Got hit by a crazy man!
10-13-2018, 09:55 AM
#41
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That’s always their standard response. As gowenfast indicated, there are companies that specialize in dismissed value claims. There are several good threads on the forum describing successful experiences members have had working with them. If you do plan to keep the car it would be likely be worth engaging the services of one of these specialists.
Good luck with your decision.
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GRCTampa (10-14-2018)
10-13-2018, 10:39 AM
#42
Instructor
Thread Starter
Of course, that's their standard answer. Call Tom Georgeoff@ Vehicle Information Services Inc, at 330-668-2595 (He's working today). Tell him David Price told you to call. I know him very well, and he is extremely familiar with Corvettes that have been damaged. He can help you evaluate the situation, and handle the insurance company for you. He carries some pretty heavy clout with them. Good luck. MAKE the call.
also, I appreciate the help in this matter!
im just concerened the ins co will force the buy out rather than give me more money while keeping the car
Last edited by Alex Annapolis; 10-13-2018 at 10:40 AM.
10-13-2018, 10:57 AM
#43
Instructor
Thread Starter
Let her know that $ is to fix the car right! Shes gonna betch anyway so might as well have a car fixed well, not hacked to "make her happy" we know how THAT goes lol.
Bet it needs more than an alignment.
Has someone inspected the suspension & what it mounts to first?
Bet it needs more than an alignment.
Has someone inspected the suspension & what it mounts to first?
body shop gave an estimate after having a mechanic look at the car on a lift, and after the suppliment they released to them as well- insc co quote started at 8500, after parts were un available, it added a bit more. Also, this is a very reputable shop
Last edited by Alex Annapolis; 10-13-2018 at 10:59 AM.
10-13-2018, 10:58 AM
#44
Can't tell you how many of us say (how many cars I've had and said it) - "I'll never sell this car". Truth is - In the end, I haven't owned a car yet that eventually I tired of...and they're all gone now. That said, you're talking about keeping, forever, a 2005 MY. 2005 was an "end of life" for many components and systems as GM moved onto more modernized and more developed systems, such as the engine management system. You'll already find it difficult to replace some systems on this MY as no new parts are manufactured. But no one can speak for your determination.
So, even if it is the far more challenging row to hoe, so to speak, that you decide to take, I'll be in the cheering section for you if you go this route.
Edit - To answer the last Q - a 2005 MY in 6 years with air bags deployed and in a major accident on Carfax and 80K + miles - $ nothing.
So, even if it is the far more challenging row to hoe, so to speak, that you decide to take, I'll be in the cheering section for you if you go this route.
Edit - To answer the last Q - a 2005 MY in 6 years with air bags deployed and in a major accident on Carfax and 80K + miles - $ nothing.
10-13-2018, 11:06 AM
#45
Le Mans Master
Can't tell you how many of us say (how many cars I've had and said it) - "I'll never sell this car". Truth is - In the end, I haven't owned a car yet that eventually I tired of...and they're all gone now. I have a car I know I will keep forever. I have had my 1970' Cuda for 48 years.
10-13-2018, 07:36 PM
#46
Instructor
Thread Starter
there’s not too many cars out there I would consider taking body panels off and on by myself, but this is one of the few they make pretty easy to work on. parts are cheap, im just having a hard time finding body panels in my color, in nice condition.
10-13-2018, 08:30 PM
#47
I still daily drive the 85 s10 my parents gave me to learn how to drive on when I was 16. Odometer keeps rolling back around to 0 every 100k so it looks like i only have 20k miles on it.
My mom got it new in 84 gave it to me in 02 and I'm still not tired of it. Though rust is a never ending battle. So you never know how long a car might be around.
My wife daily drives the 07 Vette, claims she goes before the Vette goes. So guess I'm keeping that one forever too...
Last edited by flyingbunnys; 10-13-2018 at 08:32 PM.
10-13-2018, 08:41 PM
#48
Melting Slicks
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as I stated at the very beginning, you will have to fight the tooth and nail to get it, but your entitled to it. I refused USAA payment offer and checks for 4 months over damages to my Colorado and paid my own repair bill. That’s when they realized, I was not going to give up regardless of their endless offers. I ended up with a secondary check in excess of 5k. DO NOT give up the fight. They expect your going to give up on what your entitled to. DONT
10-13-2018, 09:17 PM
#49
Racer
Your loss
You will have more than the visual damage you see as a easy fix. If the body to frame welds are broken add another ten grand to the repair. My estimate and check to get things going at a body shop were five K and in the end it came out near 15K and your damage looks a lot worse. The car had to be taken apart from the doors back and was all gone then re glued and that glue is not cheap nor is red paint at 500 dollars a quart. Clear overcoat is 400 dollars a gallon. Take the cash for the car and walk away and buy it back from Copart if you want a project but dont cry when its a lot more than just a couple of used panels. I have one panel here but wrong color red. Glad its your decision to make but also glad I just took it to the body shop and waited three months. My 13 was hit in the trailer hitch back in 14.
10-13-2018, 09:24 PM
#50
Race Director
I would take the $21k and leave it. If a wheel is knocked out in an accident it is usually something broken or bent. Insurers know about diminished value and it will suffer if you ever tried to sell it. Maybe $15k or so if you are lucky and how quick you sell it.
