Scam question
11-22-2015, 02:14 PM
#1
Pro
Thread Starter
Scam question
How do these work? I have a set of wheels for sale on Craigslist, and somebody contacted me and said " he wanted to send a check and he would send someone to pick up after check cleared". I just can not figure how this works.
11-22-2015, 02:45 PM
#2
Le Mans Master
I think a bank has to cash a check within 5 business days but can be returned in 3-4 weeks and they just deduct from your account.
Just put in add MUST PICK UP CASH SALE.
Last edited by Bowtyeguy; 11-22-2015 at 02:48 PM.
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carlisle61 (11-22-2015)
11-22-2015, 02:49 PM
#3
Racer
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carlisle61 (11-22-2015)
11-22-2015, 02:51 PM
#4
Team Owner
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Crowd Plow For Now
Or you deposit it, your bank will post to you while they try to clear..... And 10 days later after its bogus, they will reverse your account... Since not backed up - your loss!
Have him send cash with the guy to pick up the wheels... All in $1 bills as nobody that I've heard have counterfeited them yet
don't meet them at your house. Local police station parking lot would be my preferred choice for the transaction
All in all, I'd run like Forest Gump on the offer myself
Have him send cash with the guy to pick up the wheels... All in $1 bills as nobody that I've heard have counterfeited them yet
don't meet them at your house. Local police station parking lot would be my preferred choice for the transaction All in all, I'd run like Forest Gump on the offer myself
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carlisle61 (11-22-2015)
11-22-2015, 03:00 PM
#5
Le Mans Master
do your transaction in police station parking lot? Really? Do you know of any that are not secured anymore? And really, there sure seem to be a lot of sissy men on this forum.
I can understand not falling for the check or western union in advance flimflam, but once past that and you get a real buyer, do ya'll really think it is that dangerous out in CL land? I've done many transactions as buyer and seller. Everything from cars including vettes, to appliances to antiques. Maybe I have just been lucky. Nobody has tried to roll me yet. Man up people.
I can understand not falling for the check or western union in advance flimflam, but once past that and you get a real buyer, do ya'll really think it is that dangerous out in CL land? I've done many transactions as buyer and seller. Everything from cars including vettes, to appliances to antiques. Maybe I have just been lucky. Nobody has tried to roll me yet. Man up people.
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carlisle61 (11-22-2015)
11-22-2015, 03:03 PM
#6
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do your transaction in police station parking lot? Really? Do you know of any that are not secured anymore? And really, there sure seem to be a lot of sissy men on this forum.
I can understand not falling for the check or western union in advance flimflam, but once past that and you get a real buyer, do ya'll really think it is that dangerous out in CL land? I've done many transactions as buyer and seller. Everything from cars including vettes, to appliances to antiques. Maybe I have just been lucky. Nobody has tried to roll me yet. Man up people.
I can understand not falling for the check or western union in advance flimflam, but once past that and you get a real buyer, do ya'll really think it is that dangerous out in CL land? I've done many transactions as buyer and seller. Everything from cars including vettes, to appliances to antiques. Maybe I have just been lucky. Nobody has tried to roll me yet. Man up people.
The only difference is that I didn't consider a gage of manliness, or feel the need to insult others about it. There are many more gages of toughness that craigslist.
YMMV.
Last edited by Easy Rhino; 11-22-2015 at 03:04 PM.
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carlisle61 (11-22-2015)
11-22-2015, 04:14 PM
#7
Safety Car
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I don't think it's a matter of "toughness" but more just a matter of being cautious and smart.
If the guy's going to send somebody to pick up the wheels (after the check clears), then it's pretty darn easy to have the same fella bring the cash with them, just as MAD IN NC suggested.
Also, I do prefer to meet people in person, but more often than not at a location away from my house. I just really don't want a stranger snooping around my place.
I'll usually do a transaction at the local Starbucks, or if it's a lot of money, I just have them meet me at the bank where we can walk the money in for a direct deposit. And of course the bank can run their markers on the bill(s) for me.
Unfortunately, this is what it's come down to with society. There is just too many criminals and scam artists. Just a little precaution cut's down on the percentage of becoming a victim.
Pat
If the guy's going to send somebody to pick up the wheels (after the check clears), then it's pretty darn easy to have the same fella bring the cash with them, just as MAD IN NC suggested.
