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Old 12-01-2011, 08:47 PM   #21
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And so far, the explanation is weak. I mean less students would equal less staff so the payrolls would be reduced so that would make it cheaper? I guess....
Actually I think it goes something like this...easy access to money for students = easy for colleges to ask for more.
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Old 12-01-2011, 08:49 PM   #22
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I never had any student loans. When I went to college in the '80s student loans weren't nearly as common as they are now, and it was much cheaper. There is a correlation.
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Old 12-01-2011, 08:51 PM   #23
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Originally Posted by lionsfan5454 View Post
Not to mention, the whole place is run by any number of "public service" unions
unions get blamed for a lot, but that may be a stretch.
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Old 12-01-2011, 09:18 PM   #24
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Actually I think it goes something like this...easy access to money for students = easy for colleges to ask for more.
^^^This sums it up
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Old 12-01-2011, 09:22 PM   #25
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Originally Posted by Scoob View Post
Actually I think it goes something like this...easy access to money for students = easy for colleges to ask for more.
And again in life it comes down to <drum roll please> parenting.

The bigger issue is parents who are just happy little Josh, Jake, and Adam are going to College. They really don't help in the research with jobs upon graduation, etc.

How many Sports management, and gym teaching graduates do we need?

Or better yet, liberal arts, with a 60K debt load.
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Old 12-01-2011, 09:23 PM   #26
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More grads = more endowment= better for me.
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Old 12-01-2011, 09:24 PM   #27
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If there were no student loans, I may not have been able to talk my way into a passing grade in physics.
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Old 12-01-2011, 09:42 PM   #28
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**** that noise. I had loans and worked 2 and 3 jobs sometimes to get through college. AND I paid them off in 6 instead of 10 years.

Loans help people get ahead or the opportunity they may not have otherwise had.
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Old 12-01-2011, 09:46 PM   #29
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Loans helpSMART people get ahead or the opportunity they may not have otherwise had.
Fixed!
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Old 12-01-2011, 09:47 PM   #30
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**** that noise. I had loans and worked 2 and 3 jobs sometimes to get through college. AND I paid them off in 6 instead of 10 years.

Loans help people get ahead or the opportunity they may not have otherwise had.
No doubt about that, but when it's too easy to get money you end up with a lot of "students" racking up debt with no thought to their future as mentioned above by repo.

I'd have no problem at all if one of my kids wanted to go to college to become a teacher. In fact, I'd think it was great. I would have a problem though if they thought they needed to go to a top shelf school to accomplish it.
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Old 12-01-2011, 09:50 PM   #31
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Originally Posted by Ishams00vette View Post
I paid for my schooling and it took me 5 years to graduate. Had to work full time the whole time.
Same here, although I worked three part time jobs and had a partial academic scholarship. No loans for me!
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Old 12-01-2011, 10:03 PM   #32
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A friend of my daughter got her student loan money, paid tuition, books, etc and had $$ left. Went out and bought herself a new car. No doubt she'll be paying for it over 20 years.

She wanted to go to Med school, didn't score high enough on the MCAT. No surprise.
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Old 12-01-2011, 10:05 PM   #33
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I went to college between the years of 99 to 2005. I didn't take any loans during undergrad, and I made the conscious decision to attend the local 4 year and pay 13k over 4 years rather than 80k for the same basic degree. Played my cards right and got a full ride to graduate school. I took one loan there to pay for a wedding (paid it back in little over a year). Some of us young punks are smart enough to play the game.

I worked 30+ hours a week and still managed a double major in 4 years.

Last edited by Entropy; 12-03-2011 at 12:50 AM.
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Old 12-01-2011, 10:27 PM   #34
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I worked full time starting my real estate appraisal consulting firm while going to school full time...paying cash. I spent the summer after graduating high school learning the books/schooling of appraising real estate. Parlayed all my graduation money into the CU school of CE real estate and real estate appraisal. While my buddies partied, drank, chased the muff around etc. They all thought I was nuts. Now they're looking at substantial amounts of school loan debt which will take years to pay off.

