C6 Corvette General Discussion General C6 Corvette Discussion not covered in Tech
Sponsored by:
Sponsored by:

Cost for good driver's insurance

Thread Tools
 
Search this Thread
 
Old 12-13-2004, 03:19 PM
  #41  
thebiggman
Racer
 
thebiggman's Avatar
 
Member Since: Jan 2004
Posts: 445
Likes: 0
Received 0 Likes on 0 Posts
Default

USAA is the best out there. I'm with them also, I've had them for the past 10 years. I have 3 cars, my house with them and I'm 33yrs old. I'm paying around $800 a year with a $250 deductible.
Old 12-13-2004, 04:23 PM
  #42  
JFTaylor
Race Director
Support Corvetteforum!
 
JFTaylor's Avatar
 
Member Since: Oct 2004
Location: Virginia Bch VA
Posts: 10,516
Likes: 0
Received 2 Likes on 2 Posts
Cruise-In VI Veteran
Cruise-In VII Veteran
St. Jude Donor '06
Default Me too

Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.

I'm not going to question it, but I thought I'd ask the forum:

What are you paying a year for insurance with No tickets & no accidents?

Thanks,
Al

I'm in VA and have USAA also. That's about what I am paying.
Really depends on your State. Let's hear from the NJ guys!! CF Member last week stated 25 yr olds in NJ were paying $6-10,000 /yr.
USAA is now open to enlisted military as well. That was phased in about 5 years ago.
Old 12-13-2004, 06:09 PM
  #43  
rwpatte
Le Mans Master
 
rwpatte's Avatar
 
Member Since: Apr 1999
Location: Huntington Beach California
Posts: 7,818
Likes: 0
Received 102 Likes on 85 Posts

Default

Originally Posted by SilverCoupe
$957 per year from GEICO. Retired, no tickets or accidents in 25-30 years. No other insurance with them, just 2 autos. Quoted price is for C6 only.

Location has a lot to do with rates as well as individuals being insured.
And how many miles you drive. BIG factor...
Old 12-13-2004, 06:47 PM
  #44  
toolking
Drifting
 
toolking's Avatar
 
Member Since: Apr 2004
Location: Seattle WA
Posts: 1,651
Received 11 Likes on 10 Posts

Default

Anybody who has access to USAA should do it. I just got a rebate check for $353.00. 2 cars in the "performance category" and an SUV all under full coverage, plus ACV insurance on the house.
Old 12-13-2004, 07:57 PM
  #45  
noel48
Le Mans Master
 
noel48's Avatar
 
Member Since: Feb 2004
Location: Killeen TX
Posts: 5,339
Received 8 Likes on 7 Posts
St. Jude Donor '14

Default

I just received my yearly rebate from USAA,$500
Old 12-18-2004, 03:38 PM
  #46  
barney
Racer
 
barney's Avatar
 
Member Since: Dec 2004
Location: Federal Way Wa.
Posts: 294
Likes: 0
Received 0 Likes on 0 Posts
Default insurance

My insurance is about 1000 per year. I have high liability, and low col.and comp. I also have full replacement value as long as i own the car.
Old 12-18-2004, 04:26 PM
  #47  
Dolen
Advanced
 
Dolen's Avatar
 
Member Since: Jan 2002
Posts: 94
Likes: 0
Received 0 Likes on 0 Posts
Default Insurance

Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.

I'm not going to question it, but I thought I'd ask the forum:

What are you paying a year for insurance with No tickets & no accidents?

Thanks,
Al
We were also with USAA, great company, don't know how old you are but try Arrp w/Hartford. $720 for 3 units, 00 vert, 04 Toy camry XLE, smf 01 Ford Ranger XLS. Liability only on the Ranger.

Dolen
Old 01-31-2010, 10:36 PM
  #48  
hihocarp
Instructor
 
hihocarp's Avatar
 
Member Since: Jan 2010
Location: Calgary Alberta
Posts: 115
Likes: 0
Received 0 Likes on 0 Posts

Default

Up here I'll be paying $954 a yr with $1000 ded. I will also check into special ins [ same as my Challenger & Firebird $ 247.00 & 196.00 yr respectively] Kinda the same a Haggarty ins in the states.
Old 02-01-2010, 12:46 AM
  #49  
Blevinator
Pro
 
Blevinator's Avatar
 
Member Since: Dec 2009
Location: San Antonio Texas
Posts: 687
Likes: 0
Received 0 Likes on 0 Posts
Default

$600.00 per year
2005 c6 added on to my
policy. Texas Farm Bereau
$1000 deduct.
full coverage
Old 02-01-2010, 07:00 AM
  #50  
Frankb10
Burning Brakes
 
Frankb10's Avatar
 
Member Since: Sep 2006
Location: Brimfield MA
Posts: 838
Received 247 Likes on 121 Posts

Default

Hey Folks:

Massachusetts -

2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.

Total for the year about $452.....

I also have 3 other vehicles and my house with the same company.

Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
Old 02-01-2010, 07:28 AM
  #51  
gmccreary
Drifting
 
gmccreary's Avatar
 
Member Since: Feb 2007
Location: Macon/Sumter GA/SC
Posts: 1,407
Likes: 0
Received 6 Likes on 6 Posts

Default

USAA, Z06, F250, last ticket 1995. The Z06 is $760/yr. My C6 was $668/yr.
Old 08-18-2010, 02:21 PM
  #52  
chriskaw7r
Pro
 
chriskaw7r's Avatar
 
Member Since: Feb 2004
Location: michigan
Posts: 657
Likes: 0
Received 1 Like on 1 Post

Default

Originally Posted by Frankb10
Hey Folks:

Massachusetts -

2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.

