HPDE Insurance
#3
Melting Slicks
I've used both lockton and opentrack and will stay with opentrack. I got a better price with them, was able to add a 2nd car on a rider and it covered both me and my wife for unlimited track days during the calendar year.
I also watched a friend make a claim with them this year unfortunately, but they handled it very well. Very straight-forward and he'll have his car back in time for next season.
I also watched a friend make a claim with them this year unfortunately, but they handled it very well. Very straight-forward and he'll have his car back in time for next season.
#8
What type of policy that cover unlimited track days? and the cost?
I used Lockton for an HPDE event, and it was $400. I am looking for more economical options for next season.
#10
The most important aspect of an insurance company is not the pre-sale, but the after sale service. Anyone has direct experience with filing claims with either company?
#11
This is what I have with Open Track Insurance
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
Last edited by NiceGuySanti; 11-26-2018 at 06:09 PM.
The following users liked this post:
GoatHead (11-26-2018)
#12
I have had friends file claims with both Locton and Open Track, both are class acts, no grief, no B.S.
#13
This is what I have with Open Track Insurance
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
#14
This is what I have with Open Track Insurance
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
Open track yearly policy
$60,000 coverage but you can go up higher without any increase in premium, I believe northwards of $80,000, play with their calculator for exact numbers.
5% deductible
$3,357.50 premium for as many events as you want to register for in 1 calendar year.
No need to list the event with them, just show up and drive. Timed events such as racing or time trials are not covered.
I see two types of common track incidents.....the minor "off" that takes out the splitter, minor bodywork scratches, maybe a fender and the major crashes that total out the car. With the 10% deductible, most of the minor "offs" would be out of pocket. Just something to think about if going the individual track day plan.
#17
Racer
I started using On Track this year, mainly because they take American Express. Inevitably, I forget to set up the insurance until the night before the event and On Track's smart phone app is very user friendly.
Feff
Feff
#20
Melting Slicks
Thread Starter
Originally Posted by jacks2000
Has anyone had experience with insurance for time trials or W2W racing?