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Insurance Rates...

Old 09-08-2016, 02:35 PM
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Batman 357
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I just dropped the hammer on a new 2016 ZO6 with the ZO7 package. Insurance is 3k a year with a zero claim record 60 year old driver. Seems way high to me. That's AAA with house and cars on some policy.

What's the going rate.
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Old 09-08-2016, 02:42 PM
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lgodom
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That's really high. Any claims or tickets? Is this your only car? I'd call another company and get a quote. Some companies aren't Corvette friendly. I haven't checked recently, but he Z06 without the Z07 package was only about $100 more a year than a 2LT z51 driven as a second car when I checked my policy at USAA.
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Old 09-08-2016, 02:57 PM
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check with Adam Boca at National Corvette Museum - he is a vendor-supporter of this site and is a GR8 car guy
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Old 09-08-2016, 03:02 PM
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USAA for me is less than half that, and I have pretty much max coverage and low deductibles.

Oddly my wife's 2016 2SS Camaro is higher...
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Old 09-08-2016, 03:08 PM
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Batman 357
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No, no tickets or any claim history.
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Old 09-08-2016, 03:11 PM
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I've got a 2008 Corvette and a DD Avalanche with the same co.
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Old 09-08-2016, 03:14 PM
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That's crazy. I'm around $1400 a year on the Vette with USAA.
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Old 09-08-2016, 03:23 PM
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Time to go insurance shopping. Thanks....
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Old 09-08-2016, 03:55 PM
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Did you know that 15 minutes can save you up to 15% on your car insurance?
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Old 09-08-2016, 03:57 PM
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^

Mine is almost that high but it is my own fault
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Old 09-08-2016, 04:08 PM
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I'm 33. Was paying 80/mo for c6 z06 a few years ago on state farm. Haven't had accident or ticket for about 8 years.

State farm was charging me 110/mo for my mdx. I switched to nationwide and it's 70. I asked for a quote on 2016 z06 and they said 78/mo.
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Old 09-08-2016, 04:14 PM
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I am 61 pay $680 per year on this one and $600 on my C6Z. I would shop.
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Old 09-08-2016, 04:19 PM
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Agree with the others...$3k is silly. Mine is $1050. You can def. do better.
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Old 09-08-2016, 04:57 PM
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If it isn't your daily, check out Grundy. I just switched to them for my C7. No mileage limit the car cannot be your daily, must be garaged kept but you can have an agreed upon value.

Anyways, I have a C7 Z51, I'm 27, one ticket on my record from like 2011 and live in Texas. I was paying just over $1,600 a year with Geico. Now with Grundy I pay $883 per year.
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Old 09-08-2016, 08:13 PM
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33 no tickets etc... Paying less than half that with USAA. Time to leave AAAsap!
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Old 09-08-2016, 08:51 PM
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I just got quoted $123 a month through State Farm yesterday. 40 yr old. I do have multiple vehicles and the house insured through them though.
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Old 09-08-2016, 08:54 PM
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It's worth noting that not all coverage is equivalent. Geico can save you money by raising your deductible, providing no medical, making it unstacked, lowering the liability coverage, etc etc.
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Old 09-08-2016, 09:07 PM
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I was pretty surprised when Nationwide informed me the C7 Z06 was $24 cheaper a year than my 2008 C6 base.

30, only car, $1100 a year.
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Old 09-08-2016, 09:18 PM
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There's many factors that contribute to your insurance premium besides the obvious...age and driving record. How many vehicles you have insured with that company, your house (?), maybe a rider of sorts (commonly $1-2 million), where you live, how many miles per year, et al. I'm 69, multiple vehicles, my house, a rider, live in SW PA, retired and will drive my new Z06 less than 7500 miles per year. My full premium on a pretty extensive policy with State Farm is $422/6 months. It's not the HP that really drives the high cost of the Z06 and Stingray insurance....it's the fact that it's fiberglas (or whatever kind of plastic/fiber it is) and the extensive costs of fixing even small accidents, is what influences the insurance rates. Got that straight from the horse's mouth, a VP at State Farm.
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Old 09-08-2016, 09:44 PM
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KJ Z06
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Originally Posted by Batman 357 View Post
I just dropped the hammer on a new 2016 ZO6 with the ZO7 package. Insurance is 3k a year with a zero claim record 60 year old driver. Seems way high to me. That's AAA with house and cars on some policy.

What's the going rate.
Way to high. 2015 Z06/Z07. 1200 per year
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