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Old 12-11-2012, 02:00 PM   #1
J Christensen
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Default Anyone bought some type of Extended Warranty/Mechanical Breakdown Insurance

Has anyone bought some type of Extended Warranty/Mechanical Breakdown Insurance...

and if so, who is the underwriter/company and what do you think of it's coverage in real life use?

I'm considering one from USAA, underwriter Assurant and another called MAP, Motorist Assistance Plan, unsure of underwriter.
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Old 12-11-2012, 02:05 PM   #2
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I have GMPP Major Guard on my 06, will buy it for the 427 and I had it on my CTS. My daughter had it on her Enclave and it paid for itself a couple of times.
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Old 12-11-2012, 02:34 PM   #3
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If you are still within your original 3/36 warranty, almost everyone here who buys something gets the GMPP Major Guard. Most buy it through Dennis Fichtner, Forum Sponsor.

If you are past the 3/36, Dennis also sells an aftermarket warranty that gets some good reviews.

Email Dennis with your VIN and mileage. He will send you a long and detailed attachment of the various combinations of months/miles/deductibles/prices you can choose from. He is usually the best price, and absolutely first class to deal with.

We've had GMPP on all three of our Corvettes, the first two definitely "made money" for us and the third is about break-even now, with many months/miles to go.

There are certainly arguments for/against getting an extended warranty, but on the Corvette I don't need to think about it.
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Old 12-11-2012, 03:22 PM   #4
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so according to what I looked up...$2200 to have your car fully covered to $100,000 miles? not bad.
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Old 12-11-2012, 03:25 PM   #5
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Quote:
Originally Posted by CorvetteGerard View Post
so according to what I looked up...$2200 to have your car fully covered to $100,000 miles? not bad.
Dennis Fitchner as well as some other forum vendors will likely beat that price by a good margin.
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Old 12-11-2012, 03:35 PM   #6
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what is Dennis' contact information?
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Old 12-11-2012, 03:41 PM   #7
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Quote:
Originally Posted by CorvetteGerard View Post
so according to what I looked up...$2200 to have your car fully covered to $100,000 miles? not bad.
It's probably near double what Dennis will charge for a GMPP.
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Old 12-11-2012, 04:12 PM   #8
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Here you go

dfichtner@fichtnerchevrolet.com with your VIN and exact current miles on the car.
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Old 12-11-2012, 04:13 PM   #9
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Quote:
Originally Posted by CorvetteGerard View Post
what is Dennis' contact information?
http://www.fichtnerchevrolet.com/ContactUsForm
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Old 12-11-2012, 04:14 PM   #10
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I have Nationwide Auto. Paid $2,200 for it at 98,000 miles When my GMPP was about to run out. I am now covered until 200,000 miles or 5 years.

There are some minor exclusions. But I already have had my transmission replaced at the dealer from RPM and warranty paid around 3,000 for it.

So basically I will wait for another item to break and smile when it does.
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Old 12-11-2012, 04:19 PM   #11
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I am 3 months past the 36/36, with about 28K miles. I still have some of the powertrain warranty if it goes to 48 or 60 months.

I was advised to make sure that any extended coverage.. to make sure it covers the thermostat, radiator, heating/cooling issues/parts, not necessarily the A/C as I understood the warning.

Any other thoughts?

If I am past the basic warranty, I am guessing I can not get a GMCC extended warranty?
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Old 12-11-2012, 04:20 PM   #12
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Quote:
Originally Posted by Ahmer View Post
I have Nationwide Auto. Paid $2,200 for it at 98,000 miles When my GMPP was about to run out. I am now covered until 200,000 miles or 5 years.

There are some minor exclusions. But I already have had my transmission replaced at the dealer from RPM and warranty paid around 3,000 for it.

So basically I will wait for another item to break and smile when it does.

.. and that left you with ... about how much, if you don't mind?

are teh GMCC extended warranties better then other after market ones?
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Old 12-11-2012, 04:22 PM   #13
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I paid $300.
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Old 12-11-2012, 04:23 PM   #14
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No biggie. I am waiting for my engine to blow up.
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Old 12-11-2012, 04:30 PM   #15
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So far the quotes I'm getting, for 3 yrs and about 36 K miles area = $3600.00.
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Old 12-11-2012, 04:49 PM   #16
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Nationwide is good. Stay away from MAP. I manage a repair facility and MAP always seems to wiggle out of paying for a repair.
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Old 12-11-2012, 04:58 PM   #17
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Quote:
Originally Posted by Keefer07 View Post
Nationwide is good. Stay away from MAP. I manage a repair facility and MAP always seems to wiggle out of paying for a repair.
! and that is the primary one that the dealership that sold the car last month is pushing. I appreciate that info.

I am talking to a guy from local GM dealership, he has a plan from Superior. I should have the details soon.

I was told Mercury is a good plan, but may not cover thermostats/heating/cooling (for the engine)...

I'll need to check that part out.
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Old 12-11-2012, 09:51 PM   #18
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I bought Mastertech....seven years, 60,000 miles. If I never have a claim, I get all my money back at the end of the term. Covers more than the GM Major Guard and about everything except normal wearable items. Full nationwide coverage. Cost was $2485.00. Anything covered by the GM standard warranty does not count against the plan. Seemed like a good deal.
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Old 12-11-2012, 11:31 PM   #19
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Quote:
Originally Posted by pmartjr View Post
I bought Mastertech....seven years, 60,000 miles. If I never have a claim, I get all my money back at the end of the term. Covers more than the GM Major Guard and about everything except normal wearable items. Full nationwide coverage. Cost was $2485.00. Anything covered by the GM standard warranty does not count against the plan. Seemed like a good deal.
Thanks.


Looking at their overall coverage, they do cover some - or a good number of items that none of these other major plans seem to address. I'll take a more thorough look.

Good info!

Thank you.

Last edited by J Christensen; 12-11-2012 at 11:36 PM.
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Old 12-11-2012, 11:31 PM
 
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