10-14-2018, 08:12 AM
#51
Safety Car
In 6 years it will be worth about the same as a car with no accident history.majority of cars at that age are worth next to nothing except to the owner.
10-14-2018, 10:11 AM
#52
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10-14-2018, 10:19 AM
#53
Le Mans Master
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Not true at all. After 43 years in the business, bad history still affects the value, until the vehicle is scrapped. Again, if there were 2 identical 1999 (2005 MY-6 years) Corvettes, priced the same, with the only difference that 1 had had extreme, ( moderate damage, airbags, deployed, etc), everyone with an ounce of sense would choose the undamaged car, unless there was a significant price adjustment on the prior damaged car. Carfax, and the like companies, are getting a stronger hold, not less. Scrap the damn thing, and get another car..You'll thank yourself plenty later.
10-14-2018, 10:21 AM
#54
Le Mans Master
Not true at all. After 43 years in the business, bad history still affects the value, until the vehicle is scrapped. Again, if there were 2 identical 1999 (2005 MY-6 years) Corvettes, priced the same, with the only difference that 1 had had extreme, ( moderate damage, airbags, deployed, etc), everyone with an ounce of sense would choose the undamaged car, unless there was a significant price adjustment on the prior damaged car. Carfax, and the like companies, are getting a stronger hold, not less. Scrap the damn thing, and get another car..You'll thank yourself plenty later.
10-14-2018, 10:46 AM
#55
Take the buyout and save for the C8
10-14-2018, 10:54 AM
#56
Instructor
Thread Starter
[QUOTE=K7MXE;1598155238]You will have more than the visual damage you see as a easy fix. If the body to frame welds are broken add another ten grand to the repair. My estimate and check to get things going at a body shop were five K and in the end it came out near 15K and your damage looks a lot worse. The car had to be taken apart from the doors back and was all gone then re glued and that glue is not cheap nor is red paint at 500 dollars a quart. Clear overcoat is 400 dollars a gallon. Take the cash for the car and walk away and buy it back from Copart if you want a project but dont cry when its a lot more than just a couple of used panels. I have one panel here but wrong color red. Glad its your decision to make but also glad I just took it to the body shop and waited three months. My 13 was hit in the trailer hitch back in 14.[/QUOTE
I've talked to two people that claim the quarter, door and fender bolt right off. Ive also been told the rocker panel is the only part that is glued on, and thankfully the one on my car appears to be ok. I have not heard about body welds, I dont plan to paint anything, I have found a door and hatch in my color in excellent condition. I was hit in the side while he was driving forward-ish on a dirtbike and it nudged me to the left just a bit. The car drove home ok but I will have the body welds looked at as well before I finalize with the insurance, thank you for the insight, it is a bit of a risk. oh, ill make sure not to cry as well if it doesnt go smoothly. thanks
I've talked to two people that claim the quarter, door and fender bolt right off. Ive also been told the rocker panel is the only part that is glued on, and thankfully the one on my car appears to be ok. I have not heard about body welds, I dont plan to paint anything, I have found a door and hatch in my color in excellent condition. I was hit in the side while he was driving forward-ish on a dirtbike and it nudged me to the left just a bit. The car drove home ok but I will have the body welds looked at as well before I finalize with the insurance, thank you for the insight, it is a bit of a risk. oh, ill make sure not to cry as well if it doesnt go smoothly. thanks
10-14-2018, 11:56 AM
#57
We all love our cars that's for sure, but they are not built from unobtainium. They can easily be replaced. Alex has his reasons, and they're good ones for not wanting to replace his car. I hope he can fix his car himself and come out with some extra money. I'm 63 years old and in my younger years I was as wild and stupid as anybody's ever been. I did a lot of goofy stuff and was fortunate to have gotten away with it. Yes he could have been killed, but he wasn't thank goodness, just got his car boogered up. He can and will fix it. I'm worried about you fellas that think the dude on the bike should have broke his neck and died, crippled and never walk again, DAM, wtf. I learned a long time ago to never wish anything on anybody that you wouldn't want to have happen to yourself. I'm really surprised at some of the attitudes about this. If I step on some toes and tick some folks off about this, GOOD I MEANT TO, GROW UP. Good luck Alex, Stafford
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BlackMamba89 (10-16-2018)
10-14-2018, 12:22 PM
#58
Race Director
Two things.
1 Carfax is not always reported so ask the body shop if they will or not
2 There’s probably only two states that diminished value is on the books. Other than that it’s pretty difficult to impossible to get it. It can be done but the % is against you.
1 Carfax is not always reported so ask the body shop if they will or not
2 There’s probably only two states that diminished value is on the books. Other than that it’s pretty difficult to impossible to get it. It can be done but the % is against you.
10-14-2018, 02:21 PM
#59
10-14-2018, 02:32 PM
#60
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You clearly are NOT in the car business for a living, as I am. Carfax pays shops/service facilities, etc to report to them, so, yes it'll be reported. States don't have a single thing to do about "recognizing" diminished value, ZERO. It is the insurance companies that have had it crammed down their throats that recognize diminished value, and that's virtually 100%. I live these facts every single day. These are the facts, period.