Just did it. Once a year is free.
The ONLY blip is a $25 non-payment from my pain doctor...and that they'd never told me I owe them a lousy $25.00. I'll have to call tomorrow and complain about it. My credit is dipped because of $25? Really?
I got all 3 reports, just that, the reports, no "score"
For the "score" they want money for...weird...why do they charge for the score and only give a report.
I was kinda shocked what was on the report, quite thorough.
I'd give myself a loan...lol.