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All I can do is keep things properly insured and remember that "it's just stuff".
When I evacuated for Hurricane Rita (a Category 5 headed straight for my house at the time I left) I believed my property would be wiped down to the foundation. I photographed everything, and then evacuated with my dogs, some clothes, a CD of all my photographs for insurance, and all my important papers.
I haven't been through one in almost 50 years, but the safest place is in the basement. We've had ten homes in the last 35 years, all of which had full basements (which is the norm in Michigan); would be a lot scarier not to have a basement when the sirens go off...
Have you had any of your cars been caught in one of these?
In my lifetime, there's been a lot of serious tornado damage around me. Some as close as a mile or less. Close enough I've heard the proverbial "100 freight trains" sound twice. I've seen a few funnel clouds that didn't touch down. When serous weather is around, I do keep an eye to the sky.
Do I worry about it? No, but I don't want to be caught in an unprotected area if a direct hit came my direction. There's little alse except fire that will destroy everything so completely.
I'd be more concerned where you are about the whole state sliding into the ocean.
I'm in tornado alley. One hit 3 blocks from my house a couple years ago. Put a car on top of the house it was in front of. We are in a flat, high water table area. No one in our immediate area has a basement. My shop is the unofficial neighborhood storm shelter. It's built stronger than the houses in the neighborhood. I designed and built it with this in mind but it is still above ground and vulnerable. All we can do is hope for the best, and have good insurance.
Have you had any of your cars been caught in one of these?
I've been in OKC for about 5 years. I've got a shelter, but obviously not for the cars. I just keep them in the garage and keep the insurance paid up. If they're in the garage I believe homeowners would pick up the tab if necessary.
I've been in OKC for about 5 years. I've got a shelter, but obviously not for the cars. I just keep them in the garage and keep the insurance paid up. If they're in the garage I believe homeowners would pick up the tab if necessary.
Nope - your homeowners policy won't pay a dime for a car.
From: "You may all go to Hell- and I will go to Texas- Davy Crockett
St. Jude Donor '12
Originally Posted by Godholio
I've been in OKC for about 5 years. I've got a shelter, but obviously not for the cars. I just keep them in the garage and keep the insurance paid up. If they're in the garage I believe homeowners would pick up the tab if necessary.
I saw the damage from the F4 that went thru Tinker in OKC and Midwest City a few years ago. Devastating. I never had gotten too excited when I would see the little "rope" tornados that are the common F0 and F1's, then I saw a F4 up close and personal- 3/4 of a mile wide at the bottom, and it swept brick homes clean- just leaving a bare slab. They are so big it is hard to actually realize that it is a tornado, until you can see the debris field going sideways at about 200 mph, and it goes across your entire field of vision. You cannot survive these events unless you are below ground.
Nope - your homeowners policy won't pay a dime for a car.
That is correct (homeowners policy does not cover vehicles).
We had a garage fire that wiped out 2 cars that did not have auto insurance (one a was a altered roadster drag car, and the other was a XKE Jag being restored). Neither car (and the individual restoration and drag car parts) were covered by the home policy.........
The Allstate insurance policy did cover everything else (building and contents), and we were pleased with the settlement.
I don't live in any of the tornado areas now, but I did a long time ago. We had the framework up on the garage, the corners closed in, and the roof only over one bay. My '68 was sitting in the open area up on jacks with no front suspension under it when we went under a tornado warning. Sky turned green and hail came pounding, so I ran out and covered it with a couple of layers of old moving blankets to absorb the hail impact. If the tornado had hit, there really wasn't much I could do.
Now I live in Florida. If a hurricane comes, I ride it out like everyone else, unless it is headed straight for me. Then I pack the necessary important stuff in the car and leave.
I haven't left yet in 26 years, although I was about ready to twice.
i was in lubbock may 5, 1970 when 3 funnel clouds tore through town about 9pm. the noise was incredible, like a freight train outside your window. we were having a "tornado party" as we had just finished finals at texas tech. we all jumped in the closet until it was over and needless to say we sobered up damn fast! one funnel cloud went down our street ( 5th street) and tore the hell out of most of the houses. even today some of the trees still show the scars. ah, those were the days!
Maine is looking pretty good right now after hearing all of these stories. Now if the mud would just dry up so that I can get one of the Corvettes out. Bill
Seems every part of the country has SOMETHING to deal with. Flooding, hurricanes, earthquakes, tornadoes, blizzards, hail. You deal with what you have, and convince yourself you're better off with what YOU have rather than what the other guy has.
Now taxes, bum politicians, etc....think we ALL can relate to that!
Mainedoc, hang in there. Just started driving mine within the last week or two. Spring WILL arrive sooner or later. Just watch for all the orange construction cones blossoming in the highway and you'll know it's right around the corner!
Yep, we get the 1-2 punch down here. It's a good thing we only average a hurricane hit every 10 years or more but after you've been through a couple it sucks. Can't wait to retire and move to the Hill Country. My insurance company dodged a bullet on the last hurricane. Many of my neighbors had 20K+ of damage, I lost half a fence and 2 shingles, plus my lawn furniture ended up in Kentucky.
Originally Posted by 62Jeff
I'm in Tornado and Hurricane alley.
All I can do is keep things properly insured and remember that "it's just stuff".
When I evacuated for Hurricane Rita (a Category 5 headed straight for my house at the time I left) I believed my property would be wiped down to the foundation. I photographed everything, and then evacuated with my dogs, some clothes, a CD of all my photographs for insurance, and all my important papers.
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