Insurance question
10-05-2018, 08:11 PM
#1
Heel & Toe
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Insurance question
I have found a 2012 Grand Sport 2LT 6m. It is at a dealer but the price is close to right. My problem is insurance, I have State Farm for everything else, house 2015 Tahoe and 2014 Silverado. They want 1K every 6mo for the same coverage I currently have on the other two vehicles, they will happily cover me. I do not have a garage, hence the problem. Any of you guys that don't have a garage have any ideas. I have tried a bunch of companies but no garage no insurance.
I can't get past paying 2K a year for a car i only drive 4000mi a year.
Thanks
I can't get past paying 2K a year for a car i only drive 4000mi a year.
Thanks
10-05-2018, 08:23 PM
#3
Le Mans Master
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2018 C6 of Year Finalist
Other than when I had hagerty for collector vehicles, I’ve never had an insurance company ask about a garage.
What do you pay for the two trucks?
What do you pay for the two trucks?
Last edited by 919cw313; 10-05-2018 at 08:23 PM.
10-05-2018, 08:30 PM
#4
Heel & Toe
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New Orleans burbs. second highest insurance rates in the country.
2800$ for Tahoe and Silverado full coverage.
I am 62yr old.
The Corvette museum said no garage no insurance. Grundy said "well" we would have to send an adjuster out to check out your carport, but I don't think it will work ( guy on the phone).
2800$ for Tahoe and Silverado full coverage.
I am 62yr old.
The Corvette museum said no garage no insurance. Grundy said "well" we would have to send an adjuster out to check out your carport, but I don't think it will work ( guy on the phone).
Last edited by toytruckman; 10-05-2018 at 08:32 PM.
10-05-2018, 09:26 PM
#7
Instructor
Thats crazy...2K a year! Im paying $700 a year in Dallas, full coverage, with USAA.
May be you need to check around with some of the other companies.
May be you need to check around with some of the other companies.
10-05-2018, 09:41 PM
#8
Find a independent insurance agent who has multiple companies to quote you from.
You also don't mention your driving record....clean with not tickets?
You also don't mention your driving record....clean with not tickets?
Last edited by R&L's C6; 10-05-2018 at 09:43 PM.
10-05-2018, 09:56 PM
#9
Daa'aam that's a lot. I pay $600 per year through geico.
10-05-2018, 10:13 PM
#11
Race Director
Build a garage or move to a cheaper area to insure
10-05-2018, 10:17 PM
#12
Safety Car
this
New Orleans burbs. second highest insurance rates in the country.
2800$ for Tahoe and Silverado full coverage.
I am 62yr old.
The Corvette museum said no garage no insurance. Grundy said "well" we would have to send an adjuster out to check out your carport, but I don't think it will work ( guy on the phone).
2800$ for Tahoe and Silverado full coverage.
I am 62yr old.
The Corvette museum said no garage no insurance. Grundy said "well" we would have to send an adjuster out to check out your carport, but I don't think it will work ( guy on the phone).
10-05-2018, 11:00 PM
#13
Burning Brakes
I just bought a 2006 and went with Geico, like the previous post, its a but over $600 per year, full coverage, no garage needed. (thankfully, I have the garage space)
10-05-2018, 11:25 PM
#15
Advanced
I also have State Farm for my home, California earthquake and three other cars on policy. I also carry a $1 million rider on my insurance. My '13 Grand Sport M6 has full coverage for $81 per month, with a limit of 7000 miles per year. I'm 70 years old with a clean driving record.
10-05-2018, 11:33 PM
#16
10-06-2018, 07:05 AM
#17
Le Mans Master
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St. Jude Donor '08-'09-'10-'11-'12-'13-'14-'15-'16,'19
I am paying about $1,100/year on my '06 through AAA. I only have a carport. I have the mileage at 6,000 miles/year, which I believe is as low a AAA goes.
10-06-2018, 07:42 AM
#18
Safety Car
Do what the illegals do one set of plates for the whole clan! This insurance is a rip off you better have stated value and read the policy because if they can find parts they will slap them on! And i do not mean N.O.S.
10-06-2018, 09:15 AM
#20
Instructor
I am with Farmers Insurance and have storage insurance. Which means that while not driving I only have comp with a $500 deductible. When I get ready to drive I send a text to put full coverage on, then on return I text again to put back in storage. The comp insurance is about $100 every six months and the days I drive it is less than $3.00 a day. So far it has worked great. Not sure this can be done if there is a loan on your vehicle.