Insurance question?
Thread Starter
Drifting
Joined: Jan 2001
Posts: 1,970
Likes: 21
From: Denville NJ
Insurance question?
I'm switching my insurance from State Farm to American Collectors. Under the State Farm policy the only stipulation is 2,500 miles / year. The American Collectors is also 2,500 miles / year but only to shows. Does anyone have any horror story trying to collect on a claim incurred while not driving to a show. Any input is greatly appreciated. Thanks.
Melting Slicks
Joined: Sep 2000
Posts: 2,246
Likes: 0
From: Mountain Home AR
Re: Insurance question? (CG77VETTE)
Boy, I don't know. I never liked the limited milage they put on you. I opted to purchase and extended warranty. There are alot of those type companies out there, you just have to shop around.
Le Mans Master
Joined: May 1999
Posts: 6,514
Likes: 1,301
From: Windermere FL
Re: Insurance question? (CG77VETTE)
CG,
I tell you I throughly researched them all and ended up sticking with State Farm. Leland West had the best deal. No milage stipulations, no 'show only' stipulations, agreed value and cheap! Only problem - absolutely no mods permitted :eek: That ruled out my supercharger! :sad:
So if your vette is totally stock, they are the ones to look into.
http://www.lelandwest.com/
I tell you I throughly researched them all and ended up sticking with State Farm. Leland West had the best deal. No milage stipulations, no 'show only' stipulations, agreed value and cheap! Only problem - absolutely no mods permitted :eek: That ruled out my supercharger! :sad:
So if your vette is totally stock, they are the ones to look into.
http://www.lelandwest.com/
Drifting
Joined: Jun 2001
Posts: 1,490
Likes: 17
From: Darlington, MD
Re: Insurance question? (CG77VETTE)
Try Classic Auto 1.800.397.0765, They just took care of me for $231 a year, my previous company wanted over $800. You have to keep it in the garage and they have different plans up to 5k miles a year. You are allowed to use it for pleasure driving. Good Luck, Guy
Le Mans Master
Joined: Aug 2000
Posts: 6,730
Likes: 76
From: Bloomington IL
Re: Insurance question? (85vetteguy)
I'm with Madison Mutual and my Vette is insured as a pleasure vehicle. That limits me to 9000 miles a year. It's only a bit over $200 every six months.
Instructor
Joined: Nov 2001
Posts: 164
Likes: 0
From: Columbus oh
Re: Insurance question? (CG77VETTE)
All my cars are with State Farm. The vette is just insured as a regular driver. 100,000/300,000 with 1,000 deductable. I wont get a policy that tells me when or how much to drive. I have 3 cars and expect to do 50-60K between them. My cost on the vette is about $450 per year, just paid it this morning.
Elite Torch Red Member
Joined: Sep 1999
Posts: 57,805
Likes: 23
From: Exit 89 GSP,Lakewood,NJ The Land Of Mojo
Cental/South NJ Events Coordinator
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
CI-II Burnout & Drag Champ
St. Jude Donor '03-'04-'05-'06-'07
Re: Insurance question? (ARTICWHITE1992)
I just insure it regularly, it doesn't really cost more than any other car.
I do over 20,000 miles/year, any less, I might as well sell my cars.
I do over 20,000 miles/year, any less, I might as well sell my cars.
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Drifting
Joined: Oct 2000
Posts: 1,735
Likes: 51
From: Northern California
Re: Insurance question? (CG77VETTE)
You might want to take a look at Grundy: http://www.grundy.com
I'm 40 years old, in California, clean record, unlimited miles, agree value of $55,000 on my ZR-1 NOT LOW BLUE BOOK VALUE. It only cost me $615.00 a year.
I'm 40 years old, in California, clean record, unlimited miles, agree value of $55,000 on my ZR-1 NOT LOW BLUE BOOK VALUE. It only cost me $615.00 a year.