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Old 04-06-2013, 06:30 PM   #21
CHASLS2
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Originally Posted by NEED-A-VETTE View Post
Don't forget what I told you a few weeks about trying to negotiate, since you're a self pay (cash paying) patient. All they can say is no, but it's worth a shot.
I paid that crap long ago. $900 is nothing to me.
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Old 04-06-2013, 06:43 PM   #22
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I paid that crap long ago. $900 is nothing to me.
Next time, see if they'll lower the bill. Insurance companies typically only pay a percrntage of the billed amount. It's always worth asking.



Back to the OP's issue...regarding the recommendation to switch physicians or seek out a specialist, make sure that you follow the guidelines of your insurance before doing either. If you have an HMO, you usually have to notify your insurance if you're switching PCPs. For specialists, you typically have to have a referral from your PCP.

As long as you follow the rules set up by your insurance carrier, you shouldn't have any unexpected costs. A least not any costs (copays, deductibles, etc) of which you're not already aware will be your responsibility.

Some insurance carriers have a built in clause allowing patients to seek a second opinion, without being penalized monetarily. There are rules that have to be followed to take advantage of this, as well.

If you think that the physician you are seeing now is not diagnosing you properly, read through your insurance carrier's booklet, which you should have received during open enrollment. Then call your insurance carrier and talk to them about your options. Do this before you switch physicians, though.

Last edited by NEED-A-VETTE; 04-06-2013 at 06:46 PM.
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Old 04-06-2013, 06:57 PM   #23
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My wife has polyps that swell up during allergy season. That really messes with her breathing. It completely clogs her nasal passages. Just throwing it out there. If you get it bad like her, I hope you find relief fast.
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Old 04-06-2013, 08:58 PM   #24
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Have you tried this?

At your local drugstore.
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Old 04-06-2013, 09:43 PM   #25
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Have you tried this?

At your local drugstore.
As weird as it looks, I have several coworkers that swear by this damn thing.
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Old 04-06-2013, 11:21 PM   #26
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Was it Allen Harper ?
???

I thought it sounded crazy when the chiropractor said an adjustment would help my allergies and my breathing, but I've improved tremendously. Give it a try. What have you got to lose?
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Old 04-07-2013, 04:18 AM   #27
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Originally Posted by BKNIMKR View Post
My wife has polyps that swell up during allergy season. That really messes with her breathing. It completely clogs her nasal passages. Just throwing it out there. If you get it bad like her, I hope you find relief fast.
Guy at work's wife had problems breathing and it turned out to be nasal polyps. Xrayed her face to see them and the major blockage. (gives me the mild ******* to think about it)
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Old 04-07-2013, 04:10 PM   #28
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Thanks for the advice . Got a couple things to try . Thanks for the pm s I just don't want to try any more meds that don't work .
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Old 04-07-2013, 05:08 PM   #29
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Deviated septum ??

http://www.mayoclinic.com/health/dev...septum/DS00977
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