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It's carp like this that pizzes people off daily.

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It's carp like this that pizzes people off daily.

 
Old 02-22-2009, 06:59 PM
  #21  
Shore
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Trust me I know who they are.My parents had a run-in with them and Clark Howard helped my mother calm down.

They are the bottom of the barrel.
yes DHL is ****ed.They only do international and account work now.

That's what is irritating but confusing.They are asking me to pay DHL not them.There is a remittance stub for NCO...not exactly their style.
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Old 02-22-2009, 07:01 PM
  #22  
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Carp flavored Pizza?
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Old 02-22-2009, 07:02 PM
  #23  
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Originally Posted by Vmc View Post
NCO is a COLLECTION AGENCY, send them this:
---------------

(Date)

To Whom It May Concern:

I have been contacted by your company about a debt you allege I owe. I am instructing you not to contact me further in connection with this debt. Under the Fair Debt Collection Practices Act, a federal law, you may not contact me further once I have notified you not to do so.

Sincerely,

(Name)

(Account No.)

---------------

You shouldn't hear from them again.

Get more info here: http://clarkhoward.com/

It's important my credit stays blip free.I'm a little concerned these asshats will do something next.

I have zero doubt I owe the debt.The shipping I use only wokrs one way.You pay they ship.There is no discrepency at all.

I need to get a hold of DHL I think.
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Old 02-22-2009, 07:04 PM
  #24  
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Originally Posted by Madmikeee View Post


DHL would be billing you first and foremost, if you never received a bill from them then this collection agency sounds like a scam. During these times these scams are starting to pop up everywhere.
There was one scam where they were sending bills for supposedly an advertisement for some non-existent international publication.

Only $20 or so. Lots of companies just pay these. Cheaper than doing, or looking for, the paperwork.
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Old 02-22-2009, 07:05 PM
  #25  
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Originally Posted by Hawg View Post
I thought this was the kind of carp that pissed people off....

Fish forker
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Old 02-22-2009, 07:07 PM
  #26  
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Originally Posted by Hawg View Post
I thought this was the kind of carp that pissed people off....



Chuck
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Old 02-22-2009, 07:32 PM
  #27  
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Old 02-22-2009, 07:35 PM
  #28  
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Originally Posted by xX BUD Xx View Post
They need to get a room.
I have smelled fish before but that takes the cake.
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Old 02-22-2009, 07:36 PM
  #29  
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Originally Posted by Hawg View Post
I thought this was the kind of carp that pissed people off....

Ooh, the carp superior position. How kinky.



Harry, occasional fisherperson
 
Old 02-22-2009, 07:39 PM
  #30  
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Originally Posted by Hawg View Post
I thought this was the kind of carp that pissed people off....

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Old 02-22-2009, 07:44 PM
  #31  
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Originally Posted by skia View Post
Guess it was more interesting....

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Old 02-22-2009, 07:49 PM
  #32  
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At this thread...

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Old 02-22-2009, 08:05 PM
  #33  
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lol at fish ****
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Old 02-23-2009, 07:04 AM
  #34  
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I found out about NCO when my wife received a notice of an old bill from a hospital. They buy "zombie debts" for pennies on the dollar and try to collect them. The bill was not my wife's, but it was a hassle dealing with them. Fortunately, she is lead legal secretary for a law firm, so getting a letter off to NCO was not a big deal. I found there address was across the street from my work place, so I thought I would check out their little "hole-in-wall" operation. Boy was I surprised when I found their building is huge! They are bottom feeders!
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Old 02-23-2009, 07:37 AM
  #35  
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It's a scam. I got a similar letter about a year ago trying to get me to pay a bill to a company I never even knew existed. I did some research online, figured out it was a scam, and threw away the letter. I've never had any problems since.
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Old 02-23-2009, 08:28 AM
  #36  
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I used to like smoked carp until I threw it up.
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Old 02-23-2009, 11:26 AM
  #37  
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Anthing that might have gone to Canada? I don't know how DHL operates but I've sent stuff to Canada via FedEx and had them backbill my account for denied customs charges from the receipient.
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Old 02-23-2009, 11:44 AM
  #38  
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First thing, Tell them to send you any and all documentation that indicates that you owe this amount. Copies of the bill.....

Until they provide that, tell them to no longer contact you and I believe that they cannot pursue dinging your credit either.

I dealt with them on an issue with the kids (Ex wife had put me down as responsible party).

When they provided the bill and I had not signed anything relating to that, they finally went away...

Excellent Letter next..... Tells them to GTH and covers all the bases.....

Last edited by davee01; 02-23-2009 at 11:52 AM.
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Old 02-23-2009, 11:44 AM
  #39  
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NCO does collections for Paypal. They sent me a collection letter. I replied with the letter below. They sent the debt back to Paypal and closed their files.

Re: Acct # xxxxxxxx

To NCO Financial Systems:

This letter is being sent to you in response to a notice sent to me on xx/xx/xxxx. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

* What the money you say I owe is for
* Explain and show me how you calculated what you say I owe
* Provide me with copies of any papers that show I agreed to pay what you say I owe
* Provide a verification or copy of any judgment if applicable
* Identify the original creditor
* Prove the Statute of Limitations has not expired on this account
* Show me that you are licensed to collect in my state
* Provide me with your license numbers and Registered Agent

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureauís (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:

* Violation of the Fair Credit Reporting Act
* Violation of the Fair Debt Collection Practices Act
* Defamation of Character

If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records. Any information obtained shall be used for that purpose.

Best Regards,
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Old 02-23-2009, 12:33 PM
  #40  
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Sweet, consider it done.
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