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What if there were no student loans?

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Old 12-01-2011, 09:42 PM
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Originally Posted by Entropy View Post
I went to college between the years of 99 to 2005. I didn't take any loans during undergrad, and I made the conscious decision to attend the local 4 year and pay 13k over 4 years rather than 80k for the same basic degree. Played my cards right and got a full ride to graduate school. I took one loan there to pay for a wedding (paid it back in little over a year). Some of young punks are smart enough to play the game.

I worked 30+ hours a week and still managed a double major in 4 years.
I attended school the same time as you. I went to Metro State which is a local commuter school here in Denver and opted to not pay the high dollars of a university etc. Smart choice I think. I'll finish grad school or go for my JD. The name of the institution at that point will matter to me.
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Old 12-01-2011, 09:43 PM
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Originally Posted by Entropy View Post
50K+.

If I worked in private industry it would be even higher, but I enjoy what I do and find it very rewarding.
Priscilla earns $41K with an AA degree, not to mention bennies up the ying-yang.......but then again it's taken her 18 years to get there..

No offense, but if I had that much schooling and earned anything less than $100K Id be pissed.....Dont feel bad though...my BIL went to college for 8 years...doesnt earn $100K and is STILL repaying student loans
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Old 12-01-2011, 09:45 PM
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Originally Posted by PostalAV8B View Post

Cliffs...Busted my a$$ without and time off from the day I graduated HS and got out fast. When you are paying for it, it motivates you to get done.
I totally agree and thanks for your service
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Old 12-01-2011, 09:46 PM
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Originally Posted by PostalAV8B View Post
Joined the Marine Corps reserves. One weekend a month got me a few hundred and GI Bill reserve (think it was $170 a month late 80's)

-Summer before freshman year went to bootcamp (Day after I graduated HS).
-Next summer went to Officer Candidate School Juniors.
-Summer after sophomore year went to my MOS school 1345 heavy equipment operator school. (went straight to college after bootcamp on the 84 day reservist program).
-Got activated for Desert Shield/Storm During fall Junior year. Spent 9 months on active duty.
-Summer after junior year Officer Candidate School Senior Course.

While in school worked landscaping, painted dorm rooms during winter break during the day and inventory at night one year, lifeguard, beer store, music store, what ever I could find.

Finished in 7 semesters (took some the classes while on the boat during Desert Shield/Storm)

Went to a state school and graduated with under 4K in loans. Lived year round at my schools town. Even paid rent when I was away for the summers. No car, 10 speed and shoes.

Cliffs...Busted my a$$ without and time off from the day I graduated HS and got out fast. When you are paying for it, it motivates you to get done.
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Old 12-01-2011, 09:55 PM
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I'm currently a junior at a state university. I work part time and go to school full time. I have quite a few scholarships and the university pays me every semester! I've made enough that I'm now searching for a corvette.

Grey matter in head + scholarships = graduating with no student loans and a corvette.
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Old 12-01-2011, 09:59 PM
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Originally Posted by yell01 View Post
That's because you're a smart mother f*cker Ted!
Maybe, but I was definitely motivated and had a vision. I'm looking for my next vision to work on.
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Old 12-01-2011, 10:00 PM
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Originally Posted by The NNIAL8R View Post
Priscilla earns $41K with an AA degree, not to mention bennies up the ying-yang.......but then again it's taken her 18 years to get there..

No offense, but if I had that much schooling and earned anything less than $100K Id be pissed.....Dont feel bad though...my BIL went to college for 8 years...doesnt earn $100K and is STILL repaying student loans
For me: Quality of Life > $$ in the bank.

I work with very intelligent people, in a very safe environment, and I get paid to talk about stuff that I find absolutely fascinating.
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Old 12-01-2011, 10:03 PM
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Originally Posted by Entropy View Post
For me: Quality of Life > $$ in the bank.

I work with very intelligent people, in a very safe environment, and I get paid to talk about stuff that I find absolutely fascinating.


Ummm...very safe environment??...Does Virginia Tech ring a bell??...Priscilla's work environment is safe as it gets..and she finds her job fascinating too....Not too many intelligent people though, she works with a bunch of cops
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Old 12-01-2011, 10:19 PM
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Originally Posted by Scanlon View Post
I'm currently a junior at a state university. I work part time and go to school full time. I have quite a few scholarships and the university pays me every semester! I've made enough that I'm now searching for a corvette.