Also, I do prefer to meet people in person, but more often than not at a location away from my house. I just really don't want a stranger snooping around my place.
I'll usually do a transaction at the local Starbucks, or if it's a lot of money, I just have them meet me at the bank where we can walk the money in for a direct deposit. And of course the bank can run their markers on the bill(s) for me.
Unfortunately, this is what it's come down to with society. There is just too many criminals and scam artists. Just a little precaution cut's down on the percentage of becoming a victim.
Pat
11-22-2015, 05:52 PM
#8
What's to figure out. He sends you a check, you cash it and wheels go no where until bank says it's OK.
11-22-2015, 06:01 PM
#9
Melting Slicks
FWIW Once a check has cleared your bank it cannot be reversed.
The writer of a check can stop payment only if the check hasnt cleared yet.
Call your bank and ask them to explain this to you in detail.
Once cleared, the funds are in your account and it is your money.
Paypal payments however CAN be reversed.
I use CL as a buyer and seller and never really had any problems.
The writer of a check can stop payment only if the check hasnt cleared yet.
Call your bank and ask them to explain this to you in detail.
Once cleared, the funds are in your account and it is your money.
Paypal payments however CAN be reversed.
I use CL as a buyer and seller and never really had any problems.
11-22-2015, 06:30 PM
#10
Burning Brakes
FWIW Once a check has cleared your bank it cannot be reversed. The writer of a check can stop payment only if the check hasnt cleared yet. Call your bank and ask them to explain this to you in detail. Once cleared, the funds are in your account and it is your money. Paypal payments however CAN be reversed. I use CL as a buyer and seller and never really had any problems.
11-22-2015, 06:47 PM
#11
Melting Slicks
You have to a complete doofus to be taken by a bogus check these days.
The process of clearing checks involves moving money from the check writer’s account to your account.
Once this process is complete, you know you can spend the money and it cannot bereversed.
ASK YOUR BANK.
11-22-2015, 06:57 PM
#12
Le Mans Master
If I send you a fake check for 500 bucks and you have 2000 bucks in your account they will let you take the 500 on the spot. In 2-15 days when the bank finds out its a bad check they will deduct the 500 and now you will have 1500. They will allow you to take cash out as long as you have money to cover.
If you have 500 in bank and want to cash my fake check for 500 then all banks have different amounts they will let you take out, maybe 200 tops. You are on the hook.
There is never going to be anyone coming to pick up the wheels. Its the over payment money they want.
If you have 500 in bank and want to cash my fake check for 500 then all banks have different amounts they will let you take out, maybe 200 tops. You are on the hook.
There is never going to be anyone coming to pick up the wheels. Its the over payment money they want.
11-22-2015, 07:03 PM
#13
Melting Slicks
If I send you a fake check for 500 bucks and you have 2000 bucks in your account they will let you take the 500 on the spot. In 2-15 days when the bank finds out its a bad check they will deduct the 500 and now you will have 1500. They will allow you to take cash out as long as you have money to cover.
If you have 500 in bank and want to cash my fake check for 500 then all banks have different amounts they will let you take out, maybe 200 tops. You are on the hook.
There is never going to be anyone coming to pick up the wheels. Its the over payment money they want.
If you have 500 in bank and want to cash my fake check for 500 then all banks have different amounts they will let you take out, maybe 200 tops. You are on the hook.
There is never going to be anyone coming to pick up the wheels. Its the over payment money they want.
OK so............
If you have $2000 in your account and deposit a $500 check try withdrawing $2500 right then and tell me what happens.
11-22-2015, 07:12 PM
#14
Le Mans Master
They wont give you 2500 I get it believe me. Google what a bank will let you take on a uncleared check. Check your bank statement and it will say FUNDS AVAILABLE OR FUNDS PENDING
11-22-2015, 08:17 PM
#15
Melting Slicks
So you agree that having full understanding of how the system works you would have to be a numb skull to be taken by a rubber check?
11-22-2015, 09:35 PM
#16
Le Mans Master
Member Since: Oct 2002
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Wow, this thread is rather timely. Say someone wants PayPal but to and AOL email address. Cant that email address be scammed too? Cant that be a setup address and he takes the money and run?
