hagerty insurance?
Racer
Joined: Dec 2005
Posts: 492
Likes: 31
From: NJ
Originally Posted by onaqwst
$622 for a year...$30,000 coverage..... that seem right?
i have to read more to see what the restrictions are..
b
i have to read more to see what the restrictions are..
b
Thread Starter
Le Mans Master
Joined: Nov 2004
Posts: 7,186
Likes: 45
From: detroit area
i classified it as modified... that might be why it's high..... but it was appraised at 22,000 and if i insure it as stock and shyt happens, i'll be screwed........
i don't see any restrictions unless it's a collectors car...
i'll be 30 in may and maybe it'll drop then.....
b
i don't see any restrictions unless it's a collectors car...
i'll be 30 in may and maybe it'll drop then.....
b
Melting Slicks
Joined: Jul 2004
Posts: 3,248
Likes: 48
From: westland mi
Originally Posted by onaqwst
$622 for a year...$30,000 coverage..... that seem right?
i have to read more to see what the restrictions are..
b
i have to read more to see what the restrictions are..
b
i've got no mileage restrictions w/grundy or when i had hagerty. oh, and i'm a lil bit modified 
Last edited by rosslato; Mar 22, 2006 at 08:57 PM. Reason: to add
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Thread Starter
Le Mans Master
Joined: Nov 2004
Posts: 7,186
Likes: 45
From: detroit area
i didn't even tell it where i live either..... might be the under 30 rate.... grundy wouldn't cover me cause it's a 77 and i think the cut off point was 74/75....... wtf......... i need to get it on the road ....
b
b
Last edited by onaqwst; Mar 23, 2006 at 01:24 PM.
Melting Slicks
Joined: Aug 2005
Posts: 2,606
Likes: 5
Originally Posted by onaqwst
i didn't even tell it where i live either..... might be the under 30 rate.... i need to get it on the road ....
Those are some of the requirements for Hagerty (and most other specialty insurers).
P.S. - Turning 30 ain't gonna do sheet for your rates. I'm 43, no tix, no accidents, no claims and my insurance goes up every year.
East bound and down...
Joined: Dec 2004
Posts: 987
Likes: 3
From: Jonesboro Arkansas
Originally Posted by TonySinclair
It's not the "under 30" rate. As said several times already, it's the "modified" rate. Do you have a lockable garage where you can store the car when it's not being used? Do you have a daily driver that has full coverage?
Those are some of the requirements for Hagerty (and most other specialty insurers).
P.S. - Turning 30 ain't gonna do sheet for your rates. I'm 43, no tix, no accidents, no claims and my insurance goes up every year.
Those are some of the requirements for Hagerty (and most other specialty insurers).
P.S. - Turning 30 ain't gonna do sheet for your rates. I'm 43, no tix, no accidents, no claims and my insurance goes up every year.
I just recently called them and talked with them on the phone about my car. The modified rate was about 150% higher. I don't fully understand what they consider "modified" though. I mean anything out there short of a NCRS car would be modified. They said even putting different wheels on your car would classify it as being modified, which I find to be totally absurd.
Team Owner
Joined: Jun 2004
Posts: 20,216
Likes: 4
From: Smile, it's just the internet.
That jives pretty close with my Haggerty coverage, Onaqwst. Mine is also classified as modified, in the NW Ohio area, for $40,000. My premium is $612. I may switch to Grundy next year if Haggerty won't lower the premium a little. I mean, it only costs about $0.30 per mile to keep it well-insured, but with the restrictions, I expect a better rate than I'm getting.
Drifting
Joined: Jun 2005
Posts: 1,950
Likes: 498
From: Chino Hills CA
If you drive it often and have a good record, especially if you have other vehicles , you can get a good deal from State Farm. They'll have a local office, will take digital pictures of everything and agree on the value. My collectors cars that I drive regularly cost no more than $350 a year. If you rarely drive it and it is garaged, you can get a good deal from J C Taylor. My resored '60 Metropolitan only costs me $54 a year.
Racer
Joined: Feb 2006
Posts: 428
Likes: 1
From: West Des Moines Iowa
Originally Posted by carl a
im with haggerty $225 a year agreed/appraised value of 35,000 no deductable,not modified policy. modified jumps rate
Gonzo
Team Owner
Joined: Aug 2000
Posts: 21,473
Likes: 463
From: Massillon,Ohio USA
2020 C3 of the Year Finalist - Unmodified
Cruise-In VI Veteran
St. Jude Donor '08-'09-'10-'11-'12
...I have all four of my C3's insured with Haggery for the last six or seven years now. All four are insured for total agreed value of $78,000, unlimited mileage, garaged at night, can be driven year round for $505 for per year. Had one claim for $1847 and they paid within 5 days, had the car repaired where I wanted it repaired.
...to me, $505 for all four for all year is cheap.
...to me, $505 for all four for all year is cheap.