I finished my bachelors degree and it took me six years paying with cash. No I wouldn't have pulled out a loan for school. I would have completed the education as the money allowed. I simply don't understand paying interest unless there is an emergency.
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Old 12-01-2011, 10:29 PM   #35
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Quote:
Originally Posted by Entropy View Post
I went to college between the years of 99 to 2005. I didn't take any loans during undergrad, and I made the conscious decision to attend the local 4 year and pay 13k over 4 years rather than 80k for the same basic degree. Played my cards right and got a full ride to graduate school. I took one loan there to pay for a wedding (paid it back in little over a year). Some of young punks are smart enough to play the game.

I worked 30+ hours a week and still managed a double major in 4 years.
and how much do you earn a year???....Be honest..
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Old 12-01-2011, 10:33 PM   #36
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and how much do you earn a year???....Be honest..
50K+.

If I worked in private industry it would be even higher, but I enjoy what I do and find it very rewarding.
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Old 12-01-2011, 10:35 PM   #37
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Originally Posted by Red99SS View Post
If there weren't student loans, college wouldn't cost so much in the first place, so it wouldn't be a big deal.
And kids wouldn't be taking out ridiculous loans and not paying attention and taking 6+ years to finish school.
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Originally Posted by Entropy View Post
I went to college between the years of 99 to 2005. I didn't take any loans during undergrad, and I made the conscious decision to attend the local 4 year and pay 13k over 4 years rather than 80k for the same basic degree. Played my cards right and got a full ride to graduate school. I took one loan there to pay for a wedding (paid it back in little over a year). Some of young punks are smart enough to play the game.

I worked 30+ hours a week and still managed a double major in 4 years.
That's because you're a smart mother f*cker Ted!
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Old 12-01-2011, 10:37 PM   #38
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Originally Posted by CatCam View Post
You’d probably have smarter students in school.....the students who don’t take out $100K in student loans to get a degree in Library Science and then wonder why they can’t pay their loan off when they are making $22K/year.

Most of our “new generation students” are so damn financially irresponsible. Yes, most are Room temperature IQ F-tards.
Sounds familiar..

http://forums.corvetteforum.com/1579280061-post17.html
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Old 12-01-2011, 10:40 PM   #39
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1) Easy money has driven up the costs of colleges Look at the rate of inflation VS the cost increase for colleges
2) People managed to get through college OK before government student loans
3) I got through by doing this thing called work. It took me 5 1/2 years. And Yes, Mom and Dad helped with Books and I lived at home.
4) Many companies would offer internship or work study programs and they would help or pay for most. They do it now for many.
5) My two kids have gone through college. I paid for it, cash. Sacrifice and savings is what you do when you want something of value.
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Old 12-01-2011, 10:41 PM   #40
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Joined the Marine Corps reserves. One weekend a month got me a few hundred and GI Bill reserve (think it was $170 a month late 80's)

-Summer before freshman year went to bootcamp (Day after I graduated HS).
-Next summer went to Officer Candidate School Juniors.
-Summer after sophomore year went to my MOS school 1345 heavy equipment operator school. (went straight to college after bootcamp on the 84 day reservist program).
-Got activated for Desert Shield/Storm During fall Junior year. Spent 9 months on active duty.
-Summer after junior year Officer Candidate School Senior Course.

While in school worked landscaping, painted dorm rooms during winter break during the day and inventory at night one year, lifeguard, beer store, music store, what ever I could find.

Finished in 7 semesters (took some the classes while on the boat during Desert Shield/Storm)

Went to a state school and graduated with under 4K in loans. Lived year round at my schools town. Even paid rent when I was away for the summers. No car, 10 speed and shoes.

Cliffs...Busted my a$$ without and time off from the day I graduated HS and got out fast. When you are paying for it, it motivates you to get done.
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