Your suggestions on a GREAT car insurance company
12-07-2011, 07:53 PM
#41
Race Director
Go with collector car insurance, i.e. Hagerty. Most will cover new Corvettes, as long as you have an insured "everyday" car for each adult in the household. Collector car insurance is agreed value, so you determine what your car is worth (within reason). That becomes the amount for which you are insured, not the usual blue book lowball.
12-07-2011, 08:21 PM
#42
Burning Brakes
12-07-2011, 10:36 PM
#45
If you noticed the op said his car is a daily driver so that immediately eliminates Hagerty or Grundy. I had Hagerty for several years and recently switched to Grundy. You must list all available vehicles at your disposal and clearly define what the vehicle is you wish to insure. Both will closely inspect the vehicle and decide whether it will be accepted or declined.
Whether it is Hagerty, Grundy, or another carrier, I strongly suggest looking into a collector car policy.
12-08-2011, 01:06 AM
#47
Burning Brakes
USAA for 35 years and as a dependent under my father's policy (major USAF retired). Nothing but good things to say about the company insurance, credit card, investments. USAA is an anomaly in the big company arena. Friendly, personal service. They make you feel like you really count! A legacy I am proud to pass on to my children.
12-08-2011, 08:30 AM
#48
If you want agreed to value I belive you must go with a speciality carrier. I chose Hagerty based on the excellant service that they gave my son. Hagerty "took over" the repayments for his repairs (1962 F-85) even though the damages resulted from the other drivers fault (insured by Progressive). They said they had more experience in repairing classic cars.
12-08-2011, 08:45 AM
#49
Race Director
You're right, I misread that. One of the Hagerty "minimal" restrictions is absolutely no errands allowed which is one of the reasons I switched to Grundy. So don't plan on going to the bank, store, doctor, picking a child up at school and on and on.
12-08-2011, 09:06 AM
#50
Instructor
theres no such thing as a great insurance company. IF they treat you nice its because your paying them excessive amounts of $ to do so. kinda like the mafia, lawyers, and liber.....
12-08-2011, 09:37 AM
#51
Instructor
I deal with insurance companies on a daily basis. Stay away from Geico, Progressive, and AARP/Hartford (Personal Experience).
12-08-2011, 10:00 AM
#52
Safety Car
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SoCal Events Coordinator
St. Jude Donor '12
I have hagerty covering my 3 corvettes and 4 trans ams. grundy and heacock did not come close to hagerty prices.
for those who keep using state farm, farmers, aaa, ect wake up and smell the coffee. there is way better prices and better service than whats provided by those big names. And with hagerty you have agreed value.
with hagerty they cant be your daily drivers and must be garaged.
for those who keep using state farm, farmers, aaa, ect wake up and smell the coffee. there is way better prices and better service than whats provided by those big names. And with hagerty you have agreed value.
with hagerty they cant be your daily drivers and must be garaged.
12-08-2011, 11:28 AM
#53
Instructor
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USAA 44 years. Three cars, one boat, two trailers, two houses for me. Total of five cars among three kids (you can pass the USAA membership to spouse and children.)
Superior service and rates.
See avatar
Superior service and rates.
See avatar
12-08-2011, 12:10 PM
#54
Le Mans Master
Thread Starter
Well as anticipated you guys and gals came through for me again. 
I am actively contacting most of the companies that were mentioned. I'm getting some bargain basement pricing with the company I have now. I'm scared that is just what I'll end up with when and if I have an accident. That's the reason I'm shopping for some new coverage. I understand that I'll be paying more for the "agreed value" insurance. I simply don't need any surprises in my time of need. Thanks to all who put in their .02. This place is awesome...
I am actively contacting most of the companies that were mentioned. I'm getting some bargain basement pricing with the company I have now. I'm scared that is just what I'll end up with when and if I have an accident. That's the reason I'm shopping for some new coverage. I understand that I'll be paying more for the "agreed value" insurance. I simply don't need any surprises in my time of need. Thanks to all who put in their .02. This place is awesome...
12-08-2011, 12:35 PM
#57
Racer
Member Since: Aug 2011
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3 Vehicles, and house. All were insured for years with State Farm. After buying New Vette I decided it was time to shop with a local small town broker. GET THIS. Came back with a quote for apples to apples insurance for Home and 3 Cars including Vette.
MY SAVINGS WAS $1060.00 a year!!!!!
IF YOUR NOT SHOPPING WITH A DIFFERENT AGENT EVERY 2 YEARS YOU OBVIOUSLY HAVE MONEY TO BURN. I DO NOT!
MY SAVINGS WAS $1060.00 a year!!!!!
IF YOUR NOT SHOPPING WITH A DIFFERENT AGENT EVERY 2 YEARS YOU OBVIOUSLY HAVE MONEY TO BURN. I DO NOT!
12-08-2011, 01:36 PM
#59
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12-08-2011, 03:58 PM
#60
Race Director
I have hagerty covering my 3 corvettes and 4 trans ams. grundy and heacock did not come close to hagerty prices. for those who keep using state farm, farmers, aaa, ect wake up and smell the coffee. there is way better prices and better service than whats provided by those big names. And with hagerty you have agreed value.
with hagerty they cant be your daily drivers and must be garaged.
with hagerty they cant be your daily drivers and must be garaged.