nick14003

Obviously I know if you crash insurance isn't going to cover it.

But what if the other guy next to you crashed into you? Or worse, you crash into him?

Is there any insurance that covers for 1 day at the track?

I'm talking about a 1/4 mile drag race.

I know its extremely rare, especially for a 12 second car. But you never know what the guy next to you will do...

User Omega

Nick sir, you need to learn how to search before asking everything.

http://bfy.tw/CQoZ

Ron'sGS

ByByBMW

.....

jshot00

Omega if everyone used search, there would be no need for new posts as 99.9 of the topics have been covered or asked at some point!!! And if someone asks the same question as once before there is always someone with a new/better thought or idea

CMY SIX

How dare you sir! tell some one to do a search on his own YOU SHOULD BE BANNED FOR LIFE FOR BEING SOOOOOOOO RUDE!!!! at least that's what the forum nanny's tell me

tprice

WHY RESPOND if you don't like the damn topic.

Guy asks a legitimate question

Quite frankly I am curious too

Vet Interested

Race at your own risk!

ByByBMW

There is track insurance available, you would have to google it. You will also probably find it is horribly expensive. As to the guy next to you, if your insurance won't cover you, you can pretty much bank on his wont cover you either. And you probably had to sign a waiver on insurance at the track. Basically, buy the track ins. or make a bet.

Mordeth

It is actually a complicated question. The track organizers make you sign a bunch of waivers, which include agreeing that you are responsible for damage to your car and damage to the track.

Most auto insurance policies will not cover you, or the other driver, for anything that happens on a race surface, timed event or otherwise. Even if not a timed event, they usually won't pay as it happened on a race surface.

The track insurance policies are almost always written with a no-fault clause, that says they don't care who is at fault, they will pay for damages to your car (but not the other guys). So this is the best protection you have against someone slamming into you.

It is also generally understand on the track that everyone is in a "no-fault situation". Meaning that even if someone crashes into you, they are not responsible for your vehicle's damage - you are. You would likely need to sue them and prove it was intentional, and not simply negligence. Their insurance wouldn't pay, your regular insurance wouldn't pay. If you had track insurance, it would pay. Otherwise, you must sue the guy personally.

FAUEE

If someone wrecks into ypu on the track, it's up to them to make it right. If they refuse, then you have to sue them and it becomes a whole **** show. Typically when this happens the person who did the wrecking is barred from the organization that ran it and sometimes the track.

Long story short, don't wreck in to someone.

Red08

I think that when Omega was in grade school, he was assigned to be the class hall monitor. He still wants to be in charge of what everyone else does.

yellowzron

With all the waivers you sign you are pretty much screwed. My buddy did a one car accident into the wall and the track made him, sued him for the damages. Its fun, but hope no one crashes, you are pretty much screwed

Jamie73

The only track day I have done, I purchased a policy for $175.00, that had a 10% deductible, would have been a little cheaper for 20% deductible. That payed for any damage driving to and from the track or transporting the car to and from the track, and on the track. You also submitted the value of your car in case it was a complete loss. That was how the price of the policy was determined. Seemed like a pretty good deal if you ask me.
Some guys choose not to buy the policy because their policy says nothing about HPDE track days, the policy just states no racing. My policy clearly stated no racing or HPDE.
Not sure if this helps any, I'm sure there is something similar for the drag strip.

irok

in 47 years I have never heard of any type of insurance that would provide insurance to drag racers.its a unicorn

User Omega

Because I still wanted him to have his answer as he clearly didn't know. You should try clicking the link before assuming I wasn't here to help. That was a serious post. Instead of waiting for an answer he can find these things out for himself. I have also given him answers on all of his other repeat threads that will never have new or inventive answers to them. This is somewhere in the fourth or fifth range on those so I thought it was time to educate him in the use of a search engine. Just because you don't find it helpful doesn't mean you have to bash me over attempting to help the guy.

You should take note of the above as well.


A new and better idea for track insurance or spark plugs/wires.... Oh my. We aren't talking about integrating a MoTec here.

subfloor@centurytrans

It definitely does exist as I got a quote for a yearly policy several years ago.

It's based on the price of the vehicle along with your ET and only covers you from the burnout box to the start of the return road.

nick14003

Lmfao than whats the point? If a crash is going to happen it's going to be during the race not at the water box and definitely not at the turn around

nick14003

I actually did search it, time's change, information on the internet and other forums is outdated, and many variables can change. The response of 1 person who recently purchased an insurance plan for a drag race recently, significantly outweighs all the previous old data on the internet. Not to mention half of the online "insurance" websites for racing look like outright scam websites.

subfloor@centurytrans

Between the burnout box and the start of the return road is where the race occurs.