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Looking for insurance advice. Non daily driver

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Old 04-08-2016, 08:58 AM
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stephenpen
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Default Looking for insurance advice. Non daily driver

What do u guys do for insurance. I picked another vehicle and I don't want to pay full pop for the two summer vehicles.
I'm Looking for agreed value policy or collector car insurance. I don't believe we should have to pay for 4 vehicle when my wife and I can only drive one at a time.

Thanks in advance
Old 04-08-2016, 09:13 AM
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FrankieD
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Hey Stephen , sent you a pm with details
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stephenpen (04-10-2016)
Old 04-08-2016, 09:57 AM
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formula1nut
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Originally Posted by stephenpen
What do u guys do for insurance. I picked another vehicle and I don't want to pay full pop for the two summer vehicles.
I'm Looking for agreed value policy or collector car insurance. I don't believe we should have to pay for 4 vehicle when my wife and I can only drive one at a time.

Thanks in advance
I just bought insurance for my 1999. You will have no problems getting coverage for anything 25 years or older but things are more difficult for cars between 15 and 25. It used to be you could get coverage for these cars easily but the game is changing. What year cars are you looking to do this with?

(As an aside generally it is full year coverage not six months on and off.}
If relevant I can PM you with suggestions based upon my experience.
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Old 04-08-2016, 07:05 PM
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stephenpen
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My Vette is an 06 and the Camaro is a 98. My company now insures all year. They won't do just summer. My Vette is only $30-40 a month so it's not bad. My last Camaro was 90 a month. It ads up when u have 2 daily vehicles and 2 toys.
I was surprised my old 99 TA was 2-3 times more then the corvette.
Feel free to pm me.
Thanks for the advise.

Last edited by stephenpen; 04-08-2016 at 07:11 PM.
Old 04-08-2016, 11:06 PM
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Brian71
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When I had my 911 I used Lant/Haggerty Silver Wheel Plan. I paid $180 a year based on a $25,000 value.
I was never told a mileage limit but I couldn't take it to work or to a shopping mall (cruise nights didn't count).
The price was right but I never had to make a claim.
Old 04-09-2016, 03:35 AM
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stephenpen
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Thanks everyone. I think I have all the info I need.
Old 04-09-2016, 07:21 PM
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Frank4202
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I just did an online quote from Hagerty and it was 800 for the year. Cheaper than what I'm currently paying but still looking for options. Currently with Allstate...
Old 04-09-2016, 07:53 PM
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formula1nut
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Originally Posted by Frank4202
I just did an online quote from Hagerty and it was 800 for the year. Cheaper than what I'm currently paying but still looking for options. Currently with Allstate...
I was an existing Hagerty customer and they were almost double what I ended up paying.......with better coverage as well. Hagerty I think is really good for 25+ year old cars but are not much interested in 15 to 25 years.
Old 04-09-2016, 11:05 PM
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FrankieD
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Originally Posted by formula1nut
I was an existing Hagerty customer and they were almost double what I ended up paying.......with better coverage as well. Hagerty I think is really good for 25+ year old cars but are not much interested in 15 to 25 years.
Can you post who you went with? But if you rather you can pm me instead
Old 04-10-2016, 06:07 AM
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stephenpen
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I haven't called yet Frank but I'm going to call Echelon this week. I had a few people suggest it and the rates seem to be better then the other suggestions. Seeing I do like to drive my car to work when it's nice out and haggerty does not allow that.
Thanks guys for the help. CF does it again

Last edited by stephenpen; 04-10-2016 at 06:44 AM.
Old 04-12-2016, 10:33 PM
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monstrocity
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Hi guys. Can any of you PM me the secrets as well?

We have 2 DD and 2 hobby cars but I just picked up another 15-25yo hobby car and with a big new driveway, have my eye on more.

I use Lant for the hobby cars but as mentioned here the criteria is tightening up. I too get incensed thinking we are only two drivers so why no break when you have multiple cars. Can't drive them all at once!

