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USAA Insurance cost every 6 month.

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Old 02-29-2016, 10:16 AM
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Z5108
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Default USAA Insurance cost every 6 month.

USAA Insurance I'm 50.

2011 Grand Sport M6 with 20K MILES

VEHICLE TOTAL PREMIUM $$$ 504.99 every 6 month

Full coverage

$ 250 ded. comprehensive/collision

No accidents of my own.
Old 02-29-2016, 10:54 AM
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RichKiss
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Every situation is different. Some people may want higher deductibles so their rates are not so high. Every state is different. Age is a big part. obviously accidents or tickets. I only carry comp in the winter when I'm not driving it so that plays a part too. I'm sure there are other things I'm missing as well.
Old 02-29-2016, 11:37 AM
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Welker1
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I'm 55, have GEICO & 3 Vehicles (06 Corvette, 13 Camaro SS & 14 Traverse) and pay $985 every six months for all 3. All are full coverage, $250 deductible, roadside service & rental car.

Added: Nevada, 20+ years with ins. co., good record.

Last edited by Welker1; 02-29-2016 at 03:49 PM.
Old 02-29-2016, 01:33 PM
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Vettemuscle1
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30 years old 07 vette fully covered 250 deductible 100/300 and i pay $47 a month = $565 a year..... guess it pays off not having any accidents or tickets .

Last edited by Vettemuscle1; 02-29-2016 at 01:45 PM.
Old 02-29-2016, 01:42 PM
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Vette_DD
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GEICO, Age 65+, 2012 C6 Coupe, $476 for 6 mos., $250 ded. comprehensive, $500 ded. collision. Emergency Road Service, Rental Reimbursement.
Old 02-29-2016, 01:42 PM
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TXBossJ
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2005 Corvette and 2014 VW Passat full coverage $866.60/6 months - USAA

Last edited by TXBossJ; 02-29-2016 at 01:43 PM.
Old 02-29-2016, 01:54 PM
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cclive
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I'm at a loss here...is there a question....is this a request for others to post their insurance cost...is this a complaint about a high cost...or a happy declaration of a low cost?
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Old 02-29-2016, 02:11 PM
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Not So Fast
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All I can say for sure is that once USAA gets your email address they will bombard your inbox with nuisance emails, and they wont stop even when asked so F--- them, of course IMHO
NSF
Old 02-29-2016, 02:38 PM
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KyJim
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I just sat down today with my agent.
I'm 64 - vette is 2013 with 10500 miles

With State Farm, I have $250 ded. and roadside. Took off Rental. It's $400 per 6 months when being driven and comprehensive and 25 percent of the liability when car is dormant.
Ky. requires liability coverage if car is licensed. My total is between $500 and $600 a year, depending on how long it stays in the garage.

Age, accidents and location make a difference
Old 02-29-2016, 02:43 PM
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Bruze
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Originally Posted by cclive
I'm at a loss here...is there a question....is this a request for others to post their insurance cost...is this a complaint about a high cost...or a happy declaration of a low cost?
Ha, I was going to make a post similar to yours, but unlike many other people, I always read the thread first, in case someone has already made my point.

Old 02-29-2016, 03:37 PM
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C6_ZFTY1
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Originally Posted by Vettemuscle1
30 years old 07 vette fully covered 250 deductible 100/300 and i pay $47 a month = $565 a year..... guess it pays off not having any accidents or tickets .
I find it very hard to believe. I'm 34, 07 vette, 6 speed, fully covered minus rental, $500 deductible, 50/100 and I pay $623 every 6 months. I have USAA. Must be because I'm from California, I guess. No tickets or accidents, either.

