C7 Z51 track day expenses
10-21-2017, 12:54 AM
#61
Le Mans Master
It depends on the track. You can certainly total a car anywhere, but certain tracks, with all their walls, it's just a matter of if, not when. Others, it's a long shot.
10-21-2017, 10:57 AM
#62
Definition of ***** of steel = Poor sha
This is a brilliant way to save $$$ on track days.
At least until one wrecks then it will look less brilliant. But certainly more baller when one just goes and buys a replacement track car.
I too self insure but run easy and don't push hard knowing I don't want to lose my vehicles, my life or god forbid an instructors life.
If I wanted to run hard I would have no problem purchasing track insurance. I believe I would also want to invest in a full cage at that point to insure I walk away with my life and not just have the money to replace the vehicle. I completely understand why many folks who want to push closer to edge of their abilities buy track insurance.
This is a brilliant way to save $$$ on track days.
At least until one wrecks then it will look less brilliant. But certainly more baller when one just goes and buys a replacement track car.
I too self insure but run easy and don't push hard knowing I don't want to lose my vehicles, my life or god forbid an instructors life.
If I wanted to run hard I would have no problem purchasing track insurance. I believe I would also want to invest in a full cage at that point to insure I walk away with my life and not just have the money to replace the vehicle. I completely understand why many folks who want to push closer to edge of their abilities buy track insurance.
That said, perhaps folks can post up what they pay for track insurance, the deductible, and the agreed upon value. Then we can do the math on how many track days before it doesn't make financial sense.
I do still leave room on the table but in the end it's less me making a mistake that I'm concerned about as much as a mechanical failure either on my car or a car ahead of me.
Every morning I'm at the track I make it a point to thank God for being blessed with the means to do this and pray for everyone's safety and good judgement. I realize that is no guarantee that nothing will happen but it is a good way to remind myself that this is a dangerous and expensive hobby that has no real value other than our enjoyment.