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Old 12-06-2018, 08:48 AM
  #21  
Gavin65
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I had wanted to go with NCM but as previously stated they do not write policies in New York, I have had American Collectors for close to 20 yrs, I have never had to file claim but a friend of mine has had 2 claims with them and both were paid without question.
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Old 12-06-2018, 09:13 AM
  #22  
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I have NCM insurance on my 62. I was out of town (45 miles) having lunch with a friend. On my way back to his house I was T-Boned by a kid texting. He has minimum insurance. NCM has been great, told me to let them know who I wanted to fix the car, send them the estimate, which we did, sent me a check right away with the option of a supplement cost should they run into unforeseen damage. I don't know what restrictions is being talked about, but when I switched to NCM I was very specific about how many miles I drive and where I go and they told me no problem. So far they have true to their word. Also a few years ago I was coming back from Bowling Green KY., lost a rear wheel bearing, had car tower 103 miles and they paid every cent!
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Old 12-06-2018, 10:36 AM
  #23  
Adam Boca
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Thanks everyone for the great feedback!!

OP, check us out at ncminsurance.com or give one of our folks a call at 877.678.7626. We would love to put together a quote!

Adam Boca
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Old 12-06-2018, 11:25 AM
  #24  
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I switched to NCM this year, higher agreed value for a lower premium. Should have done so years ago.
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Old 12-06-2018, 12:40 PM
  #25  
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Originally Posted by RatDog View Post


Leif - I agree. Never had a drive that wasn’t a pleasure <LOL>.

Six years ago when I bought my car and insured it with NCM, I told Adam that I would take pleasure in an early morning drive along the lake to the gym each day. He agreed that we all would take pleasure in doing that but my car wouldn’t be covered if I do it.

Steve

Adam,
Can you speak to this please. When I switched and talked to Bobbie Jo, I was very specific in telling her that I drive my '67 5-6000 miles per year. Usually 40-50 mile drives on sunny days. I wanted to be sure that this wouldn't present any problems should, God forbid, I was ever involved in an accident. She assured me that there would be no issues whatsoever. Can you clarify (specifically) what the driving restrictions are under y'alls pollicies. Thank you.
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Old 12-06-2018, 01:19 PM
  #26  
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I'm currently with Hagarty, but would consider a change to NCM if Adam could be specific about what the diffs are between the two.
Nick
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Old 12-06-2018, 02:17 PM
  #27  
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Originally Posted by leif.anderson93 View Post
Adam,
Can you speak to this please. When I switched and talked to Bobbie Jo, I was very specific in telling her that I drive my '67 5-6000 miles per year. Usually 40-50 mile drives on sunny days. I wanted to be sure that this wouldn't present any problems should, God forbid, I was ever involved in an accident. She assured me that there would be no issues whatsoever. Can you clarify (specifically) what the driving restrictions are under y'alls pollicies. Thank you.
Hey Leif, we have you on a 6,000 mile plan. Going for nice pleasure cruises is perfect!

RatDog said that his drive will take him to the GYM. Going to the gym isn't something that is covered on any collector vehicle policy. Going for a drive around the lake is no problem.
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Old 12-06-2018, 02:22 PM
  #28  
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Originally Posted by Nick Bernier View Post
I'm currently with Hagarty, but would consider a change to NCM if Adam could be specific about what the diffs are between the two.
Nick
My sources have told me that Hagerty no longer covers modified cars - as in restmods. But I haven’t confirmed that.
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Old 12-06-2018, 02:54 PM
  #29  
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Mine wouldn't pass an NCRS inspection, but it's certainly no restomod!!
Thanks,
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Old 12-06-2018, 03:09 PM
  #30  
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Highly recommend NCM. Had Hagerty for years, and they did seamlessly handle one minor (<$1,000) claim for me, but their rates were rising at an uncontrolled pace.
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Old 12-06-2018, 03:14 PM
  #31  
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Originally Posted by Adam Boca View Post
Hey Leif, we have you on a 6,000 mile plan. Going for nice pleasure cruises is perfect!

RatDog said that his drive will take him to the GYM. Going to the gym isn't something that is covered on any collector vehicle policy. Going for a drive around the lake is no problem.
It really does make sense for my car to not be covered in that usage. If you take your car to the same place every day and park it there for an hour while you go inside, sooner or later a criminal type is likely to spot your car and take note of your pattern. Eventually, there may be a flat bed wating just around the corner of the building waiting for you to show up. Within an hour, your car could be in a shipping container.

Steve
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Old 12-06-2018, 03:43 PM
  #32  
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Originally Posted by Adam Boca View Post
Hey Leif, we have you on a 6,000 mile plan. Going for nice pleasure cruises is perfect!

RatDog said that his drive will take him to the GYM. Going to the gym isn't something that is covered on any collector vehicle policy. Going for a drive around the lake is no problem.
Adam,
Thank you for the clarification (and, the follow-up phone call). I'm perfectly comfortable with your explanation of coverage and my personal usage. They way I drive my '67 (pleasure drives, taking the wife out to dinner, etc) is covered and acceptable to y'all. Perfect for me. I completely understand not going for groceries, to the gym, etc. Would never use mine for that purpose anyway...she's never out of my sight. Thanks for your superb customer service.
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Old 12-07-2018, 12:34 AM
  #33  
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We had Hagerty (no claims nor complaints) and switched to NCM. Cost savings was substantial. The premiums have remained stable.
We have limited Extended Antique plates that only allow April thru October cruising.
We started out with the 1,000 mile plan, but after riding in R66 with the wife, it was voted unanimously the primary crusing vehicle over our 68RS. I don't get a vote. We increased the milage limit to 3,000 miles a year and came very close to that limit this year. The cost for the increase was very minimal. The 68RS got less than 300 miles on it this year.
We stop by the local Dairy Queen and small restaurants for lunch or a snack. I believe NCM said that was fine also. We went to the Corvette Fun Fest and stayed in a motel in a small town as part of attending the event also covered.
I don't take it on errands except to fill it up or visit the mechanic.
Adam, Let me know if I am wrong.

Ron
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Old 12-07-2018, 09:43 AM
  #34  
Adam Boca
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Originally Posted by R66 View Post
We had Hagerty (no claims nor complaints) and switched to NCM. Cost savings was substantial. The premiums have remained stable.
We have limited Extended Antique plates that only allow April thru October cruising.
We started out with the 1,000 mile plan, but after riding in R66 with the wife, it was voted unanimously the primary crusing vehicle over our 68RS. I don't get a vote. We increased the milage limit to 3,000 miles a year and came very close to that limit this year. The cost for the increase was very minimal. The 68RS got less than 300 miles on it this year.
We stop by the local Dairy Queen and small restaurants for lunch or a snack. I believe NCM said that was fine also. We went to the Corvette Fun Fest and stayed in a motel in a small town as part of attending the event also covered.
I don't take it on errands except to fill it up or visit the mechanic.
Adam, Let me know if I am wrong.

Ron
Ron, you are spot on good!
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