Grey matter in head + scholarships = graduating with no student loans and a corvette.
That's the way it should be!!!!

I joined the Military to pay for school, I also worked MANY part time jobs while in school....got my BS in Mechanical Engineering, MS in Civil Engineering and my PE by age 30....and I didn't owe a dime for any of my college. PAID IN FULL.
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Old 12-01-2011, 10:19 PM
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Originally Posted by The NNIAL8R View Post
Ummm...very safe environment??...Does Virginia Tech ring a bell??...Priscilla's work environment is safe as it gets..and she finds her job fascinating too....Not too many intelligent people though, she works with a bunch of cops
I'm sorry, but what does VT have to do with his work environment?
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Old 12-01-2011, 10:25 PM
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Originally Posted by magnetized View Post
I'm sorry, but what does VT have to do with his work environment?
As I recall he's a college professor ...Colleges used to be safe places to work and go to school.....Not anymore...
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Old 12-01-2011, 10:26 PM
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Just remember the the old saying about charging what the market will bear. In this case the gov. is making the market. College will never cost less than the maximum the government will finance.
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Old 12-01-2011, 10:28 PM
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I'd have done college about the same way... Determine the shortest possible path to graduateion (3.5yrs) and get the **** out...


granted, without loans (and assuming the same costs..) it probably would have taken ,onger or I'd have ended up with (even more) credit card debt...
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Old 12-01-2011, 10:31 PM
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Originally Posted by The NNIAL8R View Post
As I recall he's a college professor ...Colleges used to be safe places to work and go to school.....Not anymore...
I'd wager that being a college professor is still a very safe profession
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Old 12-01-2011, 10:32 PM
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Originally Posted by The NNIAL8R View Post
As I recall he's a college professor ...Colleges used to be safe places to work and go to school.....Not anymore...
I know have you seen the cops roughing up the occupy protestors Pretty dangerous place to be.

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Old 12-01-2011, 10:44 PM
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Originally Posted by Entropy View Post
For me: Quality of Life > $$ in the bank.

I work with very intelligent people, in a very safe environment, and I get paid to talk about stuff that I find absolutely fascinating.
Well done Ted! I agree with you wholeheartedly! Too many people equate "Happiness" with "Income" The two are not necessarily equal.

I busted my *** (plus a scholarship) to complete my BSc in Computer Science and worked TA and part times jobs during my MSc in Maths. Left school debt free. Entered the corporate world, earned the "successful" $140K for 2 decades, but wasn't happy.

Cold quit the rat race, stared my own business, I make almost no money (relative to my previous remunerations) but I love waking up each and every day.

Money isn't everything. I love my job!
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Old 12-01-2011, 10:51 PM
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Originally Posted by magnetized View Post
I'd wager that being a college professor is still a very safe profession
Although Columbine was a high school, it taught us schools can now be a VERY deadly place...for students AND teachers (professors) alike...
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Old 12-01-2011, 10:55 PM
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Originally Posted by dfalliaux View Post
I know have you seen the cops roughing up the occupy protestors Pretty dangerous place to be.

Dayum....for being so smart they sure are slow learners
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Old 12-01-2011, 10:56 PM
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Originally Posted by [email protected] View Post
Well done Ted! I agree with you wholeheartedly! Too many people equate "Happiness" with "Income" The two are not necessarily equal.

I busted my *** (plus a scholarship) to complete my BSc in Computer Science and worked TA and part times jobs during my MSc in Maths. Left school debt free. Entered the corporate world, earned the "successful" $140K for 2 decades, but wasn't happy.

Cold quit the rat race, stared my own business, I make almost no money (relative to my previous remunerations) but I love waking up each and every day.

Money isn't everything. I love my job!
It's a good thing Utah likes his $$ eh??...or is his Camaro job a freebie??
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Old 12-01-2011, 10:59 PM
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Originally Posted by The NNIAL8R View Post
It's a good thing Utah likes his $$ eh??...or is his Camaro job a freebie??
What a silly thing to say. So the president of a dealership gets a personal cut of every car that is serviced?

It's a for-profit business - must I explain how employees, taxes, rent, expensive equipment, insurance, electricity, etc. is paid for?
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