ghoastrider1

Ok guys, needsome leads on cheap insurance for the vette. Dont drive it often ( now none,winter). Have a class A license for Semi trucks and my insurance still wants 900 a year and that doesn't include the other car or my pick-up. No, I am a company driver, not owner operator. Thanks,

Mose1

Give NCM insurance a call. I have my 91' insured and its $269 a year. With agreed value. My run a little more for you, I drive less than 1000 a year. But doesn't cost much more for increased miles. Adam Boca is great to deal with.

c4cruiser

What sort of coverages and deductibles were you quoted? Rates depend on a lot of things: age, marital status, mileage driven, garaged or not, ZIP code, even your income/credit score! Traffic record is another big factor; is the company giving you a quote including your commercial driving record?

If the car isn't a DD, then contact Adam Boca at the NCM. They have great rates, but they don't insure daily driver vehicles.

Are you a military veteran? If so, you may want to contact USAA.

corvetteronw

NCM. You can get an agreed value policy and their profit helps to support the museum.
I had a claim for my 91 last summer and the whole process was smooth and easy

tony58

NCM here also.I don't drive much either around 3,000-5,000 miles per year.I have full coverage with NCM and pay $213.00.If you have a daily driver it will be more...

Roamer85

Wow that seems high. I pay $212/yr. for full coverage. It's in storage until Spring so just have comp. on it now. So my total cost driving 6 months a year is somewhere around $150.

The company I use is Westfield.

crowz

I'll be calling them soon. Thanks for asking about this and thanks to the those that replied with the ncm insurance info.

ghoastrider1

thanks guys. Am 64, perfect record, great credit score. Not a daily driver. The wife was quoting our current insurance company. NCM sounds like a good idea.. gotta have insurance so might as well support our hobby.

lectroglide

thiers a place called "hagertys" I was going to put my 92 on for around $300 yr but they wanted to see my daily drivers insurance proof which I didn't want to disclose at the time, anyway their famous for older classic cars too

lectroglide

HA, I checked out these outfits you guyz posted and what they do is take ya to all these other insurance clip joints, so in essence ya get the run-around

DinoBob

Call State Farm if you do not have a garage. Call American Collectors if you do. End of story. Lots of experience with this.

4theboy

My personal experience. State Farm did not sell 'agreed value' coverage. They only had a 'stated value' policy. The fine print says that they will pay 'up to' the stated value on your policy. This leaves a gray area if they determine your vehicle value is not what was stated when writing the policy.

I have been with American Collectors for all my previous cars since they do have an agreed value policy. With the purchase of my C4, I found NCM to offer the same agreed value policy at a lower price than American Collectors (although not a huge difference). The difference is that NCM does not mind you taking a few pleasure cruises or even taken your vehicle to work every so often, but obviously can't be a daily driver. They also gave me options on mileage, I believe up to 6K per year.

lectroglide

Just filled out an online full coverage quote at NCM for my 92 and it came up with around $162 annually

sounds real low so I ask the guy to get back to me.

kimmer

I have my 92 c4 and 1980 CJ7 insured with American Modern with full coverage, 0 deductable, agreed payout value, towing and so on for $280 a year total for both.

MaxDaemon

I'm paying around $600 a year for my '94, and a bit less for the '84. I better start looking around for a different insurance carrier, I guess. I'm with Farmers.

lectroglide

u think that's bad Im paying around $700 about $66 monthly
gieco was $81 monthly! time to get my butt in gear!! senior citizen with a clean MVR, theirs always a better way!

Rockcrushervette

I'm paying $100 a year! But I haven't had a ticket in 23 yrz! Yet anyway!

TractionControlOff

I am just now switching from normal coverage to collector car insurance for my '94 and I'm kicking myself for not doing it sooner. You should be able to get a quote for much less, considering I got a quote for ~ $400 per year and insurance is not cheap in NYC suburbs where I am. Most (if not all?) companies offer collector policies.

lectroglide

seems to be some good options on here, where did you go for $400 year??

TractionControlOff

Hanover - umbrella policy

I was also told by a local Corvette buddy that Leland Insurance is a good company to use.