MR WRONG just got wronged...Bigtime
#1
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St. Jude '03-'04-'05-'06-'07-'08-'09-'10-'11-'12-'13-'14
MR WRONG just got wronged...Bigtime
I just got back from watching the wrecker drive off with the Vette on the back. I was taking a left on a left turn arrow and the next thing I know there's a white blur to my right, big impact and the sun is shining in. The guy who hit me was apparently looking down at his map long enough to miss the fact that his light had turned red. T-boned me right on the passenger side wheel, gill panel and door. Targa top went flying and I must have hit the side of my head on the rear view mirror because it hurts like hell. Speed limit was 45mph but I don't think he had slowed much prior to the impact. I'm going over to the wrecking yard to get a few things out of it and take some pics which I'll post once I'm back but I'm pretty sure it's totaled. Completely his fault, plenty of witnesses hung around to tell the cops that and he just wouldn't shut up with the apologies. I'm more sad than pissed, damn I really loved that car. Now I'm sitting here punishing myself with the "if I'd just left five minutes earlier", "if I'd just left five minutes later", "if I'd just taken that way home instead of this way", blah, blah, blah. The cop told me the guy's insurance was not the best (Oh joy) and the wrangling on that I guess begins tomorrow. Funny, I was debating whether to mod mine or leave it stock and pick up a project LT1 to play with. I guess I've got one now....
#6
Le Mans Master
Get an attorney. The insurance company will probably give you the runaround and it will be a waste ot time trying to negotiate a settlement with them. Their idea of fair market value will be different from reality. The only power you have over them is if you were injured in some way; they will want a signed release covering that. Forget the insurance company and sue the other driver for full replacement value.
#7
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St. Jude Donor '05
.. A gearheads worst nightmare, sorry to hear about that! At least you sound like youre Ok, and as Greag said dont let the ins jerk you around. Best of luck, keep us posted.
#8
Race Director
Glad to here you are OK. If you had left 5 minutes later you could have been hit by a cement truck and be flatter than my wallett.
I am currently shopping for a new Corvette and finding it quite interesting.
Our own GS Diva is now a saleslady for Corvette Mike somewhere in New England (Mass ?). Maybe she can fix you up with a good one.
I am currently shopping for a new Corvette and finding it quite interesting.
Our own GS Diva is now a saleslady for Corvette Mike somewhere in New England (Mass ?). Maybe she can fix you up with a good one.
#9
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Cruise-In 8-9 Veteran
aka/Trunk Monkey/Banned For Life/Corvette For Life
im sorry to hear that , glad your ok. i cried when mine got wrecked.. but its fixed now.
#10
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St. Jude '03-'04-'05-'06-'07-'08-'09-'10-'11-'12-'13-'14
Well, for some legal/post 9-11 (how the f does that work?!) security reason, I'm not allowed to bring a camera into the yard to take pictures of my own car (although the insurance adjuster can). However, if I come back tomorrow they'll be happy to tow it out in front of the yard and I can snap away (just no drivers available today to pull it out there). So I snuck a couple through the fence. Can't really see much but while looking for the garage door opener (nowhere to be found, probably back at the intersection in a million pieces by now) and thinking well, maybe this thing CAN be fixed, I noticed that the passenger side floor was buckled. That can't be good. The windshield is cracked, the hood, passenger side door skin and fender are busted up pretty good, the targa is scratched to hell from sliding across the pavement after it got knocked off (although it's still in one piece), everything behind the gill panel is in little pieces, the front rim is wrecked as well as pushed in (I'll trade you the floppy visor fix instructions for the floppy wheel fix instructions) and what I guess would be considered the firewall underneath the coolant fill tank is crushed. The passenger side seat looks out of whack with the center console although it it isn't loose (structural damage?). There's glass from the passenger side door everywhere inside, Those mounting plates for the targa top were ripped off the windshield frame. The center defrost vent in the dash has half popped up (more structural damage?). I'll get some more pics tomorrow but in the meantime, anyone want to hazard a guess as to whether this thing will ever be roadworthy again? TIA...
#11
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I'm glad you're alright.
Let your insurance company work for you. When my "89" Vette was hit from behind, I called my insurance company (21st Century) and made a claim with them. 21st said they would look at the police report and get back to me. A few weeks later, 21st called me and offered me a settlement of $10,300 (I paid $7500 a year before but, spent at least $2000 in maintenance). They said the insurance estimator noted that my Vette was in very clean condition inside and out.
21st Century sent me a check for $9,300 minus the $1000 deductable and the other guy's insurance (Allied) sent me a check for the $1000.
I bought a very nice "91" Vette!
