Notices
C5 General General C5 Corvette and C5 Z06 Discussion not covered in Tech
Sponsored by:
Sponsored by:

Is this totaled????

Thread Tools
 
Search this Thread
 
Old 08-11-2008, 06:23 PM
  #1  
Icewind Dale
Racer
Thread Starter
 
Icewind Dale's Avatar
 
Member Since: Jul 2007
Location: La Crosse Wisconsin
Posts: 419
Likes: 0
Received 1 Like on 1 Post
Default Is this totaled????

Got into an accident in my C5. Heres the photos of the damage. The car was hit directly on the drivers side front wheel, pushed over a curb onto a median and the other front side was shoved into a light pole. The radiator exploded, there was oil on the ground, three rims are scratched pretty bad, there are also scratches down the whole drivers side of car. Both air bags were deployed. What do you think??? Repairable or totaled?

Old 08-11-2008, 06:28 PM
  #2  
Robls6
Melting Slicks
 
Robls6's Avatar
 
Member Since: Apr 2007
Location: Willow Springs IL
Posts: 3,290
Likes: 0
Received 0 Likes on 0 Posts
Default

I don't think I'd want it after it's fixed, but it's probably fixable.
Old 08-11-2008, 06:33 PM
  #3  
ColeTrain'sC5
Melting Slicks
 
ColeTrain'sC5's Avatar
 
Member Since: Jun 2007
Location: Sartell Minnesota
Posts: 2,172
Likes: 0
Received 0 Likes on 0 Posts

Default

VERY fixable. my car was rear ended(bought it wrecked) and it wasn't totalled. The guy just didn't want a wrecked car and deal with fixing it. So i bought it cheap and did it myself. Doesn't appear to have frame damage from the pics and i'm lookin' it appears to need fenders, hood maybe, bumper and headlight assembly with some other odd's and ends. What year? Now that i realised it the bags were blown, Usually they are totalled out when that occurs.
Old 08-11-2008, 06:34 PM
  #4  
Icewind Dale
Racer
Thread Starter
 
Icewind Dale's Avatar
 
Member Since: Jul 2007
Location: La Crosse Wisconsin
Posts: 419
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by Robls6
I don't think I'd want it after it's fixed, but it's probably fixable.
I guess what i am asking is if anyone has seen or been in a simalar circumstance. I want the insurance company to total it so i can buy a new car. Its value is toast now. Do you think if we push them to total it they will? By the way its the other guys fault.
Old 08-11-2008, 06:38 PM
  #5  
BayArea Badboy
Instructor
 
BayArea Badboy's Avatar
 
Member Since: Aug 2007
Location: Pasco , Wa
Posts: 233
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ColeTrains'98Vette
VERY fixable. my car was rear ended(bought it wrecked) and it wasn't totalled. The guy just didn't want a wrecked car and deal with fixing it. So i bought it cheap and did it myself. Doesn't appear to have frame damage from the pics and i'm lookin' it appears to need fenders, hood maybe, bumper and headlight assembly with some other odd's and ends. What year? Now that i realised it the bags were blown, Usually they are totalled out when that occurs.
Yep,the airbags were the icing on the cake.
Old 08-11-2008, 06:38 PM
  #6  
fireman591
Melting Slicks
 
fireman591's Avatar
 
Member Since: Nov 2007
Location: Auburn Michigan
Posts: 2,001
Likes: 0
Received 2 Likes on 2 Posts

Default

If it was a 97-200ish I would say yes but I would bet they do not total it.
You could run the engine without oil till it blows
That would add to the repair bill.
Keep us posted and good luck
Old 08-11-2008, 06:42 PM
  #7  
TJB-VETTE
Drifting
 
TJB-VETTE's Avatar
 
Member Since: Mar 2005
Location: Paducah KY
Posts: 1,696
Received 34 Likes on 18 Posts
2023 C8 of the Year Finalist - Modified
2020 C7 of the Year Finalist -- Modified
2020 C2 of the Year Finalist - Unmodified
Cruise-In VIII Veteran

Default

It depends on what the book value of the car is compared to the estimate to repair. If the damage is over a certain percentage of the book value then the insurance company will total the car out. If not totaled and the car is repaired, I would go after them for the depreciated value. If the car was worth $20,000 book value before it got hit and now it would only bring say $14,000 I would make the insurance company pay the $6,000 on top of fixing the car. Then you can decide whether to keep the car or sell it and buy another.
Old 08-11-2008, 06:48 PM
  #8  
Chuck A
Race Director
 
Chuck A's Avatar
 
Member Since: Aug 2008
Location: Long Island NY
Posts: 15,402
Likes: 0
Received 138 Likes on 129 Posts
St. Jude Donor '08-'09

Default

OUCH, good luck on what you decide though
Old 08-11-2008, 06:58 PM
  #9  
Icewind Dale
Racer
Thread Starter
 