Last edited by C6_ZFTY1; 02-29-2016 at 03:40 PM.
Old 02-29-2016, 03:45 PM
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extrapilot
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Originally Posted by cclive
I'm at a loss here...is there a question....is this a request for others to post their insurance cost...is this a complaint about a high cost...or a happy declaration of a low cost?
Not sure but this would be a more helpful thread if people would list their location; now that would make some sense...
Old 02-29-2016, 03:51 PM
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Vettemuscle1
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Originally Posted by C6_ZFTY1


I find it very hard to believe. I'm 34, 07 vette, 6 speed, fully covered minus rental, $500 deductible, 50/100 and I pay $623 every 6 months. I have USAA. Must be because I'm from California, I guess. No tickets or accidents, either.
I have Cincinatti Insurance, i didnt realize i didnt post that. and im in missouri. but we have my beater car, beater truck (both liability), her 02 camry (full coverage 500$ ded), just bought a 2014 terrain denali (full coverage 250$ deductible), and then my 07 vette and my total monthly insurance bill is 178$.

i cant say enough awesome stuff about cincinatti. i had $6k claim on the vette for a small engine fire and they paid it with no hesitation and my rate didnt go up at all and i didnt have to pay a deductible because fire is some how covered without it.
Old 02-29-2016, 03:55 PM
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CadVette
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I use Hagerty insurance on my 07 Vette. They accepting newer vehicles now as long as your Corvette is listed as your secondary car. Full coverage at $600.00 per year unlimited mileage and a agreed value of $30,000 not Blue Book values. A lot of you are paying way too much. As far as I can see about double what I'm paying.
Old 02-29-2016, 04:01 PM
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919cw313
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Originally Posted by RichKiss
Every situation is different. Some people may want higher deductibles so their rates are not so high. Every state is different. Age is a big part. obviously accidents or tickets. I only carry comp in the winter when I'm not driving it so that plays a part too. I'm sure there are other things I'm missing as well.
Multi car
Multi policy (homeowners, boat, RV, etc.)
Deductible
Coverage Limits
Rental coverage
Mileage limits
Roadside asst.
Claim history
Additional drivers
Marriage status
Mandatory no-fault/medical (MI)
Credit union, union member, AARP and other discounts
Credit score discount
County and city

And the list goes on.

Comparing what you pay for insurance to someone else is worse than apples to oranges. It's more like apples to elephants.

Last edited by 919cw313; 02-29-2016 at 04:19 PM.
Old 02-29-2016, 04:02 PM
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C6_ZFTY1
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Originally Posted by Vettemuscle1
I have Cincinatti Insurance, i didnt realize i didnt post that. and im in missouri. but we have my beater car, beater truck (both liability), her 02 camry (full coverage 500$ ded), just bought a 2014 terrain denali (full coverage 250$ deductible), and then my 07 vette and my total monthly insurance bill is 178$.

i cant say enough awesome stuff about cincinatti. i had $6k claim on the vette for a small engine fire and they paid it with no hesitation and my rate didnt go up at all and i didnt have to pay a deductible because fire is some how covered without it.
makes sense. Thanks for clarifying.
Old 02-29-2016, 04:58 PM
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Vettemuscle1
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Originally Posted by 919cw313
Multi car
Multi policy (homeowners, boat, RV, etc.)
Deductible
Coverage Limits
Rental coverage
Mileage limits
Roadside asst.
Claim history
Additional drivers
Marriage status
Mandatory no-fault/medical (MI)
Credit union, union member, AARP and other discounts
Credit score discount
County and city

And the list goes on.

Comparing what you pay for insurance to someone else is worse than apples to oranges. It's more like apples to elephants.
this kind of argument could be made about almost every topic ever discussed. obviously everyone here knows insurance is a calculated value, this is just a general discussion kinda like the forum suggests.....

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Old 02-29-2016, 05:08 PM
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919cw313
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Originally Posted by Vettemuscle1
this kind of argument could be made about almost every topic ever discussed. obviously everyone here knows insurance is a calculated value, this is just a general discussion kinda like the forum suggests.....
I completely disagree. I can't think of anything car related that fluctuates even remotely close to insurance prices from individual to individual.
Old 02-29-2016, 05:11 PM
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Vettemuscle1
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Originally Posted by 919cw313
I completely disagree. I can't think of anything car related that fluctuates even remotely close to insurance prices from individual to individual.
just saying you can argue about anything not being apples to apples. who cares its just a bogus conversation.
Old 02-29-2016, 05:44 PM
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Trios
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USAA, my 2011 Grand Sport costs me $636 every six. I'm 29 years old, and it does seem like it's quite a bit more than I paid for my C5 but I'm too lazy to go back and look at last year's bills to figure out by how much.


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