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-   C6 Corvette General Discussion (https://www.corvetteforum.com/forums/c6-corvette-general-discussion-74/)
-   -   Cost for good driver's insurance (https://www.corvetteforum.com/forums/c6-corvette-general-discussion/928417-cost-for-good-drivers-insurance.html)

thebiggman 12-13-2004 03:19 PM

USAA is the best out there. I'm with them also, I've had them for the past 10 years. I have 3 cars, my house with them and I'm 33yrs old. I'm paying around $800 a year with a $250 deductible.

JFTaylor 12-13-2004 04:23 PM

Me too
 

Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.

I'm not going to question it, but I thought I'd ask the forum:

What are you paying a year for insurance with No tickets & no accidents?

Thanks,
Al

:iagree:
I'm in VA and have USAA also. That's about what I am paying.
Really depends on your State. Let's hear from the NJ guys!! CF Member last week stated 25 yr olds in NJ were paying $6-10,000 /yr. :ack: :ack: :U
USAA is now open to enlisted military as well. That was phased in about 5 years ago. :cheers:

rwpatte 12-13-2004 06:09 PM


Originally Posted by SilverCoupe
$957 per year from GEICO. Retired, no tickets or accidents in 25-30 years. No other insurance with them, just 2 autos. Quoted price is for C6 only.

Location has a lot to do with rates as well as individuals being insured.

And how many miles you drive. BIG factor...

toolking 12-13-2004 06:47 PM

Anybody who has access to USAA should do it. I just got a rebate check for $353.00. 2 cars in the "performance category" and an SUV all under full coverage, plus ACV insurance on the house.

noel48 12-13-2004 07:57 PM

I just received my yearly rebate from USAA,$500 :cheers:

barney 12-18-2004 03:38 PM

insurance
 
My insurance is about 1000 per year. I have high liability, and low col.and comp. I also have full replacement value as long as i own the car.

Dolen 12-18-2004 04:26 PM

Insurance
 

Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.

I'm not going to question it, but I thought I'd ask the forum:

What are you paying a year for insurance with No tickets & no accidents?

Thanks,
Al

We were also with USAA, great company, don't know how old you are but try Arrp w/Hartford. $720 for 3 units, 00 vert, 04 Toy camry XLE, smf 01 Ford Ranger XLS. Liability only on the Ranger.

Dolen

hihocarp 01-31-2010 10:36 PM

Up here I'll be paying $954 a yr with $1000 ded. I will also check into special ins [ same as my Challenger & Firebird $ 247.00 & 196.00 yr respectively] Kinda the same a Haggarty ins in the states.

Blevinator 02-01-2010 12:46 AM

$600.00 per year
2005 c6 added on to my
policy. Texas Farm Bereau
$1000 deduct.
full coverage

Frankb10 02-01-2010 07:00 AM

Hey Folks:

Massachusetts -

2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.

Total for the year about $452.....

I also have 3 other vehicles and my house with the same company.

Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...

gmccreary 02-01-2010 07:28 AM

USAA, Z06, F250, last ticket 1995. The Z06 is $760/yr. My C6 was $668/yr.

chriskaw7r 08-18-2010 02:21 PM


Originally Posted by Frankb10 (Post 1572946478)
Hey Folks:

Massachusetts -

2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.

Total for the year about $452.....

I also have 3 other vehicles and my house with the same company.

Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...

Has anyone checked out the tips on insurance here? http://www.corvette-web-central.com/...insurance.html

JoesC5 08-18-2010 02:47 PM

State Farm, good driver, no tickets, no accident's etc, Home, four cars, umbrella, etc, old fart's discount, single. $564.60/yr for the 2009 Z06. For your location, your quote seems about right.

txrancher47 08-18-2010 02:47 PM

Texas here. Farm Bureau, 2 vehicles, one driver, clean record, excess limits. 600.00 first car and 250 for the vette.

C6CPA 08-18-2010 02:48 PM

Hard to compare apples to oranges. Premiums depend on liability coverage levels, and deductible levels, plus if you have extras like uninsured motorist (the other guy hits you), medical and such. The premium $ amounts themselves throw loosly about are for the most part meaningless.

KX 08-18-2010 03:14 PM

Sacramento is not the lowest nor the highest rated in the State. I lived there for a few years and I have found
the areas rates, based upon zip code, age, and what you drive to be middle of the road. Bay Area could be higher but I am in San Diego now and this area is fairly low.
I am certain that you have discovered by now that no one can compare exactly with your rates. The best you can expect is to come close. It looks like you are fine
with what you have.

calmtgguy 08-18-2010 03:22 PM


Originally Posted by hb_cpa (Post 1548567816)
I'm USAA too

34M, married, no tickets/accidents, 2 cars, home

BI - 500K/1M
PD - 100K
Med - 2K
Unins - 500K/1M
Comp - 500
Coll - 500
rent - 30/day

$575/6 mo

Age is the BIG factor.

Yours was the first response that made sense, with your limits included. without the limits, the responses mean very little.

52, Married, clean record, multi car, S.F Bay Area

BIL - 100K/300K
PDL - 100K
Med Pay - 25K
Unins - 100K/300k
Comp - 100 Ded
Coll - 500 Ded
rent - 45/day

Premium $302.90/6 mo., or $605.80 ann.

Geico

VET4LES 08-18-2010 03:25 PM

71 here, never had an accident or ticket. I'm with AAA and paid $725 per year last year. I shopped around a few months ago and USAA was several hundred dollars more. :cheers:

Joe C 08-18-2010 03:33 PM

state farm here. been with them since 1968 - 62 years old - last moving violation was in 1986 (the last one that i was caught at - :rofl:). of course, no kids at home, full coverage - standard 100/300/100 thing w/ 500 ded collision, 0 ded on comp, uninsured motorist - multi-car + house -- $224/half :D. my 90 corvette (daily driver) is less than $150/half - same coverage :D:D

c1vettes 08-18-2010 03:39 PM


Originally Posted by VET4LES (Post 1575049670)
71 here, never had an accident or ticket. I'm with AAA and paid $725 last year. I shopped around a few months ago and USAA was several hundred dollars more. :cheers:

Thanks for the advice. I will check with AAA as I am in their motor club. Was going to check with USAA also. Currently with Allstate paying about $550 each 6 mo for the Vette and a similar amount for a new Caddy. Of course, my cars are reg in Fl and that may be a difference.

I'm 70 myself and can say both my wife and I have never had an accident, but no tickets man? You ain't half trying!:rofl:

Seriously, I haven't had a ticket in over twenty years. Just in case an insurance agent is reading this.:lol:


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