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Old Feb 18, 2011 | 05:53 PM
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Default Changed insurance ?

I don't know how many of you are looking into this or not. But Adam Boca working at the National Corvette Museum just got me a really nice deal on my 2003 Corvettes insurance. Very fleable terms and it has roll-over miles that you can use next year if you didn't use them this year. No problem with 'Agreed Value' and all of this for 1/3 the cost of my DD policy. Can't go wrong and give him a call !
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Old Feb 18, 2011 | 05:57 PM
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real issue is do they pay out and if so are people satisfied, cheaper is not always better.
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Old Feb 18, 2011 | 05:58 PM
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Do you know who the underwriter is?
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Old Feb 18, 2011 | 06:13 PM
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I checked into it and there was to many restrictions for me, I like to drive my car when and where I want.
Mr.Bill
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Old Feb 18, 2011 | 06:15 PM
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Default Underwriter,

Originally Posted by c5BlackBeauty
Do you know who the underwriter is?
Well it is a group, but the top one is : American Modern Home insurance Co.
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Old Feb 18, 2011 | 06:29 PM
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Originally Posted by killain
Well it is a group, but the top one is : American Modern Home insurance Co.
Thanks......Interesting. They are the underwriter on my policy, but brokered through someone else. Good service and although I've not had any claims, they have been responsive to my inquiries and several things that have come up related to the coverage. I'm going to contact Adam to see if the NCM's program can come up with a better program than I currently have.
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Old Feb 18, 2011 | 07:15 PM
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Default Insurance tool !

Originally Posted by c5BlackBeauty
Thanks......Interesting. They are the underwriter on my policy, but brokered through someone else. Good service and although I've not had any claims, they have been responsive to my inquiries and several things that have come up related to the coverage. I'm going to contact Adam to see if the NCM's program can come up with a better program than I currently have.
Well the price was a great draw for me, but the 'Agreed Value" was another, but the milage clause sold me on it. They sell it with 1000, 3000 and 6000 yearly milage. But it's a rollover clause, so I took the 6000 one and if I drive this summer about 3000 miles, next year whe I renew it, it now 9000 milage limit. How can you go wrong ? I usally drive about 2000 miles in a season, but it's nice to know your not boxed in. And the mileage clause is cheap, so I picked the 6K one.
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Old Feb 18, 2011 | 07:25 PM
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Originally Posted by killain
Well the price was a great draw for me, but the 'Agreed Value" was another, but the milage clause sold me on it. They sell it with 1000, 3000 and 6000 yearly milage. But it's a rollover clause, so I took the 6000 one and if I drive this summer about 3000 miles, next year whe I renew it, it now 9000 milage limit. How can you go wrong ? I usally drive about 2000 miles in a season, but it's nice to know your not boxed in. And the mileage clause is cheap, so I picked the 6K one.
Good to know. My plan limits me to no more than 2,500. I'll shoot you a PM with the premium I'm paying.
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Old Feb 18, 2011 | 09:49 PM
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I guess I need to check with Adam and see what kind of deal he can offer on my '03. Wouldn't mind paying a less for my insurance, having an agreed upon value and the mileage restrictions would probably work for me.
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Old Feb 18, 2011 | 10:27 PM
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I've thought about talking to Adam but State Farm does me right.
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Old Feb 18, 2011 | 11:06 PM
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I spoke with Adam yesterday about my '01 but he couldn't do anything for me as I only have the Corvette and my work truck(which the company limits me to just work)....with all the $ I would have saved it might be worth it to look for a little beater pickup as a primary....insuring both would probably cost me less than just the Corvette now.
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Old Feb 18, 2011 | 11:11 PM
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I changed mine over to him a little over a year ago. Best move I ever made. Saved me over 50% from State Farm.
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Old Feb 19, 2011 | 12:21 PM
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Originally Posted by Mr.Bill
I checked into it and there was to many restrictions for me, I like to drive my car when and where I want.
Mr.Bill
classic car insurance just isn't right for my use (non daily driver). i want to drive it to work if i choose on a nice day (or if my dd is out of commission for some reason), etc
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Old Feb 19, 2011 | 12:26 PM
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Originally Posted by srs244
classic car insurance just isn't right for my use (non daily driver). i want to drive it to work if i choose on a nice day (or if my dd is out of commission for some reason), etc
They have that option to allow you to drive it to work on occasion. They also let you drive it on vacation to dinner just about anywhere besides Walmart. I have NCM insurance $260 per year
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Old Feb 19, 2011 | 12:42 PM
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I changed out from Farmers to Liberty Mutual. My monthly payment dropped more than 50%.

I've never had to make a claim with either so I really can't speak about customer service. Money-wise my change was a no brainer.
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Old Feb 19, 2011 | 05:39 PM
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Thanks for the post!

We have had several folks on here with claims. Do a search..Fast Cop had a glass claim and he posted his feedback and we had a 1955 damaged that is being worked on right now. Both are forum member...

No other insurance agent knows Corvettes the way I do, I guarantee that! You will be treated right with an agreed value.

BTW: we are not premium driven. We want to save money while offering better coverage. I am not commission based. 100% of the commission goes to further support the mission of the National Corvette Museum.

Thanks!!

Adam Boca
www.ncminsurance.com
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Old Feb 19, 2011 | 11:47 PM
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The insurance from the Museum is not for everyone, it is like shoes, get what fits and what your comfortable with. I had insurance with Geico On my '99 Vette with two other cars(daily drivers). It costs me $530.00 a year for $1000.00 deductable and 100k/300k B.I, 100K prop. and so on. I got better coverage($500.00 ded.) for $246.00 a year! I also re-upped on my Museum dues on the money I saved. F.Y.I.

Thanks, Adam!
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Old Feb 20, 2011 | 08:52 AM
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You can get an accurate quote on line with out even talking to anyone.... just go to their web site ...

I had no trouble getting a quote for all 6 of my cars and the quote was verified by the young lady I signed up with when I called....

I own 6 Corvettes and my total yearly millage for 3 of them I set set at 1000 miles per year and I set the other 3 cars at 3000 miles per year ..all with zero deductibles

Cost was under a grand ... when I get the car club discount the bill will be less then $900 a year .....

However our Corvette club was not listed so I had to ask for the forms to fill out and add our Corvette club to the list... and I have NOT received the forms yet.. but its only been a week and I did get the policy yesterday in the mail....

If you own multiple Vettes you'll love the fact that your 100,300K Bodily injury, property & PIP etc is only applied to once to one car .. after that all the additional cars only pay for Collision and Liability coverage which in my case ranges for an additional $67 (76) to $223 (98) per car per year

Bob G.
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Old Feb 20, 2011 | 06:20 PM
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Originally Posted by jrose7004
I've thought about talking to Adam but State Farm does me right.
I paid more for my '04 , 6 months premium, with State Farm than I do for BOTH, my '04 and '75, going to NCM. Oh,and with NCM, the premium is for a year, not 6 months. Same amount of coverage.
I had a claim last year, rock hit my windshield, and it was taken care of with ease.
Call Adam. You'll be glad you did.
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