forg0tmypen

Today I was immediately informed by Geico that my car will not be insured anymore with them due to engine modifications. They have a strict policy stating that exhaust and engine modifications are a non starter and they will not insure cars with these.

JwT

Well it's time to rip the lizard decals off my car. I deal with Grundy anyway. They insure all vettes and my Z costs me $562 a year.

forg0tmypen

Well I will need to find a new ins. company, and that is going to be hard now because as I remember it, Geico was the only company that was willing to insure my Z for a normal rate. Allstate wanted guess what? $450 a month!

LT5 John

Try Progressive...

forg0tmypen

I did a few years ago when I got the car, they were astronomically high. The sales rep who gave me the quote was embarrased to have to read me the rate they wanted. Something like $4,000 a year.

forg0tmypen

If I cant get a normal rate, Ill be forced to sell the Z. Sucks. Thanks Geico.

pewter99

and how did they come about this information?

forg0tmypen

Casual conversation between a body shop manager and a Geico ins adjuster occurred when my car was getting a new exhaust put in is all I can think of.

sublime1996525

Have you tried State Farm? I pay around $350 every 6 months. Maybe even less, I can't remember.

lilredvette05

That sucks I have geico myself, I was under the impression they would insure your car just not any modifications that would be done to the car. Example: you file a claim you will be paid whatever retail value is. Doesn't matter if you have and extra grand or 40k even with paperwork.
I need to maybe start looking myself then cause Im far from stock.

racerx3317

Nationwide? How old are you and how bad is your license?

capevettes

I have never heard of an insurance company making any inquiries as to modifications to the car. I can't imagine why exhaust would be included as a reason for denial. Most companies don't even differentiate between a Z06 and a coupe. I know mine (Safety) does not.

DON T.

Unitrin auto and home works wonders with my auto ins. Each state is differant ofcourse, good luck. Remember, Geico stands for Govt-emp-ins co!!! These folks cant even run health care, much less ins..

GMuffley

It sounds to me like GEICO just doesn't want to insure high performance vehicles.

forg0tmypen

Called State Farm. They offered me a rate of $130 a month but have not run my driving record yet..few tickets lol

Amol

Try AAA, they have great rates.

Pb82 Ronin

Im 33 have a 08 F150 FX4, an 04 TT Cobra, and an 07 ZO6. My insurance with USAA costs me $160 amonth

Desert Nomad

Try Travelers. I've had good luck with them, they saved me a lot over Farmers. I think it has a lot to do where you live. Also, most insurance companies will give you a better deal if they have your house, car, ect bundled under them.

jbs02somws6

Has everything to do with where you live. CA is absolutely horrible especially LA. Like probably 4x as much as other states.

jbp8653

If your record is good try Amica. I was with Allstate for 40 years same agent and his son and Amica blew them away on my 2 Z06's and baby Hummer. They are also rated number one customer service!