very unruly fashion. I was PISSED and asked to calm down.
However, other than that one day, I cannot figure when the fender could have been cracked. The fender cracked from the inside.
I have NO chance of getting them to pay.

toadster

You won't know for sure till you run it by your Insurance agent or Co. Worth a try, they can only say no.

toadster

Most groups that put on a car show are required to obtain a type of Insurance just for accidents than can and do happen. I would also make contact with those that sponsored the show or the Property owners.

kurtibm

Maybe they'd be willing to come over for a "group apology"....


Seriously, I hope that it works out....



kurt