Track Day insurance
01-29-2019, 03:38 PM
#1
Instructor
Thread Starter
Track Day insurance
I am have booked my a race day in my ZR1 in June. I currently have a regular car insurance with Allstate which is dirt cheap. I think it would be a good idea to have insurance coverage for the track. Its only going to be 2 short 15 minute sessions on Pocono Raceway. I have booked the session with 877stockcar.com.
Do you guys have any suggestions which company to use and what the cost is?
Do you guys have any suggestions which company to use and what the cost is?
01-29-2019, 05:33 PM
#2
Melting Slicks
Member Since: Jun 2005
Location: Rochester NY
Posts: 2,734
Received 1,678 Likes
on
878 Posts
2018 C6 of Year Finalist
St. Jude Donor '10, '17
I'm assuming you mean a "track day" and not a "race day", which are two different things. If that is the case, try Lockton or OnTrack insurance. Both understand HPDE insurance very well and can provide a policy. Rates are dependent on how much you are insuring it for, what deductible you choose and for how many days/events.
Furthermore, if you are serious about learning how to drive your car on a track, you should engage with a group dedicated to on track instruction and driver safety. PCA, NASA, CHIN, SCDA and others are good choices for this.
Furthermore, if you are serious about learning how to drive your car on a track, you should engage with a group dedicated to on track instruction and driver safety. PCA, NASA, CHIN, SCDA and others are good choices for this.
01-29-2019, 06:26 PM
#3
RLI Track Day Insurance
https://www.rlicorp.com/track-day
RLI was the underwriter for Lockton. Now they sell directly. Once in a while I compare RLI and Lockton for an upcoming HPDE and am surprised by the savings using RLI.
https://www.rlicorp.com/track-day
RLI was the underwriter for Lockton. Now they sell directly. Once in a while I compare RLI and Lockton for an upcoming HPDE and am surprised by the savings using RLI.
01-30-2019, 08:19 AM
#4
Instructor
Thread Starter
I'm assuming you mean a "track day" and not a "race day", which are two different things. If that is the case, try Lockton or OnTrack insurance. Both understand HPDE insurance very well and can provide a policy. Rates are dependent on how much you are insuring it for, what deductible you choose and for how many days/events.
Furthermore, if you are serious about learning how to drive your car on a track, you should engage with a group dedicated to on track instruction and driver safety. PCA, NASA, CHIN, SCDA and others are good choices for this.
Furthermore, if you are serious about learning how to drive your car on a track, you should engage with a group dedicated to on track instruction and driver safety. PCA, NASA, CHIN, SCDA and others are good choices for this.
Thanks for the info.
02-01-2019, 08:11 PM
#5
Racer
Good luck with that,it's very addictive
02-02-2019, 06:24 AM
#6
I use RLI for most of my track events. They are easy to deal with and rates are the best I’ve found(though everyone is very close).
I have not had to file a claim, thank goodness. So I can’t speak to that process or experience, and hopefully never will.
I have not had to file a claim, thank goodness. So I can’t speak to that process or experience, and hopefully never will.
02-02-2019, 09:39 AM
#7
Melting Slicks
02-02-2019, 12:08 PM
#8
Instructor
Thread Starter
Yes, they do provide a car. But after that session is over you get to drive your own for two 15 minute sessions.
. Have a great time.
02-04-2019, 09:45 PM
#10
Tech Contributor
Member Since: Oct 1999
Location: Charlotte, NC (formerly Endicott, NY)
Posts: 40,089
Received 8,928 Likes
on
5,333 Posts
I use Hagerty Track Insurance. I think the underwriter is RLI but I have found the insurance through Hagerty is almost always lower cost than Lockton even when I get the BMW Event Discount from Lockton. Just priced out a 3 day event at VIR through both. Lockton $464.00 and after BMW discount $423.00. Hagerty without any discount $393.00.
Bill
Bill