Off Topic Off Topic | Non-Corvette

Mechanical breakdown protection

 
Old 03-15-2019, 04:44 AM
  #1  
tigerlee
Junior Member
Thread Starter
 
Member Since: Jan 2019
Location: San diego
Posts: 2
Thanked 0 Times in 0 Posts
Default Mechanical breakdown protection

Has anyone ever buy mechanical breakdown protection for the car from auto insurance and how it work?
Thank you
tigerlee is offline  
Old 03-15-2019, 04:42 PM
  #2  
grandpawmoses
CF Senior Member
 
grandpawmoses's Avatar
 
Member Since: Feb 2014
Location: Center of the Universe, Alabama
Posts: 7,268
Thanked 68 Times in 33 Posts
Default

No, and you're welcome.
grandpawmoses is online now  
Old 03-15-2019, 04:56 PM
  #3  
TurboTnZ06
CF Senior Member
 
TurboTnZ06's Avatar
 
Member Since: Dec 2000
Location: City of Turbo Buicks in Corvette County FL
Posts: 8,897
Thanked 7 Times in 3 Posts
Default

I flock to beaters. Easier to fix. This one time, a cam sensor cap tab broke while driving the race car to the track. Fixed it at the track, drove it home. This other time at the track, snapped an axle, no spare. Just paid $200 to get flat bed back to the house. And then this one other time, blew a head gasket, bent a piston. I just rolled it into the my enclosed trailer, and towed it home. A couple other times, broke some random stuff but she still drove, like governor spring on the 2004R popped out = not easy to get to shift, but drove. Accomplishment in fixing thing yourself, is something I wouldn't want to deprive my kids of.
TurboTnZ06 is offline  
Old 03-15-2019, 04:59 PM
  #4  
Swany00
CF Senior Member
 
Swany00's Avatar
 
Member Since: Feb 2005
Location: Sacramento Ca
Posts: 71,829
Thanks: 0
Thanked 38 Times in 33 Posts
Default

never even heard of it
Swany00 is online now  
Old 03-15-2019, 05:20 PM
  #5  
flange
CF Senior Member
 
flange's Avatar
 
Member Since: Aug 2012
Location: resting comfortably in my mind
Posts: 15,134
Thanked 36 Times in 13 Posts
St. Jude Donor '14
Default

mechanical breakdown coverage is a revenue generating add on. generally, to get paid, you need to prove its a mechanical failure, not wear and tear. depending on the adjuster this can be easily or very difficult to prove. some make simple judgement calls while others wat full service records, pictures of failed parts and so on. ive not seen a claim on vehicles but have seen many in industry.
flange is offline  
Old 03-15-2019, 05:33 PM
  #6  
Gordon Shumway
CF Senior Member
 
Gordon Shumway's Avatar
 
Member Since: Feb 2008
Location: Ocala FL
Posts: 21,639
Thanked 9 Times in 2 Posts
Default

I've never seen it. I do see emergency road service on my policies. It's only like $3 every 6 months, so I've never thought much about it. It sounds cheaper than AAA, but I can't even remember the last time I've had to have a vehicle towed.

Now that I think about it, don't most new cars have roadside assistance during the warranty period.

Last edited by Gordon Shumway; 03-15-2019 at 05:33 PM.
Gordon Shumway is online now  
Old 03-15-2019, 06:03 PM
  #7  
The Creeper
CF Senior Member
Support Corvetteforum!
 
The Creeper's Avatar
 
Member Since: Jan 2014
Posts: 9,722
Thanked 10 Times in 6 Posts
Default

I only have maniacal protection, haven’t had to use it yet.
The Creeper is offline  
Old 03-15-2019, 06:20 PM
  #8  
Vette_DD
CF Senior Member
Support Corvetteforum!
 
Vette_DD's Avatar
 
Member Since: May 2004
Posts: 71,753
Thanked 568 Times in 444 Posts
Default

Originally Posted by Gordon Shumway View Post

Now that I think about it, don't most new cars have roadside assistance during the warranty period.
All of mine since the late 90s have had it. Middle 90s was the last time I bought a used car, which didn't have it.
Vette_DD is offline  
 


Thread Tools
Search this Thread
Quick Reply: Mechanical breakdown protection


Sponsored Ads
Vendor Directory

Contact Us - About Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

© 2019 MH Sub I, LLC dba Internet Brands

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: