Yes Another Insurance question
Thread Starter
Safety Car
Joined: Aug 2002
Posts: 4,812
Likes: 1
From: New Albany IN
St. Jude Donor '03-'04-'06-'08-'09
Yes Another Insurance question
I was thinking of going with Hagerty(even though they won't insure an '88).
Anyway, they ask if your car is "stock" or "modified". Their explanations are vague. I know there are so many different things you can do to your car to "modify" it, but what about a different hood or having sidepipes? Could this still be considered stock? Its not like its a custom fabrication or that I have a 500HP motor in it and the premium is almost double if considered "modified"
What is everyone else doing?
Anyway, they ask if your car is "stock" or "modified". Their explanations are vague. I know there are so many different things you can do to your car to "modify" it, but what about a different hood or having sidepipes? Could this still be considered stock? Its not like its a custom fabrication or that I have a 500HP motor in it and the premium is almost double if considered "modified"
What is everyone else doing?
Intermediate
Joined: Aug 2007
Posts: 49
Likes: 0
From: New Jersey
My 77 is slightly "modified" with sidepipes, a cam, and a shift plate...but it did not seem to fall under "modified" with the Insurance Co. I would consider major alterations as "modified", not just exhaust or a hood.
Kenny Z.
Kenny Z.