Total for the year about $452.....

I also have 3 other vehicles and my house with the same company.

Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
Has anyone checked out the tips on insurance here? http://www.corvette-web-central.com/...insurance.html
Old 08-18-2010, 02:47 PM
  #53  
JoesC5
Team Owner
 
JoesC5's Avatar
 
Member Since: Sep 1999
Location: Springfield MO
Posts: 41,733
Received 1,699 Likes on 1,213 Posts

Default

State Farm, good driver, no tickets, no accident's etc, Home, four cars, umbrella, etc, old fart's discount, single. $564.60/yr for the 2009 Z06. For your location, your quote seems about right.
Old 08-18-2010, 02:47 PM
  #54  
txrancher47
Intermediate
 
txrancher47's Avatar
 
Member Since: Aug 2010
Location: waller texas
Posts: 49
Likes: 0
Received 0 Likes on 0 Posts
Default

Texas here. Farm Bureau, 2 vehicles, one driver, clean record, excess limits. 600.00 first car and 250 for the vette.
Old 08-18-2010, 02:48 PM
  #55  
C6CPA
Burning Brakes
 
C6CPA's Avatar
 
Member Since: May 2006
Location: Cary North Carolina
Posts: 867
Likes: 0
Received 0 Likes on 0 Posts
Default

Hard to compare apples to oranges. Premiums depend on liability coverage levels, and deductible levels, plus if you have extras like uninsured motorist (the other guy hits you), medical and such. The premium $ amounts themselves throw loosly about are for the most part meaningless.
Old 08-18-2010, 03:14 PM
  #56  
KX
Melting Slicks
 
KX's Avatar
 
Member Since: May 2002
Location: Escondido Ca
Posts: 2,250
Likes: 0
Received 2 Likes on 2 Posts

Default

Sacramento is not the lowest nor the highest rated in the State. I lived there for a few years and I have found
the areas rates, based upon zip code, age, and what you drive to be middle of the road. Bay Area could be higher but I am in San Diego now and this area is fairly low.
I am certain that you have discovered by now that no one can compare exactly with your rates. The best you can expect is to come close. It looks like you are fine
with what you have.
Old 08-18-2010, 03:22 PM
  #57  
calmtgguy
Le Mans Master
 
calmtgguy's Avatar
 
Member Since: Feb 2008
Location: S.F. Bay Area CA.
Posts: 5,188
Likes: 0
Received 3 Likes on 3 Posts
Default

Originally Posted by hb_cpa
I'm USAA too

34M, married, no tickets/accidents, 2 cars, home

BI - 500K/1M
PD - 100K
Med - 2K
Unins - 500K/1M
Comp - 500
Coll - 500
rent - 30/day

$575/6 mo

Age is the BIG factor.
Yours was the first response that made sense, with your limits included. without the limits, the responses mean very little.

52, Married, clean record, multi car, S.F Bay Area

BIL - 100K/300K
PDL - 100K
Med Pay - 25K
Unins - 100K/300k
Comp - 100 Ded
Coll - 500 Ded
rent - 45/day

Premium $302.90/6 mo., or $605.80 ann.

Geico

Get notified of new replies

To Cost for good driver's insurance

Old 08-18-2010, 03:25 PM
  #58  
VET4LES
Team Owner
 
VET4LES's Avatar
 
Member Since: Oct 2004
Location: San Clemente CA
Posts: 27,420
Likes: 0
Received 59 Likes on 48 Posts

Default

71 here, never had an accident or ticket. I'm with AAA and paid $725 per year last year. I shopped around a few months ago and USAA was several hundred dollars more.

Last edited by VET4LES; 08-18-2010 at 03:43 PM.
Old 08-18-2010, 03:33 PM
  #59  
Joe C
Race Director
 
Joe C's Avatar
 
Member Since: Aug 2000
Posts: 11,347
Received 701 Likes on 590 Posts

Default

state farm here. been with them since 1968 - 62 years old - last moving violation was in 1986 (the last one that i was caught at - ). of course, no kids at home, full coverage - standard 100/300/100 thing w/ 500 ded collision, 0 ded on comp, uninsured motorist - multi-car + house -- $224/half . my 90 corvette (daily driver) is less than $150/half - same coverage

Last edited by Joe C; 08-18-2010 at 03:36 PM.
Old 08-18-2010, 03:39 PM
  #60  
c1vettes
Burning Brakes
 
c1vettes's Avatar
 
Member Since: Aug 2007
Location: westport ct & port st lucie fl.
Posts: 892
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by VET4LES
71 here, never had an accident or ticket. I'm with AAA and paid $725 last year. I shopped around a few months ago and USAA was several hundred dollars more.
Thanks for the advice. I will check with AAA as I am in their motor club. Was going to check with USAA also. Currently with Allstate paying about $550 each 6 mo for the Vette and a similar amount for a new Caddy. Of course, my cars are reg in Fl and that may be a difference.

I'm 70 myself and can say both my wife and I have never had an accident, but no tickets man? You ain't half trying!

Seriously, I haven't had a ticket in over twenty years. Just in case an insurance agent is reading this.


Quick Reply: Cost for good driver's insurance



All times are GMT -4. The time now is 07:28 PM.