Insurance and the state of Michigan
#1
Instructor
Thread Starter
Insurance and the state of Michigan
I am baffled. I went online and also called an independent insurance agent looking for insurance quotes from Hagerty for my 96 Corvette. Both quotes were higher that what I pay now, in the $800 range. I hear so many talk about lower insurance rates and in the state of Michigan because I drop my liability every winter I have to go to a secretary of states office to renew my plates. It a pain in the butt because 2 of the women are real bi#c#es and I hate the close to one hour wait time.
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
#2
Le Mans Master
I am baffled. I went online and also called an independent insurance agent looking for insurance quotes from Hagerty for my 96 Corvette. Both quotes were higher that what I pay now, in the $800 range. I hear so many talk about lower insurance rates and in the state of Michigan because I drop my liability every winter I have to go to a secretary of states office to renew my plates. It a pain in the butt because 2 of the women are real bi#c#es and I hate the close to one hour wait time.
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
#3
Melting Slicks
I am baffled. I went online and also called an independent insurance agent looking for insurance quotes from Hagerty for my 96 Corvette. Both quotes were higher that what I pay now, in the $800 range. I hear so many talk about lower insurance rates and in the state of Michigan because I drop my liability every winter I have to go to a secretary of states office to renew my plates. It a pain in the butt because 2 of the women are real bi#c#es and I hate the close to one hour wait time.
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
Anyone else with a newer C4 with Hagerty getting decent rates? I didn't even put 700 miles on my Vett last year.
I wanna save a few buck, help!!!
State of Minnesota
#6
Instructor
Thread Starter
No, I did the online quote. It did not give me any restriction on mileage, so I am thinking that I didn't get the "classic" car cost, or the fact that its only 22 years old.
The local independent agent could not say why it was so high. I am 63 with clean history, no tickets or accidents.
The local independent agent could not say why it was so high. I am 63 with clean history, no tickets or accidents.
#7
Instructor
Thread Starter
#8
Instructor
Thread Starter
I just ended a chat with their online people and they told me the newer years tends to have a higher claim rate. That and not having historic plates is the reason the quote is so high.
Well no kidding, less of the older cars on the road...
Well no kidding, less of the older cars on the road...
#10
Race Director
@ The op ...lol what are you even talking about. Michigan has some of the highest auto insurance rates in the entire country. You can thank Wayne county.
Last edited by PatternDayTrader; 07-20-2018 at 08:19 PM.
#12
Instructor
Thread Starter
Where is the savings that Hagerty offers?
#13
Melting Slicks
im with either Grundy or Berkley, cant remember which.
15000 agreed value on my 96 CE. 235 for the year.
15000 agreed value on my 96 CE. 235 for the year.
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NoTyme (07-20-2018)
#15
Le Mans Master
Michigan No Fault is rediculas. It was supposed to be the solution back in the seventies. The medical has got it all jacked. My insurance will quadruple if I stay in Michigan.
#16
To the OP, you do NOT have to go to the secretary of state every time you put your car in storage for the winter. I have State Farm IN MICHIGAN and have been doing this for over 30 years. My 67 435 and my 95 ZR-1 are regularly put into storage at storage rates and taken out for the driving months at higher rates. I probably pay $1400 per year for the two cars.
#17
Burning Brakes
Member Since: Sep 2015
Location: Bang Bang Chicago Illinois
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C4 of Year Finalist (stock) 2019
#18
Race Director
#19
Racer
My Michigan Rates:
1993 Corvette Coupe, agreed value - $13500, yearly rate - $387
$0 deductible for Comp & Collision,
1000 miles per year
Insurance with National Corvette Museum
1993 Corvette Coupe, agreed value - $13500, yearly rate - $387
$0 deductible for Comp & Collision,
1000 miles per year
Insurance with National Corvette Museum
Last edited by Sprongs; 07-21-2018 at 07:38 AM.