AORoads

That's quite a story! Hard to make that up.

Cjunkie

Geico- George Soros founded.
AARP? Are you for real? One of the largest socialist groups today. The one that lobbied for Obama Care (AARP is supposed to protect the over 50 group right?) and those idiot seniors cant afford or are crying about the cost of their health insurance (good for them).
If I were you I’d stick with USAA.

johno504

I have Hartford full coverage on my 96 ce lt4, car is parked on the street , $ 600 year.

desmophile

The executives of this organization have exceptionally bloated paychecks for what they do.

One of the small joys of daily life is throwing their mailed solicitations into the trash.

ElGreco53

rmorin, USAA seems to be a stellar organization with which I have a few accounts and no issues. Safeco still came in at a better rate and I had no problems insuring my Z51 with them.Makes me curious why some get a better deal with this or that company.
Speaking of USAA, I'd be curious how many here have used their car buying service?

F4Gary

Fake news.
Was started by Leo and Lillian Goodwin as the Government Employees Insurance COmpany in 1936. Look it up.

And, no, I don't have GEICO. In fact, after they gave out all those radar guns years ago, I vowed to never have GEICO.

SnowyATX

How is the museum on claims? Anyone? I'd like to shop around.

1cooldaddyo

I'm a little surprised that this is still going on. Back in the late 80's, I bought a new Dodge Daytona Shelby. Drove it home and then called my agent to tell them I changed cars an was told "We don't insure turbocharged cars".
Spent the next several weeks calling everyone I could find, always the same thing: "Is it a turbo?", "Yes", "Sorry".
I guess they have the right to do whatever they want, but it kind of seems wrong to me they won't even give you a quote.
I mean, maybe it's stupid expensive but surely there is some price that would make it worth their while to insure any car.

Walt White Coupe

I think at that time it was the insurance companies way of telling Detroit that you can make any type of car you want but if you make a car that will cost us money and hassle we just won't insure them. That was also a time when Detroit was under rating the horsepower of their performance cars for the same reason.

AORoads

It may still be happening under their former, largest investor and now owner, Warren the IceCreamMan.

VistaVette

I didn't read all four pages this thread so perhaps somebody else mentioned it already but: I'm an insurance agent and an appointed agent for the Hartford / AARP. Right now they are not taking anything from anybody ( at least in the state's I represent). They are very difficult to do business with, in fact I'd say most of the policies I try to submit for a quote from them are either outright declined or come back "submit to underwriting for approval", which means they don't want it. They have recently been one of my better referral sources however. Many people want to try the Hartford because of the TV advertising, AARP etc so they come to me, I run them with The Hartford, they get declined, submit for approval, or their rate is just so high, that I find them another carrier. Thankfully I'm a broker with a number of carriers to go to.

One other thing about the Hartford:. They are a very, very conservative company. they tout the fact that they insured Abraham Lincoln. I'm pretty sure they're still doing business the way they did when they insured Abraham Lincoln. They have to be one of the slowest companies I've ever dealt with.

FunDriver

I have Liberty Mutual and have never had any of these problems. Two of my rental properties had problems and they covered them without question.

I now have a 2004 Lexus and 2 Corvettes (2006 and 2016) with them for about $1700/yr. Granted I have a good driving record and don't drive much. But when I turned in my annual mileage report I sent a letter explaining that the 2016 had more miles because it was purchased in Idaho and driven to California. They then sent me a refund of $738.

I don't need insurance headaches and have never had one with Liberty Mutual.

VistaVette

The thing that everyone here has missed is that these rules change state to state. Insurance company "A" in state "X" will have completely different underwriting rules, coverages, and rates in every state that they write in. Rates will vary down to the +4 tag on your zip code, often by a lot. They might accept a Corvette in one state but not others.

wonka12_98

The National Corvette Museum turned me down to insure my Z06 a year or so ago. No idea why. USAA has always been the highest rates for me for some unknown reason. I currently have Travelers insurance.

ElGreco53

Thanks for the insider info, Vista, very interesting. And I would be very interested on your take on some of the claims against AARP being, well, leftie, partnering with an apparent ultra-conservative company. I'm not trying to start a skirmish in the thread, but info is welcomed from someone with feet in both worlds. Btw, I have no great love for AARP but they did offer the best Medigap plan w/ United Health.

Thanks in advance!

VistaVette

AARP is independent of The Hartford. The Hartford, through either an agreement or perhaps bid (I'm not privy to that info) provides insurance for AARP members, typically with special extras. For example they won't drop a client regardless of their record once insured...of course you won't like the rate if your record sucks so that takes care of that problem, you'll leave on your own. You can buy insurance from the Hartford without AARP but there is typically a discount associated with it. As I stated before, these things will change in every state.

Regarding the issue with the OP: This issue more than likely stems from a state underwriting rule within The Hartford. It has nothing to do with AARP. As others have mentioned they have Corvettes with the Hartford, perhaps even with the AARP program. The AARP does not set Insurance rules and they have no say in whether the Hartford takes or doesn't take anything.

I don't get involved in AARP's lobbying or anything else they might do. Unfortunately their lobbying efforts do cost The Hartford some business. Often times I have to sell people with different carriers when The Hartford really would have been the very best fit for them. They just don't like the association with AARP. I try to explain that they are not buying insurance from AARP, they're buying insurance from The Hartford, and of course me, a local agent. The AARP gets a member and $16. Often times they have much of the same response that some of the posters here have expressed... left wing, commie Etc.

Let me shed light on one other subject: None of these insurance companies, no matter how long you've been with them, how much you pay them, how good of buddies you are with the agent, give a rat's a$$ about you. If you've been with the same insurance company for 5 years or so it's time to shop. Find a good independent agent and have them review your policy every couple years. They go up every few years and a good independent agent has multiple companies to shop for you. No, the agent isn't going to just do it automatically usually, you need to just give them a call or shoot them an email, but it's something that we do as agents all the time. Now, some of you live in areas where insurance is just darn cheap so the difference is just not enough for you to change companies. But in states like Nevada, specifically Las Vegas where I am, rates are massive, and it can really makes a big difference when you change carriers.

ElGreco53

Thanks Vista, very informative. I do use an independent agent and just hope she has my best interest in mind. It's a local outfit in a small college town and it feels "small town" in the way they do business so, so far so good.

You may become our go-to guy for insurance info, so again, thanks for your no-nonsense posts.

VistaVette

Anytime. If I can help I'd be happy to do that.

Dave_the_Dude

Can't go anywhere nowadays without someone bringing up politics. Ugh. This is a car forum. Leave your boring irrelevant conspiracy theories and political ranting at home please. Nobody wants to hear it. Trust me.

As to insurance, my rates went down when I sold my electric car and bought my first Vette. GEICO quoted me $480/mo for coverage so I'm now using Esurance and paying $270/mo. It sucks but I love the car, so...

1stTimeforEverything

Liberty Mutual used to advertise about knowing your "torque ratios".