Icewind Dale's Avatar
 
Member Since: Jul 2007
Location: La Crosse Wisconsin
Posts: 419
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by TJB-VETTE
It depends on what the book value of the car is compared to the estimate to repair. If the damage is over a certain percentage of the book value then the insurance company will total the car out. If not totaled and the car is repaired, I would go after them for the depreciated value. If the car was worth $20,000 book value before it got hit and now it would only bring say $14,000 I would make the insurance company pay the $6,000 on top of fixing the car. Then you can decide whether to keep the car or sell it and buy another.
Its an 04 and in my area they are going for 28,500 and 31,000 it seems. It only has 18k on it. So they should definately compensate me for depreciated value i would hope. This is my first accident so i can use any good advice for dealing with the insurance companies that you guys and girls have to give. Thanks for the comments so far!
Old 08-11-2008, 08:29 PM
  #10  
c3_enthusiast
Racer
 
c3_enthusiast's Avatar
 
Member Since: Mar 2008
Location: Warren Michigan
Posts: 323
Likes: 0
Received 0 Likes on 0 Posts
Default

good luck!
Old 08-11-2008, 09:02 PM
  #11  
Grim Reaper
Race Director

 
Grim Reaper's Avatar
 
Member Since: Feb 2008
Location: Not where I want to be!!
Posts: 10,918
Received 30 Likes on 24 Posts
St. Jude Donor '09-'10-'11-'12-'13-'14-'15-'16-'17-'18-‘19


Default

Originally Posted by Icewind Dale
Its an 04 and in my area they are going for 28,500 and 31,000 it seems. It only has 18k on it. So they should definately compensate me for depreciated value i would hope. This is my first accident so i can use any good advice for dealing with the insurance companies that you guys and girls have to give. Thanks for the comments so far!
They probably won't, but that depends on who the insurance company is. Good luck. Hope everything works out for ya.
Old 08-11-2008, 09:02 PM
  #12  
peter pan
Life Time NCM #2196

Support Corvetteforum!
 
peter pan's Avatar
 
Member Since: Sep 2004
Location: Converse TX
Posts: 81,768
Received 1,099 Likes on 810 Posts

Default

With this being an 04 you have a 50/50 in my book and the deployed air bags are in your favor
Old 08-11-2008, 09:09 PM
  #13  
dobewillie
Race Director
 
dobewillie's Avatar
 
Member Since: Mar 2006
Location: lockport n.y
Posts: 10,477
Likes: 0
Received 4 Likes on 4 Posts
Default

tough break I hope they total it for you
Old 08-11-2008, 09:12 PM
  #14  
Bill Dearborn
Tech Contributor
 
Bill Dearborn's Avatar
 
Member Since: Oct 1999
Location: Charlotte, NC (formerly Endicott, NY)
Posts: 40,081
Received 8,924 Likes on 5,330 Posts

Default

It can be repaired to as good or better than it was before the accident.

Bill
Old 08-11-2008, 09:54 PM
  #15  
booker5m
Racer
 
booker5m's Avatar
 
Member Since: Jul 2008
Location: Emporia Ks
Posts: 354
Likes: 0
Received 0 Likes on 0 Posts
Default

It can be repaired but it will show on the auto report when you go to sell and will reduce the value. Go for total
Old 08-11-2008, 10:00 PM
  #16  
Whiteonrice
Drifting
 
Whiteonrice's Avatar
 
Member Since: Jan 2005
Location: San Dimas Ca.
Posts: 1,496
Received 26 Likes on 22 Posts

Default

I wouldn't want it. I'm betting on totaled. Good luck to you.

Rick
Old 08-11-2008, 10:43 PM
  #17  
Icewind Dale
Racer
Thread Starter
 
Icewind Dale's Avatar
 
Member Since: Jul 2007
Location: La Crosse Wisconsin
Posts: 419
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by Whiteonrice
I wouldn't want it. I'm betting on totaled. Good luck to you.

Rick
Thanks for all the input. I am praying its totaled and I can buy anew Vette and move on. I would think they should compensate me for the depreciated value though. We are gonna push our insurance company hard to total it. And since its not our fault hopefully our insurance company will be receptive to giving us what we want.

Get notified of new replies

To Is this totaled????

Old 08-11-2008, 10:47 PM
  #18  
Icewind Dale
Racer
Thread Starter
 
Icewind Dale's Avatar
 
Member Since: Jul 2007
Location: La Crosse Wisconsin
Posts: 419
Likes: 0
Received 1 Like on 1 Post
Default

Just gotta say I love Corvette Forum and as soon as I get this mess behind me I am gonna pay to become a lifetime member cuz I really appreciate this forum. Thanks again everyone.
Old 08-11-2008, 10:59 PM
  #19  
Jacks02
Drifting
 
Jacks02's Avatar
 
Member Since: May 2007
Location: Gig Harbor WA
Posts: 1,507
Likes: 0
Received 14 Likes on 10 Posts

Default

I feel you pain.... So sorry..... Judging by the pictures and your description, it seems repairable; however, that's entirely up to your insurance company. Whatever their verdict, do you still want it knowing it's been damaged? That's the real question you have to answer. Good luck on whatever you decide.
Old 08-11-2008, 11:47 PM
  #20  
jrose7004
Team Owner
 
jrose7004's Avatar
 
Member Since: Mar 2004
Location: Oklahoma City OK
Posts: 58,258
Received 1,674 Likes on 1,297 Posts
C6 of Year Finalist (appearance mods) 2019

Default

Originally Posted by dobewillie
tough break I hope they total it for you
Bet they don't.


Quick Reply: Is this totaled????



All times are GMT -4. The time now is 07:37 AM.