Originally Posted by CHASLS2
I paid that crap long ago. $900 is nothing to me.
Next time, see if they'll lower the bill. Insurance companies typically only pay a percrntage of the billed amount. It's always worth asking.
Back to the OP's issue...regarding the recommendation to switch physicians or seek out a specialist, make sure that you follow the guidelines of your insurance before doing either. If you have an HMO, you usually have to notify your insurance if you're switching PCPs. For specialists, you typically have to have a referral from your PCP.
As long as you follow the rules set up by your insurance carrier, you shouldn't have any unexpected costs. A least not any costs (copays, deductibles, etc) of which you're not already aware will be your responsibility.
Some insurance carriers have a built in clause allowing patients to seek a second opinion, without being penalized monetarily. There are rules that have to be followed to take advantage of this, as well.
If you think that the physician you are seeing now is not diagnosing you properly, read through your insurance carrier's booklet, which you should have received during open enrollment. Then call your insurance carrier and talk to them about your options. Do this before you switch physicians, though.