Insurance?
Thread Starter
Melting Slicks
Joined: Jan 2006
Posts: 3,028
Likes: 2
From: North NJ
Insurance?
Currently I have Haggerty which isn't very cheap. I have limited miles since its registered as QQ here in Jersey. I'm a 25 yr old male which doesn't help with a sports car.
With the sidepipes & big motor I don't think it would pass inspection so I have it registered as QQ so I don't have to inspect it every year. Only problem is QQ is for show/parade cars only.
I drove my 74 coupe for 3 years as a QQ with no problems.
I'd like to get away from the QQ plates but wanted to hear your feelings and see what you chrome bumper guys are doing if you want to drive your car all summer.
What insurance companies are you guys using?
Restrictions?
Price aprox (per yr)?
Satisfied?
Thanks
-Brett
With the sidepipes & big motor I don't think it would pass inspection so I have it registered as QQ so I don't have to inspect it every year. Only problem is QQ is for show/parade cars only.
I drove my 74 coupe for 3 years as a QQ with no problems.
I'd like to get away from the QQ plates but wanted to hear your feelings and see what you chrome bumper guys are doing if you want to drive your car all summer.
What insurance companies are you guys using?
Restrictions?
Price aprox (per yr)?
Satisfied?
Thanks
-Brett
Le Mans Master
Joined: Oct 2004
Posts: 5,269
Likes: 54
From: Orlando Florida
St. Jude Donor '05
Originally Posted by blue by you
I,m paying $192.50 and have my car valued at $25,000
Thread Starter
Melting Slicks
Joined: Jan 2006
Posts: 3,028
Likes: 2
From: North NJ
Originally Posted by RedBad1979
How much are you paying ? Hagerty quotes $650/year for a 25 year old driver with a modified '68 in NJ (value $20000). That's not expensive........ 
Anyone know if you value your car above 40k if they require an actual inspection appraisal at your home? and if you have receipts for all new parts if the insurance company will give you issues valuing your car that high?
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Safety Car
Joined: May 2005
Posts: 4,176
Likes: 7
From: Jennings LA
I think the modified part is raising your rates, what are you considering modified? a few mods to the engine like headers and intake to me would not make a car modified. now a blower and a roll cage definitley.
I currently have my 71 insured with hagerty for 25K under restoration for 108.00 per year, this is comp only, no liability since it is not on the road. I was quoted 365.00 for full coverage with a 45K value. and thats in Louisiana, some of the highest rates in the country. but I am also 45
I currently have my 71 insured with hagerty for 25K under restoration for 108.00 per year, this is comp only, no liability since it is not on the road. I was quoted 365.00 for full coverage with a 45K value. and thats in Louisiana, some of the highest rates in the country. but I am also 45
Melting Slicks
Joined: Apr 2002
Posts: 3,268
Likes: 2
From: Minnesota in the summer, Las Vegas in the winter
72 convertible is $83 for 6 months; collector plates, restricted (not a daily driver) for full coverage including $100 deductible. I'm 54 and no tickets....insuring 6 vehicles and the home with State Farm.
The 91 coupe is classified as a daily driver and is $47/month for full coverage with 100 deductible.
With the mileage I put on State Farm is coming out ahead on those two.
The 91 coupe is classified as a daily driver and is $47/month for full coverage with 100 deductible.
With the mileage I put on State Farm is coming out ahead on those two.
Pro
Joined: Apr 2004
Posts: 594
Likes: 0
From: Gotham City CA
I have Hagerty because they would let my daughter drive occasionally even though she has not had a license long enough for some (10 yrs). They said, "If you trust her to drive, it's fine by us." I pay $746 for a 56 Bird (25k), 72 Vette (25k) and 63 Vette (40k). I recently upped the 63 to 60k with no appraisal. I don't hve how much more per yr, but it's worth it. I plan to up the 72 (LT-1 a/c coupe).
Instructor
Joined: Apr 2002
Posts: 210
Likes: 0
From: parsippany nj
I currently have American Collectors, but you're not really supposed to drive it all around and I'm limited to 2500 miles a year. If you want to "cheat" you can use regular plates and get the collector vehicle sticker for the car---that's the triangle sticker. You have to pay $10 extra for the sticker and get a voucher at the motor vehicle registration office. You also have to take it to the inspection station and the only thing they check is that your odometer works. I have this for my '72 and I drive it all around--about 2500 miles a year. Kathy
Thread Starter
Melting Slicks
Joined: Jan 2006
Posts: 3,028
Likes: 2
From: North NJ
good good good info.
Mine will be full frame off resto with everything mod'ed.
VB&P front and rear monoleaf suspension.
Offset trailing arms.
High output engine.
Hydro brakes
Jeep steering
Corbeau seats.
No cage.....its a vert and that would look weird.
Must do some insurance shopping.......thanks
Mine will be full frame off resto with everything mod'ed.
VB&P front and rear monoleaf suspension.
Offset trailing arms.
High output engine.
Hydro brakes
Jeep steering
Corbeau seats.
No cage.....its a vert and that would look weird.
Must do some insurance shopping.......thanks
Drifting
Joined: Aug 2006
Posts: 1,694
Likes: 0
From: Oregon
I have used hagerty for 2 years now.
250/500 zero deductable
comp.. zero deductable
unlimited mileage.
$15,000 agreed value
$277.00 per year.
Grundy was a bit cheaper but had a mileage cap
My Allstate policy was good but was $250 every 6 months and didnt offer a $15,000 agreed replacement.
250/500 zero deductable
comp.. zero deductable
unlimited mileage.
$15,000 agreed value
$277.00 per year.
Grundy was a bit cheaper but had a mileage cap
My Allstate policy was good but was $250 every 6 months and didnt offer a $15,000 agreed replacement.
Thread Starter
Melting Slicks
Joined: Jan 2006
Posts: 3,028
Likes: 2
From: North NJ
Originally Posted by jerrylee
Is there a minimum age to get special insurance...Thanx..Jerrylee///
