Now I'm confused (Collector ins.)
#21
Pro
What year make and model is your van? I have a 95 chevy van that Hagerty won't pick up because "it's a van"...so it just sits
#23
Racer
The Nationwide agent here handles Hagerty Ins. but I'm not sure if that is the same in other states. Age, driving record, and location will effect the premium.
#24
Burning Brakes
I got rid of my PA antique tags a few years ago because I drive them year round as much as possible. They really don't have a way of policing the cars use, as their is no way they get mileage do to no state inspection required. Just have to make sure you don't pass the same LEO every day.
#25
Team Owner
Member Since: Oct 2004
Location: altered state
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St. Jude Donor '05
State Farm cks odometer readings (or calls) every 6 mos about to cancel with them over it. Not even 8k and want another increase, BS
DIdnt even start the other this entire year
DIdnt even start the other this entire year
#26
Le Mans Master
Currently have 6 cars ensured thru Adam at the museum. Very happy with the coverage, agreed values and cost. They all have a 5000 mile limit, are garage kept, not driven to work. Primary vehicle is thru AAA which you need have insured separately. Give them a call!
#27
Melting Slicks
I got rid of my PA antique tags a few years ago because I drive them year round as much as possible. They really don't have a way of policing the cars use, as their is no way they get mileage do to no state inspection required. Just have to make sure you don't pass the same LEO every day.
#29
Melting Slicks
ok, so i have a 94 with a regular plate. does this mean i need emissions sticker? where i live i do need it on my DDs
Last edited by nutsy; 11-26-2016 at 04:49 PM.
#30
If your 94 is regular PA registration then you'll need annual inspection and emissions. If you're low miles between annual inspection (not sure how many miles) you may not need emissions each year. Might pay to spend the $95 for classic plates. It's a one time fee that doesn't need to be renewed each year.
#31
Melting Slicks
If your 94 is regular PA registration then you'll need annual inspection and emissions. If you're low miles between annual inspection (not sure how many miles) you may not need emissions each year. Might pay to spend the $95 for classic plates. It's a one time fee that doesn't need to be renewed each year.
Last edited by nutsy; 11-26-2016 at 07:55 PM.
#32
Melting Slicks
On a previous car I used Heacock classic insurance. They were pretty easy to work with.
#35
Safety Car
NCM uses American Modern.
Adam and NCM are my broker. The policy is from American Modern.
Richard Newton
Adam and NCM are my broker. The policy is from American Modern.
Richard Newton
#36
Melting Slicks
Member Since: Mar 2006
Location: Land of the free, home of the brave...
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American Modern (AMIG)
We have American Modern (AMIG) directly. '95 C4 agreed value $15K (with $500 deduct). Premium is $315/Yr.
Policy is as follows:
Bodily Injury= $100K person/$300K accident
Property Damage = $100K
Supplementary Uninsured = $100K person/$300K accident
Personal Injury = $50K per person
Premium includes Roadside assistance and pet insurance (?)
Does NOT include full glass coverage
Received $17.50 discount for Accident Prevention Course.
Max usage is 3,000 miles/per year
Occasional pleasure use, shows, parades, cannot be primary daily driver.
(Had one accident causing $2,500 to other car, raised premium 10% /$25.00 next year)
Policy is as follows:
Bodily Injury= $100K person/$300K accident
Property Damage = $100K
Supplementary Uninsured = $100K person/$300K accident
Personal Injury = $50K per person
Premium includes Roadside assistance and pet insurance (?)
Does NOT include full glass coverage
Received $17.50 discount for Accident Prevention Course.
Max usage is 3,000 miles/per year
Occasional pleasure use, shows, parades, cannot be primary daily driver.
(Had one accident causing $2,500 to other car, raised premium 10% /$25.00 next year)
#37
Team Owner
Member Since: Sep 2001
Location: Athens AL
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C7 of the Year - Unmodified Finalist 2021
C4 of Year Finalist (performance mods) 2019
NCM all the way.
#38
Race Director
Member Since: Apr 2016
Location: Pittsburgh
Posts: 10,648
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2023 C6 of the Year Finalist - Unmodified
2022 C6 of the Year Finalist - Unmodified
2021 C6 of the Year Finalist - Unmodified
In Pa, if you have owned the car for at least 365 days & have driven less than 5,000 miles, you are exempt from a emission TEST, but they still do a visual to make sure all pollution control devices are intact
#39
Pro
Member Since: Aug 2015
Location: Jackson Wisconsin
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Van insured as collector
My van is a 1969. I had to do some fast talking and they had to take a hard look but they said it was OK. I have my 1995 Honda Civic del Sol with them as well. This car is actually on their OK list. The 1974 motorcycle they did not want to include but they relented and are covering it under the same blanket. I had others quote and they either red lined the bike, the van or were about the same price.
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Edv92c4 (11-29-2016)
#40
Pro
I just called 5 collector ins. companies and now my head is spinning
Can anyone give me recommendations?
Here is a synopses ('96 CE valued at $15K)
Grundys - unlimited miles, $0 deduct = $256
Haggertys - 3K miles limit, $0 deduct = $534
Classic - 3k miles limit, $0 deduct = $263
American Collector - ($100 deduct) = $337
JC taylor - 2500 miles limit, $0 deduct = $269
Haggertys is very high compared to the others, but I'd like to get opinions from people's experience with these different companies
TIA!!
Can anyone give me recommendations?
Here is a synopses ('96 CE valued at $15K)
Grundys - unlimited miles, $0 deduct = $256
Haggertys - 3K miles limit, $0 deduct = $534
Classic - 3k miles limit, $0 deduct = $263
American Collector - ($100 deduct) = $337
JC taylor - 2500 miles limit, $0 deduct = $269
Haggertys is very high compared to the others, but I'd like to get opinions from people's experience with these different companies
TIA!!