How much do you pay for insurance??
#21
As others have posted, this is a non-question.
There are too many variables for anyone to post what they pay for insurance. You must call agents and ask for a quote for YOU!
Just be sure you are getting quotes for EXACTLY the same coverage from different companies. Getting a number for $25,000 Liability does you no good when another company quotes you $100,000 coverage.
In general, buy all the insurance you can afford. The 'state minimum' is not going to cover very much.
There are too many variables for anyone to post what they pay for insurance. You must call agents and ask for a quote for YOU!
Just be sure you are getting quotes for EXACTLY the same coverage from different companies. Getting a number for $25,000 Liability does you no good when another company quotes you $100,000 coverage.
In general, buy all the insurance you can afford. The 'state minimum' is not going to cover very much.
#22
Racer
Mine is around 700/year. It is my dd, and there is a 23 yo male and 16 yo female with vehicles on thesame policy.
#23
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If it's not a daily driver, many collector car insurance companies will insure late model cars without too many driving restrictions. There are different tiers of coverage. Some tiers just limit your mileage per year and at a signifigant savings.
#24
Safety Car
That is total BS. So let's say a person who had perfect credit and a perfect driving record for 30 years but after the housing maker bust that person lost his/her job and couldn't afford to make payments. Finally they lose their house to foreclosure and then their credit rating goes in the tank.
So that person isn't responsible? And now they should pay a higher insurance rate?
Credit score is just another way to increase rates even on good drivers.
So that person isn't responsible? And now they should pay a higher insurance rate?
Credit score is just another way to increase rates even on good drivers.
#26
It's not an idle opinion, it's a fact. There's a correlation between low credit scores and claims filed. Not to mention a correlation between low credit scores and missed insurance payments. It doesn't mean that the great majority of people with low scores aren't good risks. But there are more bad apples with scores of 400 than with scores of 800.
#27
Burning Brakes
I will bet there are plenty of people with great credit that suck at driving and have lots of tickets and claims.
#28
It's not an idle opinion, it's a fact. There's a correlation between low credit scores and claims filed. Not to mention a correlation between low credit scores and missed insurance payments. It doesn't mean that the great majority of people with low scores aren't good risks. But there are more bad apples with scores of 400 than with scores of 800.
Last edited by R&L's C6; 03-05-2012 at 07:04 AM.
#29
#30
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I did a search, and nowhere did I see how much you pay for your insurance, which is what he asked. I re-read the original, and he didn't ask how many insurance threads were on the forum. He wanted to see what others were paying.
Mine is around 700/year. It is my dd, and there is a 23 yo male and 16 yo female with vehicles on thesame policy.
Mine is around 700/year. It is my dd, and there is a 23 yo male and 16 yo female with vehicles on thesame policy.
I pay $490 a year so I guess that's what he should expect to pay.
#32
Racer
obviously you don't read to well OP wants to see what we pay so he can see if he is getting a good deal. Now, if he posted, I am a 28 yr Old male in Ft lauderdale with a 780 credit score, no tickets or accidents, want 100/300 covereage with a $500 deductible then he will have better results if all 28 yr olds in Ft Lauderdale posted what they are paying that have similiar history etc as OP.
I pay $490 a year so I guess that's what he should expect to pay.
I pay $490 a year so I guess that's what he should expect to pay.
If you don't want to be bothered to answer a question that has already been answered in another thread, then don't respond. If you just want to increase your post count without being helpful, at all, go to ot and create your own thread and bump it every 5 minutes. That would be just as helpful and less offensive.
#33
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I agree with you to an extent. I would have contacted the insurance company before buying the car or asking here on the forum. That was not the point. He did ask what others paid, and you did not help at all. You were the typical flamer that gets off by trying to belittle others, as evidenced by this response. I read the op fine. I understood and responsded. You, on the other hand, were no help, at all.
If you don't want to be bothered to answer a question that has already been answered in another thread, then don't respond. If you just want to increase your post count without being helpful, at all, go to ot and create your own thread and bump it every 5 minutes. That would be just as helpful and less offensive.
If you don't want to be bothered to answer a question that has already been answered in another thread, then don't respond. If you just want to increase your post count without being helpful, at all, go to ot and create your own thread and bump it every 5 minutes. That would be just as helpful and less offensive.
Your response was no help at all to him, how does you paying $700 help him in any way? it doesn't
I actually help plenty of members on here, in PM and in threads. go search my posts and see how often I "flame" as you call it.
Me telling him all the variables involved and asking this will not help, IS helping him, because it is true
Last edited by mcandrew67; 03-05-2012 at 07:32 AM.
#34
Team Owner
I live in the people’s republic of NY; my share for the 07 Z06 is about $700 per year. I also have two other vehicles on the same policy, and all have the same $500 deductible.
FWIW my house is also insured with the same company and I'm 65 YO.
Been with this company for over 30 years.
FWIW my house is also insured with the same company and I'm 65 YO.
Been with this company for over 30 years.
#36
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St. Jude Donor '11,'13
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I pay monthly with American Family....
2007 C6Z is $43 per month for full coverage w/$500 deductible
2007 C6Z is $43 per month for full coverage w/$500 deductible
#39
Safety Car
Absolutely true its a fact. My wife is in insurance and has taken many classes that point that fact out. Of course it doesn't mean everyone with low credit is a bad risk but in general it has been proven they are a higher risk and more likely to miss payments. The same way it costs more to insure a car when your young, statistical fact younger people are a higher risk. Does that mean that there are no good young drivers, of course not. It's the same reason employers do a credit check. Like it or not, a bad credit score can hurt someone in more ways than one and I agree, it's not fair for someone who has hit a tough time through no fault of their own. My wife and I have discussed this issue before and both think there should be a law against it but that's the way it is.
#40
Safety Car
Absolutely true its a fact. My wife is in insurance and has taken many classes that point that fact out. Of course it doesn't mean everyone with low credit is a bad risk but in general it has been proven they are a higher risk and more likely to miss payments. The same way it costs more to insure a car when your young, statistical fact younger people are a higher risk. Does that mean that there are no good young drivers, of course not. It's the same reason employers do a credit check. Like it or not, a bad credit score can hurt someone in more ways than one and I agree, it's not fair for someone who has hit a tough time through no fault of their own. My wife and I have discussed this issue before and both think there should be a law against it but that's the way it is.