Lein on Title question
Administrator
Joined: Jul 2000
Posts: 53,970
Likes: 6,196
From: About 1100 miles from where I call home.
We just paid off the '03 and received the title... and noticed the DMV entered 91000 miles on it instead of 9100!!
They are still deciding whether it's their fault or our fault regarding whether to charge us for a new title.
They are still deciding whether it's their fault or our fault regarding whether to charge us for a new title.
Melting Slicks
Joined: Jul 2004
Posts: 3,296
Likes: 8
From: Avon, Indiana
In California, the bank signs off on on a line on the title when the loan is paid, and then sends the title to the owner.If that car is then sold and the new owner pays cash, a new title is created showing no lien. This was the title status when you bought the car.
It is remotely possible that the the person who owned the car in NY
got a CA title and DMV messed up, not realizing that there was a lien in NY (because the owner had the NY title in his possession). It's more likely, however, that the title was clear but the paperwork never was filed to show the release in NY). Start with a call to the bank shown on the new title.
Hopefully, this will be a simple process. If it gets messy, there are companies out there that specialize in researching these problems.
It is remotely possible that the the person who owned the car in NY
got a CA title and DMV messed up, not realizing that there was a lien in NY (because the owner had the NY title in his possession). It's more likely, however, that the title was clear but the paperwork never was filed to show the release in NY). Start with a call to the bank shown on the new title.
Hopefully, this will be a simple process. If it gets messy, there are companies out there that specialize in researching these problems.
Safety Car
Joined: May 2005
Posts: 4,176
Likes: 7
From: Jennings LA
good luck I feel for you. I had that happen with a boat. bought it from Mississippi and had it registered and all legal in LA. a few years later I sold it to someone from Miss. they said the title was never cleared even though I had legally owned it for 2 years 
I had to get the attorney general to sign off on it so the new owner could title it. took about 6 months.
I had to get the attorney general to sign off on it so the new owner could title it. took about 6 months.
Safety Car
Joined: Apr 2000
Posts: 3,802
Likes: 61
From: Wichita KS
Yeah, my Ford has still has a lein on the title because i never went to the DMV to have it changed but i have the papers from Ford Credit... so i doubt thats the issue.
I figure if there's a problem, i'd get contacted by the institution in question to collect something... or a bill.
Well, i'll sort things out.
I figure if there's a problem, i'd get contacted by the institution in question to collect something... or a bill.
Well, i'll sort things out.
Banks keep records for a long time so you should be able to get an official copy of the release.
cc
Le Mans Master
Joined: Nov 2001
Posts: 8,650
Likes: 1,874
From: LONG ISLAND
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i asked what bank it was that posted the lein in NY to help...........
buy i got no reply ?
buy i got no reply ?