PayPal guarantee legitimate account for email address?
PayPal guarantee legitimate account for email address?
11-22-2015, 11:34 PM
#17
Racer
11-23-2015, 03:22 AM
#18
Race Director
What could possibly got wrong answering a Craigslist ad?
http://abcnews.go.com/US/bodies-vehi...ry?id=28526184
Suspect Charged With Murder in Craigslist Car Case After Missing Couple Found
A suspect was charged with murder today after authorities positively identified the bodies of a Georgia couple who vanished last week while going to meet someone to buy a vintage car they found on Craigslist.
Bud Runion, 69, and his wife, June, 66, disappeared Thursday, authorities said. The pair had posted an ad seeking to buy a vintage 1966 Ford Mustang convertible. Relatives said the Mustang was the couple’s dream car, one they’d wanted to buy since they were married decades ago.
The suspect, Ronnie “Jay” Towns, 28, the owner of the phone that last communicated with the Runions' phone, turned himself in yesterday and was charged with murder and robbery today, the Telfair County Sheriff's office said. Towns was initially charged with giving false statements and criminal attempt to commit theft by deception.
The couple's 2003 GMC Envoy was found submerged in a lake, the Sheriff's Office said on its Facebook page without revealing the lake's location. The bodies were found at another location not far away, officials said. The Runions were both shot in the head, ABC affiliate WSB-TV reported.
A suspect was charged with murder today after authorities positively identified the bodies of a Georgia couple who vanished last week while going to meet someone to buy a vintage car they found on Craigslist.
Bud Runion, 69, and his wife, June, 66, disappeared Thursday, authorities said. The pair had posted an ad seeking to buy a vintage 1966 Ford Mustang convertible. Relatives said the Mustang was the couple’s dream car, one they’d wanted to buy since they were married decades ago.
The suspect, Ronnie “Jay” Towns, 28, the owner of the phone that last communicated with the Runions' phone, turned himself in yesterday and was charged with murder and robbery today, the Telfair County Sheriff's office said. Towns was initially charged with giving false statements and criminal attempt to commit theft by deception.
The couple's 2003 GMC Envoy was found submerged in a lake, the Sheriff's Office said on its Facebook page without revealing the lake's location. The bodies were found at another location not far away, officials said. The Runions were both shot in the head, ABC affiliate WSB-TV reported.
http://abcnews.go.com/US/bodies-vehi...ry?id=28526184
11-23-2015, 08:00 AM
#19
Racer
I don't have a problem with personal checks. The must be for the exact amount, with the understanding that the item will not be released until after my bank tells me that the check has cleared completely. Banks work much faster today than they used to. Waiting for the check to clear is a price you pay for using personal checks. As a matter of fact, using this scenario is much more risky for the guy sending the check. What do you do if he refuses to release the item after the check has cleared? I believe a case could be made for "Theft by Check" if you included a good description (or serial #) in the checks memo line, but I have no legal training.
Of course, anyone wanting to send a check for more that the amount and wanting the difference refunded has got to be one of the most obvious signs of a scam and shouldn't be considered.
Of course, anyone wanting to send a check for more that the amount and wanting the difference refunded has got to be one of the most obvious signs of a scam and shouldn't be considered.
Last edited by tubman; 11-23-2015 at 08:01 AM.
11-23-2015, 08:24 AM
#20
Melting Slicks
The best way to accept large amounts of cash is to meet the buyer in your bank and deposit the cash into your account, allowing the buyer to hand the cash to the teller.
They will count it in a machine that detects any counterfeit moneys and will reject then. It then will be the buyers obligation to come up with any short changes.
Sigh the title over to the buyer after the money is accepted by the bank.
This protects you from counterfeit money and getting mugged by the buyers partner before you can take the money to the bank.
Ps, counting out $40,000 in cash is no easy task, especially if it involves a lot of twentys! Let the bank do the work.
They will count it in a machine that detects any counterfeit moneys and will reject then. It then will be the buyers obligation to come up with any short changes.
Sigh the title over to the buyer after the money is accepted by the bank.
This protects you from counterfeit money and getting mugged by the buyers partner before you can take the money to the bank.
Ps, counting out $40,000 in cash is no easy task, especially if it involves a lot of twentys! Let the bank do the work.