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Will Insurance Pay For Windshileld/Convertible Top

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Old 04-24-2018, 04:02 PM
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curmudgeon67
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Default Will Insurance Pay For Windshileld/Convertible Top

Hello Fellow Corvette Owners,

I was de-winterizing my 2001 corvette this weekend (removing the 2 covers)

when I noticed the rear windshield fell out of it's seal. I believe it was

due to the heavy snow that fell on it this winter. The glass is not

broken. I found an upholstery shop that quoted me $1500. I have

full coverage insurance that includes windshield replacement.

I realize the windshield is connected to the fabric, so I must replace

the entire top. I was wondering if GEICO would pay for this. I know

they will probably say it's an 01 and the fabric is old...etc...

I submitted a claim...the worse they can say is "No".

Appreciate any feedback.
Old 04-24-2018, 05:06 PM
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Vetteman Jack
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If I had to guess, it might be a hard sell to the ins co, but doesn’t hurt to ask.

I have a Word file on reattaching the back glass as a DIY project and if you want a copy, just PM me your e-mail address.
Old 04-24-2018, 05:15 PM
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DDaaryl
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Good luck, it's worth a try before doing the simple glue job posted here frequently. Let us know how your claim goes!
Old 04-24-2018, 05:20 PM
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4XLR8N
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I would think this would be covered by comp but insurance companies are pros at finding loopholes to deny claims...
Old 04-24-2018, 05:25 PM
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BOUT X
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Hey op you have full coverage so that will fall under you might be able to claim under vandalism call your agent mine has done it for me on getting my entire car repainted do to rock chips I got on a Cruise our club went on.

Pops
Old 04-25-2018, 05:39 AM
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corvettezman
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You can buy a whole new (used ) top for less than $500.
Replacement isn't that involved. $1500 sounds excessive.
Old 04-25-2018, 06:59 AM
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wdcraig
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I replaced my top last month. The first shop I called wanted $1,600 to replace the top, the second shop (fellow has been in business installing tops for +30 years, quoted me $1,225). I ended up needing my passenger side window track repaired, so I paid $1,300 for the new top and repair. However, I live in the Chicago suburbs, so there is the benefit of several places and competition.
Old 04-25-2018, 08:05 AM
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cwf04vette
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A friend of mine here in NE Pa. had his window re-glued with a special glue (not sure what it was) for less than $500 last fall.
Old 04-25-2018, 08:56 AM
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curmudgeon67
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Thanks for your responses....Absolutely quick and awesome!

I live down here in south jersey and not alot of auto upholstery shops....thats why it's

so dang expensive. I wouldn't mind buying the top and trying to put it on. If anyone is

close to south jersey and "knows what they're doing" I wouldn't mind paying them a fair

price and of course I would help as much as possible. I will keep you updated about the

insurance co. also ! Thank-You!!!
Old 04-25-2018, 11:19 AM
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ztheusa
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I doubt that insurance will pay for wear and tear.
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Old 04-25-2018, 02:51 PM
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naturaldisaster3
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You could get insurance to pay for the windshield, but not a chance on the vert top...
Old 04-25-2018, 03:05 PM
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The Rabbi
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It's so easy to reglue it. I did mine without buying suction cups, just epoxy and a broom stick to prop it up with bricks on the top. Worked for years. You mean back glass rather than windshield.
Old 04-25-2018, 04:25 PM
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Carl Timonen
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As far as making a claim, it's all dependent on your wording of what happened. Is it I hit a deer or is it a deer hit me (I know kind of dumb,but just an example). Had this discussion with my insurance agent.
I believe your comp. ins. will pay if you explained the snow load part.
Old 05-05-2018, 01:52 PM
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curmudgeon67
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Default Update!

Hello ....

Just wanted to update on my insurance experience.

As it turned out....I'm covered through my comprehensive insurance.

They are paying for a brand new convertible top. I first put the claim

in as rear window replacement, however, they wouldn't cover it

So I started a new claim for "convertible top damage, via snow"

The adjustor came out the next day....wrote a check, minus my

deductible, AND payed to have it towed to the auto upholstery shop.

Whole experience was wonderful. Just an FYI.....I have Geico!

Thanks a million for your responses....very much appreciate!
Old 05-05-2018, 02:23 PM
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UM Rebel
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Nice!

Insurance also replaced my top but damage was the result of debris falling of an 18 wheeler while driving on I10.
Old 11-15-2018, 03:43 PM
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Haseeb Sajid
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Hey can you please tell me which shop in NE PA your friend went to?
QUOTE=cwf04vette;1597070806]A friend of mine here in NE Pa. had his window re-glued with a special glue (not sure what it was) for less than $500 last fall.[/QUOTE]
Old 11-15-2018, 04:58 PM
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knewblewkorvette
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Originally Posted by curmudgeon67
Hello ....

Just wanted to update on my insurance experience.

As it turned out....I'm covered through my comprehensive insurance.

They are paying for a brand new convertible top. I first put the claim

in as rear window replacement, however, they wouldn't cover it

So I started a new claim for "convertible top damage, via snow"

The adjustor came out the next day....wrote a check, minus my

deductible, AND payed to have it towed to the auto upholstery shop.

Whole experience was wonderful. Just an FYI.....I have Geico!

Thanks a million for your responses....very much appreciate!
Awesome
Old 11-25-2019, 11:22 AM
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JJ Johnson
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Default Word doc

I'd love to get this document if you still have it

Originally Posted by Vetteman Jack
If I had to guess, it might be a hard sell to the ins co, but doesn’t hurt to ask.

I have a Word file on reattaching the back glass as a DIY project and if you want a copy, just PM me your e-mail address.
Old 11-25-2019, 02:43 PM
  #19  
bobgroger
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Be sure to let us know what happens when the policy renews. Interested to see if they ding you for a claim.... I have eaten a couple things I probably could have claimed because I was afraid they would bump the rates more than the claim was worth, or even cancel.

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