Insurance Rates

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Feb 7, 2023 | 05:58 PM
  #1  
Progressive just quoted me for $1400 - $1600 a year ($800 every 6 months), depending on deductible.

I had them insure my 2016 Dodge Challenger 392 and it only cost $700-$800 a year.

...and State Farm just quoted me $692 every six months or $1384 for a $2,000 deductible/minimum policy.

I'm over 40 and I was rear-ended at a traffic light in 2021, but don't have any tickets.

What are you paying?
Reply 0
Feb 7, 2023 | 06:15 PM
  #2  
A little over 600 bucks 2023 Corvette with Hagerty.
Reply 1
Feb 7, 2023 | 06:19 PM
  #3  
$800/year with Safeco (part of plan with 2 other cars). Note that premiums will vary widely based on location and age of the driver.
Reply 0
Feb 7, 2023 | 06:23 PM
  #4  
That is right in line with what i currently pay. Important stats
under 40
Single
socal

provider AAA
with multi vehicle, Loyalty and safe driver discounts applied
$1679 Anually

annual miles 1501-2500

Liability 100 k Per Person
300 k Per occurrence
Property damage 25 k per occurrence
medical 5K
Collison $500
Comprehensive $500
Rental $35/day
uninsured 30k Per Person
60k Per Occurence
Reply 0
Feb 7, 2023 | 06:33 PM
  #5  
Wac
As most of you know, if you do not have a garage you can not obtain insurance from NCM, Haggarty or similar type insurance. I am x-military and get my car insurance from "United Services Automobile Association (USAA) my rate for the next 6 months is $653. My location is Ft. Worth, TX and I am insuring a 2021 Corvette coupe.
Reply 2
Feb 7, 2023 | 06:58 PM
  #6  
Michigan here. Highest insurance rates in the nation.....
Reply 0
Feb 7, 2023 | 07:07 PM
  #7  
Quote: A little over 600 bucks 2023 Corvette with Hagerty.
Hagerty quoted me $595 every six months or $1,189 a year.
Reply 1
Feb 7, 2023 | 07:11 PM
  #8  
I use The Hartford via AARP discount in Florida and less than $900 a year
Reply 2

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Feb 7, 2023 | 07:13 PM
  #9  
Mines rolled into multiple vehicles but I believe State Farm is 1560 a year for my 23 Vette. When I first insured it they didn't even have 23's in the system yet so I had to do it based off value of the car.
Reply 0
Feb 7, 2023 | 07:30 PM
  #10  
Quote: Michigan here. Highest insurance rates in the nation.....

Don’t know about Michigan rates but moving from Oregon to Florida my rate have doubled! Probably has to do with lots of tourists and the oldest population in the Country.
Reply 1
Feb 7, 2023 | 08:30 PM
  #11  
Quote: Don’t know about Michigan rates but moving from Oregon to Florida my rate have doubled! Probably has to do with lots of tourists and the oldest population in the Country.
Depends on where in Florida. My rates near Orlando are less than half of relatives near the coast for similar policy.
Reply 1
Feb 7, 2023 | 08:40 PM
  #12  
69 years old. No accidents or tickets for years. 3 cars and homeowners with State Farm.. $616 every 6 months...

If you want your insurance to pay, stay away from Allstate, Progressive, Safeco, Pemco.Geico. .. They have cheaper rates in part because they don't pay out ..... unless threatened with a lawsuit, and sometimes not even then..

YMMV, just things I've heard from people I know who've had BAD dealings with these companies...

Haggerty is the gold standard for payout! (My experiences)
Reply 2
Feb 7, 2023 | 09:16 PM
  #13  
Quote: Don’t know about Michigan rates but moving from Oregon to Florida my rate have doubled! Probably has to do with lots of tourists and the oldest population in the Country.
Has to do with hurricanes and nothing more.
Reply 0
Feb 7, 2023 | 09:35 PM
  #14  
Just today I received an update from USAA for my policy which will roll over in mid March. I'm feeling better after seeing everyones responses here.

I'll be 70 on Saturday..... no tickets or accidents. Another vehicle and our house is also insured with USAA.

I have it stated as 5k miles per year. 500k / 1M liability. 250 deductible for comp and $500 for collision. I also have their option for 20% additional replacement value assistance. In PA awe can choose either FULL TORT or Limited Tort. I chose FULL Tort.

So, with all that stated, the quoted 6 month policy for our 2020 3LT Z51 is $524. For the past 6 months, the rate was $495.
Reply 1
Feb 7, 2023 | 09:44 PM
  #15  
Had our cars covered by AAA (Auto Club) insurance (not our older collector cars, just daily drivers and the 2008 Corvette). I never thought of checking about the 2008 with Hagerty. Did so, cut my rate for the Corvette in half and got stated value.


Reply 0
Feb 7, 2023 | 10:12 PM
  #16  
Progressive, about 460$ a year more when I added my 23 Stingray. I was shocked it was so low considering I have a 17yr old in the house. That being said we have 4 cars and no claims, but overall I think its 2400/yr. That 17yr old really pumps up the rate overall though...
Reply 0
Feb 7, 2023 | 10:16 PM
  #17  
Mine was a 3rd car added to my policy for a whopping $383 per year for full coverage at Erie Insurance.
Reply 0
Feb 7, 2023 | 11:25 PM
  #18  
I pay $1,156.36 per year for my 2023 HTC here in New Jersey. This is for 5,000 miles per year of driving. I have USAA with a $500.00 deductible. This also includes a 20% payout over MSRP (This added $137.83 to total bill of $1,156.36). Without this extra 20% payout over MSRP, the yearly insurance would be $1,018.53
Reply 0
Feb 7, 2023 | 11:33 PM
  #19  
Quote: I pay $1,156.36 per year for my 2023 HTC here in New Jersey. This is for 5,000 miles per year of driving. I have USAA with a $500.00 deductible. This also includes a 20% payout over MSRP (This added $137.83 to total bill of $1,156.36).
I wish I could get USAA.
Reply 0
Feb 8, 2023 | 12:40 AM
  #20  
Quote: $800/year with Safeco (part of plan with 2 other cars). Note that premiums will vary widely based on location and age of the driver.
And most importantly the liability limits selected.
Reply 0
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