I'm sorry to say but, your Vette is totaled, my "89" Vettes damage looked minor but, was still totaled. The insurance company said they will repair up to 75% of the vehicles value. Example: If your Vette is worth say, $14,000 x 75% = $10,500 in repair cost. From what I read of your damage, I estimate about $11,000 +. Also, the insurance companys use dealer prices to determine replacement cost for parts which significantly increases the repair estimate.
Let your insurance company work for you. When my "89" Vette was hit from behind, I called my insurance company (21st Century) and made a claim with them. 21st said they would look at the police report and get back to me. A few weeks later, 21st called me and offered me a settlement of $10,300 (I paid $7500 a year before but, spent at least $2000 in maintenance). They said the insurance estimator noted that my Vette was in very clean condition inside and out.
21st Century sent me a check for $9,300 minus the $1000 deductable and the other guy's insurance (Allied) sent me a check for the $1000.
I bought a very nice "91" Vette!
I'm sorry to say but, your Vette is totaled, my "89" Vettes damage looked minor but, was still totaled. The insurance company said they will repair up to 75% of the vehicles value. Example: If your Vette is worth say, $14,000 x 75% = $10,500 in repair cost. From what I read of your damage, I estimate about $11,000 +. Also, the insurance companys use dealer prices to determine replacement cost for parts which significantly increases the repair estimate.
Last edited by GKK; 04-09-2006 at 03:31 PM.
#12
Team Owner
oh, man... that sucks...
I am glad you are ok, tho.... if you have a headache, get it checked. If only for the peace of mind to know all is ok.
Bad insurance is better than no insurance... But agree, get an attorney. Depending on mileage and condition, your 96 is worth about $13k~$14k.
On other thing, this isn't for you, but for others... a forum member got into a wreck out here in LA recently. The guy presented insurance info, but the card was a fake, or the coverage had lapsed. If it is at all possible, call their insurance company and confirm coverage before they leave the scene. It is something I intend to do if someone ever hits me.
I assume he got a ticket?
I am glad you are ok, tho.... if you have a headache, get it checked. If only for the peace of mind to know all is ok.
Bad insurance is better than no insurance... But agree, get an attorney. Depending on mileage and condition, your 96 is worth about $13k~$14k.
On other thing, this isn't for you, but for others... a forum member got into a wreck out here in LA recently. The guy presented insurance info, but the card was a fake, or the coverage had lapsed. If it is at all possible, call their insurance company and confirm coverage before they leave the scene. It is something I intend to do if someone ever hits me.
I assume he got a ticket?
#13
Team Owner
tobijohn - it's a $15k repair... even there is no frame damage.
Call it a day and start looking for a new one. At least you are safe and sound to do such a search.
Call it a day and start looking for a new one. At least you are safe and sound to do such a search.
#14
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St. Jude '03-'04-'05-'06-'07-'08-'09-'10-'11-'12-'13-'14
Originally Posted by bogus
...Depending on mileage and condition, your 96 is worth about $13k~$14k.
On other thing, this isn't for you, but for others... a forum member got into a wreck out here in LA recently. The guy presented insurance info, but the card was a fake, or the coverage had lapsed. If it is at all possible, call their insurance company and confirm coverage before they leave the scene. It is something I intend to do if someone ever hits me.
I assume he got a ticket?
On other thing, this isn't for you, but for others... a forum member got into a wreck out here in LA recently. The guy presented insurance info, but the card was a fake, or the coverage had lapsed. If it is at all possible, call their insurance company and confirm coverage before they leave the scene. It is something I intend to do if someone ever hits me.
I assume he got a ticket?
Whether it's this one or another, I'll be back in a 96 as soon as I can. I've tried but I'm just not a Plymouth Neon kind of guy...
Last edited by tobijohn; 04-09-2006 at 04:19 PM.
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St. Jude '03-'04-'05-'06-'07-'08-'09-'10-'11-'12-'13-'14
Originally Posted by Justardnck
What yard has it? Maybe I know the guy and can pull some strings.
#17
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Originally Posted by tobijohn
It's Lake Park Towing in Lake Park. Thanks for the offer but I'll just head over tomorrow. It's actually only about five minutes away...
I'm sorry to hear about it. Is it something that you and I can fix even if it's totaled?
#20
Le Mans Master
I had a very similar, though not quite as bad accident happen a couple of years ago...and like you the other person had crap insurance, I had State Farm at the time. All I did was pay my deductable, and let State Farm go after the other persons insurance...it didn't take long at all for them to get my settlement, plus my deductable back. You pay for your insurance for a reason, let them do the work!
Glad to hear you're okay, think of it this way, you'll probably get the chance to get a better Vette now...start putting your wish-list together!
Glad to hear you're okay, think of it this way, you'll probably get the chance to get a better Vette now...start putting your wish-list together!