Allan

Wait until you have been w/them for >25 yrs and after 2 claims, they dump you for being high risk . . . 2 wks before Christmas.

F State Farm.

1rusty1

Well I'm guessing after a year the OP has resolved his issue but for those that stay with insurance for 5 to 20 years should shop it out every two or three years to ensure you are getting the best rate/coverage.

Riverdog

Like you, I recently bought a 2012 coupe. I'm 66 and retired, so the car is purely for pleasure as I have a Subaru Outback to haul my kayaks and my wife has her own car. I live in NJ which has had many car insurance issues over the last 20-30 years, but now, with many insurance companies returning to the state looking for business, it's much a more competitive market than it was. Back when car insurance was a big problem in NJ I stayed with one company for many years. (I have an excellent driving record and only a couple of nuisance claims overall, hardly anything worth mentioning, but carriers would drop you for the slightest incident.) But now that it's become a competitive business environment here, I've gotten into the practice of getting comparable coverage quotes from multiple companies every couple of years, and it's really paid off in savings. However, when I wanted to insure my Corvette, and checked with the insurance carrier for my wife's and my other cars, it was quite expensive for the relatively small amount of mileage/use I foresaw for the Corvette. So I got a couple of quotes from the "collector car" insurance companies and wound up going with the NCM (National Corvette Museum) program. They give you a couple of choices as far as annual usage/total miles, give you the same coverage limits as your daily driver(s), and they base their rates on an agreed upon value of the car. In addition, they provide $2,000 of coverage for what they call "spares," which might be extra wheels and/or tires, additional parts, etc., and include towing and trip interruption insurance too. My total annual premium was only 26% of what my DD insurance company wanted--and they are a very good company with the lowest rates I've found after shopping/comparing here in NJ. So if you can work within the limitations of the miles and/or usage that NCM sets, they might be a good choice for you. Another nice feature with them is that if you do NOT use your mileage allotment for a year, the "unused miles" roll forward to the next year so you can use your car more. Sorry for the long-winded reply, but I thought I'd put my 2 cents' worth in.