c5c6c7

Taking delivery tomorrow on #1923 only to find out my insurance carrier wouldn't accept my ZR1.
It's on the list of " restricted forget about it" vehicles.
After my insurance guy scrambled all afternoon to find someone else to take it, out of 17 carriers only 3 would take it.
The three prices were $14,000 $4,500. and $2,100......per year as a stand alone with no other vehicles or Home owners property involved.
I don't think that the $2,100 was too bad considering how bad it could have been.
The company was Hagerty classic car insurance in case anyone is interested.....

Rinaldo Catria

2100 sounds fair... state and city matter too .. AAA multi car for me was just under a grand/6mo last year... we’ll see what happens when I put it on the road again in a couple months. I’m not expecting a rate reduction. I think the car has been picked up on the ins co radar with all it’s expensive carbon fiber parts and uber horsepower.

c5c6c7

The only catch was I have to hold the insurance for the whole year...no dropping down to Comp after 6 months....

range96

Which insurance co. was that?

c5c6c7

Nat Gen is my primary company which insures my home and Autos.....

ZMMMMM

State Farm currently charges me $52/month for my 2016 Z06. And, would charge me $71/month for a 2019 ZR1 (1ZR trim). State Farm has an online tool to get insurance quotes, if you are changing vehicles.

vetteb_96C

True, they won't let you put it in storage for the winter. Here in Michigan that wouldn't work for me.

Vettedreamer2

Problem with companies like state farm is they will only give book value if car is totaled. And many won't give u anything for extra you put on, rims, exhaust etc.

Hagerty isn't bad but was it an agreed value plan?

I have Grundy for my 18' ZL1 & 19' ZR1 agreed value of 72k & 140k, pay $2800 yr. If either one is totaled, give u check for that value! (Like normal insurance and gap in one)

c5c6c7

Thanks for the tip...I'm going to check on that.......

saleen556

I have similar rates with State Farm as well. Excellent service and protection. 👍🏻

Steve Snake Driver

For me, USAA increase over a Z06 was $1K a year for same coverage.

Gary '09 C6

Check with the NCM Insurance Agency (Adam Boca). I have a policy with them for my C6 ZR1.

Racerdj

A little over $700/yr 100k/300k $500 deductable for me at State Farm. I have been with them for over 40 years with excellent service and value.

Rinaldo Catria

may I ask what state? No fault state?

c5c6c7

I just came back from State Farm.....A lot of you guys recommended them however they couldn't do much for me ....$3,100 for 6 months for my 4 vehicles (thats $6,200 per year). $4500 for the ZR1 as a stand alone. But maybe I should have
mentioned my 16 year old teen driver. Even though she will not be driving the car the insurance company didn't believe me........

vetteheadracer

If you have a terrible driving track record, are under 25, a crack smoker and live in a ghetto then your rates will reflect this.........otherwise try National Corvette Museum Insurance. http://ncminsurance.com/

SPDYC6

You need to check with Adam at the Corvette Museum. I'm not sure what your driving record is, but my premium for the year on my 2019 ZR1 is less than a $1,000 a year. This is an agreed upon value of replacement of $130,000. I have 3 corvettes insured with them and my regular insurance company can't even come close to what I'm paying.

Rinaldo Catria

I’ve had trouble getting my house insured too...

c5c6c7

Thanks I just checked with them...it was $2,200 as a stand alone.....because of my teen driver I'm getting hung.

vetteb_96C

I have State Farm in Michigan and they want $2500/yr for my ZR1. 250K/500K $1000 deductible. I've found Citzens is cheaper at $1400 for the same coverage so I'm in the process of switching.