I'd investigate any solution.
Old 04-12-2016, 10:38 PM
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monstrocity
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Originally Posted by Brian71
When I had my 911 I used Lant/Haggerty Silver Wheel Plan. I paid $180 a year based on a $25,000 value.
I was never told a mileage limit but I couldn't take it to work or to a shopping mall (cruise nights didn't count).
The price was right but I never had to make a claim.
While on the topic I once had a claim with Lant in my 1968 Cadillac. Knock wood, it was the only moving vehicle accident I've never been in - was a hit an run and luckily only around $400 damage.

They treated me like gold. Neighbour across the street once had a bigger claim while in the US and they treated him right too.
Old 04-13-2016, 09:12 PM
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formula1nut
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Default Insurance contacts

Here are three contacts that provide coverage for cars over 15 years old:
- Echelin contact is through Zehr Brokers; Scott Smith (ssmith@zehrinsurance.com)

-Vintage Insurance - http://www.vintageautoinsurance.ca/ (Jason Wilson 1-800-307-7066)jason.wilson@reedsinsurance.ca I believe no longer cover 15 to 25 year old cars.

or
adasilva@secureinsurance.ca.

I assume you are all familiar with Hagerty through Lant.

All of these will require an appraisal.

Last edited by formula1nut; 04-13-2016 at 10:31 PM. Reason: Spelling error, improved information
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SpartaGus (08-25-2023)
Old 04-14-2016, 02:32 PM
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stclarke
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Originally Posted by stephenpen
I haven't called yet Frank but I'm going to call Echelon this week. I had a few people suggest it and the rates seem to be better then the other suggestions. Seeing I do like to drive my car to work when it's nice out and haggerty does not allow that.
Thanks guys for the help. CF does it again
I'm with Haggerty, and was told I COULD take it to work occasionally as long as I had another DD vehicle that was insured for 'commute'

-Stephen
Old 05-07-2016, 11:35 PM
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Kazman1960
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Originally Posted by stephenpen
What do u guys do for insurance. I picked another vehicle and I don't want to pay full pop for the two summer vehicles.
I'm Looking for agreed value policy or collector car insurance. I don't believe we should have to pay for 4 vehicle when my wife and I can only drive one at a time.

Thanks in advance
CUMIS , 2015 Zo6 $748 per year
Old 05-08-2016, 07:52 AM
  #16  
Black 03 Z06
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Beware of CUMIS. Perhaps the most incompetent insurance company I have ever dealt with. With them for almost 35 years for house insurance with only one small claim many years ago (under $1K). Sent me a letter telling me they did not want my business any longer and never gave a reason. There are real issues for a consumer if an insurance company cancels you and you do not get a replacement prior to the expiration date of the policy.
Old 09-12-2016, 03:25 PM
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Regan Clarant
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Finding insurance can be challenging and here's some great advice I got for finding it!

1. Always seek advice from a reputable broker.

2. Make a checklist of everything you need to insure, including contents, equipment etc.

3. Don’t forget liability insurance.


Here's an excellent resource I used to find awesome insurance!

Last edited by Regan Clarant; 09-12-2016 at 03:26 PM.

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Old 08-24-2023, 10:26 PM
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kc stingray
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i have Hagerty on my 01 z06. $54.00 a month with roadside assistance . no complaints
Old 08-24-2023, 11:34 PM
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Originally Posted by kc stingray
i have Hagerty on my 01 z06. $54.00 a month with roadside assistance . no complaints
A 7 year old thread in a different country? Is this how you get your kicks?
Old 08-25-2023, 12:35 AM
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SpartaGus
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Originally Posted by formula1nut
Here are three contacts that provide coverage for cars over 15 years old:
- Echelin contact is through Zehr Brokers; Scott Smith (ssmith@zehrinsurance.com)

-Vintage Insurance - http://www.vintageautoinsurance.ca/ (Jason Wilson 1-800-307-7066)jason.wilson@reedsinsurance.ca I believe no longer cover 15 to 25 year old cars.

or
adasilva@secureinsurance.ca.

I assume you are all familiar with Hagerty through Lant.

All of these will require an appraisal.
Jason at Vintage is who I deal with. $165 a year for the last 4 years on my Trans Am.



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