Anyone Use Hagerty?
Thread Starter
Cruising
Joined: Jun 2005
Posts: 13
Likes: 0
From: Attleboro MA
Anyone Use Hagerty?
I am about to switch my C3 to Hagerty Insurnace from a "regular" ($700/year) insurance policy. It is only going to cost me $113/year!! It seems like a great deal. Anyone have any comments/problems they have had with Hagerty? Any input is appreciated. Thanks
Safety Car
Joined: Jan 2001
Posts: 3,637
Likes: 27
From: Norwalk Ct
I'm using them for my vette and my TR4.
The cost is very cheap, but you are limted as to mileage (3000) and use's, you cant have the car as a daily driver, it needs to be used for shows, parades etc etc.
Also needs to be in a lockable garage.
Nick
The cost is very cheap, but you are limted as to mileage (3000) and use's, you cant have the car as a daily driver, it needs to be used for shows, parades etc etc.
Also needs to be in a lockable garage.
Nick
Instructor
Joined: Jan 2005
Posts: 239
Likes: 0
From: Waterford MI
I was going to switch to Haggerty until I learned of the mileage limitations. But I was able to use Haggerty as leverage with my current insurer (State Farm). Seems both State Farm and Allstate are just rolling out "classic" auto insurance similar to Haggerty, with a couple of differences:
1. State Farm has no mileage limitations.
2. State Farm does NOT have the cool towing packages included in case of breakdown (available at additional cost).
I was able to keep the car with State Farm, for an agreed upon value of $27K, not have any mileage restrictions, and pay $132 every 6 months ($32 for 6 months of storage). I live in a horrible insurance zone, by the way.
They did come out and take pictures and make me start it, but other than that, it was pretty painless.
Oh, one other thing...it MUST be an antique (25+ years old).
1. State Farm has no mileage limitations.
2. State Farm does NOT have the cool towing packages included in case of breakdown (available at additional cost).
I was able to keep the car with State Farm, for an agreed upon value of $27K, not have any mileage restrictions, and pay $132 every 6 months ($32 for 6 months of storage). I live in a horrible insurance zone, by the way.
They did come out and take pictures and make me start it, but other than that, it was pretty painless.
Oh, one other thing...it MUST be an antique (25+ years old).
Last edited by mongo6901; Jun 21, 2005 at 12:17 PM.
Pro
Joined: Apr 2005
Posts: 666
Likes: 5
From: Mt. Pleasant SC
My 73 is covered by Hagerty. 28k Agreed Value, $0 Deductible, and NO annual mileage limitations. $230 annual premium. The other requirements are pretty much in line with most "classic" auto insurers, e.g., cannot be your daily driver, kept in locked garage, etc. How they handle claims is TBD for me.
Melting Slicks
Joined: Apr 2005
Posts: 2,045
Likes: 4
From: Yorktown VA
NCM Sinkhole Donor
I just switched my 76 vette and 29 Mercedes Gazelle kit car to Hagerty's. My son's 75 vette will go on the policy as soon as we receive it (mid -July). I'd be interested in hearing how they handle claims as well. 
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Team Owner
Joined: Dec 1999
Posts: 26,555
Likes: 257
From: Florida
2021 C2 of the Year Finalist - Modified
C2 of the Year Finalist - Modified 2020
C2 of Year Finalist (performance mods) 2019
St. Jude Donor '03 thru '26
In my opinion, they are the industry leader for collector car insurance. 
Le Mans Master
Joined: Oct 2004
Posts: 5,269
Likes: 54
From: Orlando Florida
St. Jude Donor '05
You have to read the contract and live with their rules - it cannot be a daily driver, must be in a locked garage and so on.... I can live with these limitations in order to safe $600 or more each year....
Make sure you can live with it - otherwise there's nothing negative that I could say about them, haven't had a claim ...
Make sure you can live with it - otherwise there's nothing negative that I could say about them, haven't had a claim ...
Racer
Joined: May 2003
Posts: 432
Likes: 0
From: Manchvegas NH
Originally Posted by c3andc5
My 73 is covered by Hagerty. 28k Agreed Value, $0 Deductible, and NO annual mileage limitations. $230 annual premium. The other requirements are pretty much in line with most "classic" auto insurers, e.g., cannot be your daily driver, kept in locked garage, etc. How they handle claims is TBD for me.
Race Director
Joined: Sep 2002
Posts: 10,362
Likes: 5
From: San Diego - Deep Within The State of CONFUSION!
Originally Posted by grybdn
I have them, just re upped for my 2nd year, they never even asked for the new milage. 
So I left the mileage blank and even reupped my insurance for more money by adding on to the policy recently.
Now it's insured by them for a stated-value of 25K
