fever1

I need to put Ins. on my 69 vette any suggestions, Thanks.

joewill

what do you use the car for, hold old are you, do you have a garage, what is your driving record. will other people drive your car. do you own other cars. do you have a high net worth you need to protect?.

the answer to these questions will determine what type of insurance you should buy.

Tim Ware

Hagerty. Great service, magazine, good price if not for everyday use. First class .

NMT1957

American Collectors Insurance. Make sure you get an "agreed to value" or "Stated Value" no matter what company you go with. You will pay rates according to what value you want to insure it up to.

Lakeside49

I have first hand experience with two of the relatively small handful of reputable classic car insurers. I have not ever had any claims to deal with which is something to look for here. But, I can say that Hagerty was great, and National Corvette Insurers (NCM) is outstanding (and slightly more affordable with the same coverages). A guy named Adam and his team run it lean and professionally. For either you'll have a good peace of mind.

Sunstroked

I've been using NCM. To insure as a classic you will be limited to annual mileage, must have a daily driver for every licensed driver in your household, and no grocery getting allowed! I have an agreed value policy, its very affordable insurance. Hopefully I will never use it.

kenba

NCM is the way to go if you have other means of every day transportation & it's especially good if you have more than 1 classic car.

ddawson

NCM here, Adam and Bobbie Jo have been awesome.

7T1vette

If you feel that your car is worth more than the Black Book value (average wholesale), then you NEED to get collector car insurance, rather than regular car insurance coverage. With collector car insurance, you can negotiate "Agreed Value" for your car which is the amount you would get if the car is a total loss from an accident/theft/fire.

You will have to keep the car garaged when not in use and there will be some mileage limits per year (sometimes negotiable for additional premium).

zwede

You do not want stated value no matter what. Stated value means you pay premiums based on the value you state, but in case of loss the policy will only pay what they think the car is worth up to your stated value. Basically you end up paying premiums for an amount you'll never get.

Always go with agreed value. With agreed value you get exactly that (minus deductible) in case of loss.

I'm with NCM. Only had one small claim (a tow after the fuel pump died), but they handled it fine. No problems.

fever1

Thanks everyone for your replies on Classic Ins. I'm familiar with Hagertys but am going to check with NCM my cars probably don't go over 200 miles a year each one, I'm an Ole guy with plenty of other vehicles to drive, allways garaged used for only for pleasure, cruise's mainly and some shows, have been using State farm but I think their off base as price goes, altho there is no limit on mileage but that doesn't affect me.

cv67

Page Adam here on the forum (NCM) best bang for the buck and good service. too bad they dont have DD ins have state farm also they are high. had to finally put in a claim, see how they handle it.

Alan 71

Hi f,
You might also consider J.C.Taylor.

"Prior to issuing your policy, we will come to an agreement with you on the value of your vehicle, based on the market and condition of the vehicle in question. In the event there’s a covered total loss to your vehicle, the “Agreed Value” is the amount you would receive."

Regards,
Alan

Bills17n72

heagerty got to expensive for me ,went to heacock out of florida, heagerty was $478 a year ,heacock is $266 for two corvettes!

orourke

Last month my 1970 was involved in an an accident with a classic Truck. He had Hagerty Insurance. The complete case was settled in just over a Week. Including the pay out. I never had an insurance case handled so smoothly and quickly. Do consider Hagerty for your Corvette.

Mr D.

great people

fever1

How do I page Adam I'm not to good at this.Lol

fever1

[QUOTE=Alan 71;1594965917]Hi f,
You might also consider J.C.Taylor.

"Prior to issuing your policy, we will come to an agreement with you on the value of your vehicle, based on the market and condition of the vehicle in question. In the event there’s a covered total loss to your vehicle, the “Agreed Value” is the amount you would receive."

Regards,
Alan[Guess they have a web page.

fever1

Definitely sounds good, I' check em out.

croaker

I went thru this first of the year for mine. A few companies sounded good 1/2 the money but reviews I read scared me. I stayed with Hagerty. Not saying the reviews hold much weight but someone took the time to write them.