Blk63Vette

I'm going to talk to him tomorrow thanks for the advice.

Pete

Blk63Vette

Hello

well, the insurance company (American car Collector Insurance) told me due to "electrical failure" this isn't covered on my wonderful insurance plan.. Well since the appraisal only came in at $250.00 I guess its about what I expected from my insurance...Good thing it my vette didn't burn to the ground. A.C.C.I. probably would not pay out the claim.

So I went to the "corvette expert" who got me into this "mess" I already shelled out close to a grand to buy new dash harness and engine harness plus coil, etc.. I need some money from him to fix my car. He told me he is going through a divorce wife trying to take everything and he says the doors are barely open blah blah (How is this my problem??). But he be willing to work on my car for free...Jesus lord why would I bring it back to him WTF? Why would I bring it back to the guy who messed it up???? Really????? No thanks. I better to go at it alone. I will get some items fixed and rewire it myself. I rewired the whole car in 2009 work great before the "expert" got ahold of it.. It just keeps getting better and better I keep on smiling.....:b anghead:

Gary's '66

Sorry to hear about that. Geez, what an a-hole, probably why the wife's getting a divorce.

Blk63Vette

Yeah always amazes me that they people who charge 100 bucks and hour never have any money But, will to fix it for FREE???

She will rise from the ashes....for sure

Jimbo64

am surprised that your car insurance didnt pick this up-think i would find a new carrier= anyone run into this before with an insurance company and what company would someone recommend that would cover it. Insurance comps are quick to take your money, and then try not to pay claims in a lot of cases

rtruman

I have collectors also in New jersey. Have to check that out.
I rewired my first 63 dash harness and engine harness. This is after the car was done . Installed the fuse holder the whole bit worked out fine ,plus you know its right if you do it.
Pull the cluster how do you know the dash harness is bad. Take your time get all the diagrams from of the forum . Everything will work better anyway.

Procrastination Racing

Well, it could be that you haven't hit enough to be covered. My '68 has a $0.00 deductible on American Collectors but if you checked off one of the deductibles, then you simply may not have exceeded that.

To you, the harness looks destroyed. But to them, it shorted out, and didn't run. It didn't burn. It didn't wipe out the harness. From the pictures you posted, it looks like a couple of wires are melted.

Is that really a $300 harness replacement? To a show car, yes. But maybe you haven't shown that to them.

There is a reason you went with ACI instead of Hagerty, and they are cheaper. A lot cheaper. Hagerty has loosened up the "collector" part so that most are simply old cars being driven however. But ACI keeps you still in the limited driving, being a collector, and keeps the rates lower. It isn't a second vehicle to do whatever end. As they explained to me on the last renewal, they have a "driver" policy so you can do things like drive to work, run around for errands, and stuff. It also cost more.

I'd sue the mechanic in small claims. Be sure not only to include the amount of parts, but list labor at a standard labor rate. You may win it all, but if not, you may hit arbitration which they like to do in Florida, and you only get a percentage. If so, then the additional labor amount would keep it high enough to get most if not all of your parts costs covered.


And I would NOT drive anywhere with that stupid tin lid over the exposed ignition wiring. Put it in back, and pop it on for a show, if you must.

Blk63Vette

Hello

I hooked car up today gauges seem to be ok clock that was converted to quartz is not working correctly. Radio is ok. I first thought it was just the engine wiring harness. I looked at the lead (pink) wire from dash harness is melted. Not to bare wires but definitely got hot. I'm the type of person who will not take any chances on this. If it melted that wire. Who knows what else is effected?? I will have all the gauges looked over and clock too. Check the started alternator and relays. As for as Amercian Car Collectors concern I have been with them since 2004. I think I have given enough of my money to them. Time to find a insurance company that will step up to the plate and take care of me.

I talked to the insurance representative that told me I don't have coverage for "electrical failure." I told him its time to find another insurance company that does. He told me that NO INSURANCE COMPANY will cover electrical failure. Encouraged me to think about it before leaving my insurance company. This quote from the insurance company for $250.00 more likely going to be closer to $2,500.00. Already have close to a grand in parts now. Plus expecting to at least have other things rebuilt or replaced before its all over...Guarantee!!!

Yeah I'm going to go at this alone. Part of life. It just sucks that's all.

rtruman

Look at the wiring diagram the pink wire goes to the ignition ,and to the starter and engine compartment. I don't think the harness on the dash should be affected ,look closely at the rest of the harness inside and save yourself some time and money . I installed them and trouble shot them for a long time. Get the dash working and reset the clock ,
check all fuses ,and motors fans . Replace what clearly melted .The pink going to the ignition ,and under hood stuff .

JohnZ

Actually, if you had had a FIRE (real, with flames) as a result of the electrical failure, the comprehensive fire & theft portion of the insurance would have covered the damage. A melted harness doesn't qualify as a "fire".

Blk63Vette

John

Next time I will get a gallon of gas and a lighter...get rid of the fire extinguisher I have in the vette...

mrg

Here's mine. .. Immediate current cut off if necessary and/or when car is stored overnight or longer.

The main reason for doing it this way was not to have to pop the hood each and every time to engage/disengage the turn key on the cut off switch.









As mentioned a fusible link or fuse should be installed into the wiring circuit. Mine is a made up wire lead with a 30 amp fuse connected onto the large middle terminal wire that goes to the solenoid. The fuse saved the day when a wire shorted out during a Pertronix 3 installation.

rtruman

Wow remote control someone might Patton that one. Look at first picture your cable has already rubbed thru to the red wire on right .

Blk63Vette

Wow you took electrical fire to a new level. I have never seen anything like this before..

jimh_1962

I am not... Mine did not with the same thing. The shop did install a new engine harness.

Gary's '66

Yeah, but he'll be able to kill the power before the fire starts.

mrg

It looks as if the cable might have been rubbing up against the wiring harness exposing the red wire. The pic view is foreshortened, in a sense. There's actually better than an inch clearance between the cable and wiring harness.

rtruman

yea the cable moves with the amount of stress applied .

Railroadman

mrg, looking at the first pic I can see the handle will turn when you pull the **** toward you. But it appears the cable would just flex - is it really stiff enough to allow you to restore it by pushing the ****, without having to pop the hood? I'm guessing "yes, it works" but the pic makes me ask.

rtruman

All they would really have to do is tape the harness with rubber tape
that would take years to rub thru. Patent needed to refine the effect
going to Shark tank.