**Your Official Florida Relocate Thread**
#162
Race Director
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Member Since: Sep 2006
Location: (S) Walton County NW FL
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Beware
Rec'd a mail-out pledging $920 less on homeowners insurance. So I ran the numbers and the results were NUTS!
My current Frontline Ins. for the year 2023 (not Kin above) is $4,170 w/dwelling (Coverage A) @ a higher 350k, w/hurricane deductible @ 2% of Cov A = 7k & Sinkhole ded @ 10% = 35k (a local non-issue). 1992 built.
Update: Was notified in the past week that my Frontline renewal for the year 2024 will be $5773, a whopping 38.6% increase. So I immediately shopped around. Heard that USAA was a go-to. Veteran/neighbor says they do not take new clients in FL. so he went with Centauri Specialty Co. @ $7612 but bay-front & larger home than mine. My agent says he may be required to replace plumbing & HVAC after 20 (not 30) yrs. at his next renewal w/Centauri on his 2001. And a friend in FWB FL is a long-time member of USAA. Yet he currently pays $5800 on homeowners ins on a much older (1973) & smaller home. It appears I gotta bite the bullet on the new $5773 for 2024.
Welcome to FL. you all.
My current Frontline Ins. for the year 2023 (not Kin above) is $4,170 w/dwelling (Coverage A) @ a higher 350k, w/hurricane deductible @ 2% of Cov A = 7k & Sinkhole ded @ 10% = 35k (a local non-issue). 1992 built.
Update: Was notified in the past week that my Frontline renewal for the year 2024 will be $5773, a whopping 38.6% increase. So I immediately shopped around. Heard that USAA was a go-to. Veteran/neighbor says they do not take new clients in FL. so he went with Centauri Specialty Co. @ $7612 but bay-front & larger home than mine. My agent says he may be required to replace plumbing & HVAC after 20 (not 30) yrs. at his next renewal w/Centauri on his 2001. And a friend in FWB FL is a long-time member of USAA. Yet he currently pays $5800 on homeowners ins on a much older (1973) & smaller home. It appears I gotta bite the bullet on the new $5773 for 2024.
Welcome to FL. you all.
Last edited by cor28vettes; 12-03-2023 at 05:39 PM. Reason: Update for next year 2024.
#163
Race Director
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Member Since: Sep 2006
Location: (S) Walton County NW FL
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Moving around America
https://forums.corvetteforum.com/sho....php?t=4730070
Making the Move
https://www.spacecoastdaily.com/2023...ut-of-florida/ Why thousands are moving out of FL ...
SpaceCoastDaily.com article from Brevard County. The 10th most populated county in FL @ 606K population. Space Coast being best known for Cape Canaveral.
https://www.census.gov/library/stori...migration.html U.S. Census Bureau
State-to-State in-movers and out-movers: #1 out-mover destination is FL to GA & #1 in-mover is NY to FL
https://forums.corvetteforum.com/sho....php?t=4788134 (Dec 2023)
FL's state-backed Citizens Property Insurance Corp is under fed investigation. Insurer of last resort. Citizens insures about 1.3m policyholders who typically pay more money for a policy that covers less. If Citizens were to pay out all reserves, state law would require additional assessments/surcharges on all FL insurance consumers until the deficit is eliminated.
"How 'cherry-picking' policies let one insurer win big in Florida's insurance crisis" (tip: avoid SLIDE Ins. at all cost)
https://washingtonpost.com/climate-e...itizens-slide/
Dec 30, 2023 article before the pending lock on this thread. Review posted comments as well.
New Yorkers are Moving to Florida in Droves... (Dec 2023)
https://www.newsweek.com/new-yorkers...droves-1851708
Even the nations capital, built on water, struggles to keep from drowning (not just FL wetlands)
https://www.washingtonpost.com/clima...y-flood-risks/
2022 Sea Level Rise Technical Report
https://www.oceanservice.noaa.gov/ha...ch-report.html
Home building surged in November 2023 as mortgage rates came down.
https://www.cnn.com/2023/12/19/busin...ing/index.html
And a last minute update... The places that people are reading about and asking about the most...
https://www.floridaforboomers.com
For added info about Florida living: https://www.corvetteforum.com/forums/politics-and-religion/4815761-want-to-move-to-florida-2.html[/urrl]
CLOSURE - State visitors to see Mickey Mouse & the beaches will all be welcomed in FL on & after Jan 1, 2024, the first full day of official thread lock. As for permanent residence, you really need to wait your turn for a vacancy as others die off. All done on the honor system. When you visit, bring your gun bc you might need it. If you don't have one be sure to get one issued at the Welcome Center.
Making the Move
https://www.spacecoastdaily.com/2023...ut-of-florida/ Why thousands are moving out of FL ...
SpaceCoastDaily.com article from Brevard County. The 10th most populated county in FL @ 606K population. Space Coast being best known for Cape Canaveral.
https://www.census.gov/library/stori...migration.html U.S. Census Bureau
State-to-State in-movers and out-movers: #1 out-mover destination is FL to GA & #1 in-mover is NY to FL
https://forums.corvetteforum.com/sho....php?t=4788134 (Dec 2023)
FL's state-backed Citizens Property Insurance Corp is under fed investigation. Insurer of last resort. Citizens insures about 1.3m policyholders who typically pay more money for a policy that covers less. If Citizens were to pay out all reserves, state law would require additional assessments/surcharges on all FL insurance consumers until the deficit is eliminated.
"How 'cherry-picking' policies let one insurer win big in Florida's insurance crisis" (tip: avoid SLIDE Ins. at all cost)
https://washingtonpost.com/climate-e...itizens-slide/
Dec 30, 2023 article before the pending lock on this thread. Review posted comments as well.
New Yorkers are Moving to Florida in Droves... (Dec 2023)
https://www.newsweek.com/new-yorkers...droves-1851708
Even the nations capital, built on water, struggles to keep from drowning (not just FL wetlands)
https://www.washingtonpost.com/clima...y-flood-risks/
2022 Sea Level Rise Technical Report
https://www.oceanservice.noaa.gov/ha...ch-report.html
Home building surged in November 2023 as mortgage rates came down.
https://www.cnn.com/2023/12/19/busin...ing/index.html
And a last minute update... The places that people are reading about and asking about the most...
https://www.floridaforboomers.com
For added info about Florida living: https://www.corvetteforum.com/forums/politics-and-religion/4815761-want-to-move-to-florida-2.html[/urrl]
CLOSURE - State visitors to see Mickey Mouse & the beaches will all be welcomed in FL on & after Jan 1, 2024, the first full day of official thread lock. As for permanent residence, you really need to wait your turn for a vacancy as others die off. All done on the honor system. When you visit, bring your gun bc you might need it. If you don't have one be sure to get one issued at the Welcome Center.
Last edited by Vetteman Jack; 04-12-2024 at 10:49 AM.
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#166
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Location: Jacksonville Florida BWO Dayton, Cincinnati, Bloomsbury NJ, Cincinnati
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cor28vettes (01-15-2024)
#167
Moderator/Tech Contributor
Member Since: Jun 2001
Location: Jacksonville Florida BWO Dayton, Cincinnati, Bloomsbury NJ, Cincinnati
Posts: 18,198
Received 3,813 Likes
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2,060 Posts
2015 C7 of the Year Finalist
Per OP Request
The following users liked this post:
cor28vettes (01-15-2024)