Insurance Fun Begins
Thread Starter
Drifting
Joined: May 2011
Posts: 1,526
Likes: 8
From: Atlanta Ga
Insurance Fun Begins
The.."what's it worth game" just started with Allstate....
First price....7,900! I laughed/coughed when this was stated. But he just said they need documentation on what's been done and pictures of the car previously (because they can't make out what it might have looked like.
And while I know I could buy another one for that .....to put it back in the condition that it was in would cost a whole lot more. Time to start faxing documentation ....
First price....7,900! I laughed/coughed when this was stated. But he just said they need documentation on what's been done and pictures of the car previously (because they can't make out what it might have looked like.
And while I know I could buy another one for that .....to put it back in the condition that it was in would cost a whole lot more. Time to start faxing documentation ....
Burning Brakes
Joined: May 2007
Posts: 1,108
Likes: 11
From: No Prov RI
Allstate is one of the WORST insurance companys to deal with. they are really out to SCREW the customer ANY way they can when it comes time to pay a claim.. My Uncle's shop has about a dozen adjusters bared from his shop. they just want to cut any corner they can.
Hammadown
Hammadown
Burning Brakes
Joined: Jan 2011
Posts: 954
Likes: 2
From: San Jose CA
How much did you pay for the car? As I recall, you only owned it for a couple of weeks. I think you should expect what you paid plus incidentals. No more. No less. Did you expect to make a profit?
Melting Slicks
Joined: Apr 2001
Posts: 2,030
Likes: 363
From: Lubbock Texas
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Verdad Gallardo
Instructor
Joined: Oct 2007
Posts: 196
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From: Vero Beach Florida
The main issue here is who was at fault. Sorry if I missed that part. If it wasn't your fault, you are in the drivers seat! This happened to me years ago. I restored my late grandmother's '78 Pontiac Phoenix and showed it at Daytona. It was totaled months later - NOT my fault.(that's another sad story) Progessive offered me book price - $800. I showed them pix of my car at Daytona along with prices for other "show cars". I settled for $5,500.
My point is - can you come up with proof the car is worth much more than their offer??
Alan K.
My point is - can you come up with proof the car is worth much more than their offer??
Alan K.
Le Mans Master
Joined: Nov 2001
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From: LONG ISLAND
2025 C3 ('68-'73) of the Year Finalist - Unmodified
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The.."what's it worth game" just started with Allstate....
First price....7,900! I laughed/coughed when this was stated. But he just said they need documentation on what's been done and pictures of the car previously (because they can't make out what it might have looked like.
And while I know I could buy another one for that .....to put it back in the condition that it was in would cost a whole lot more. Time to start faxing documentation ....
First price....7,900! I laughed/coughed when this was stated. But he just said they need documentation on what's been done and pictures of the car previously (because they can't make out what it might have looked like.
And while I know I could buy another one for that .....to put it back in the condition that it was in would cost a whole lot more. Time to start faxing documentation ....
"THE GOOD HANDS PEOPLE"
A L L S T A T E - S U C K S !!!
Good time to start LQQKING for another insurance comapny !!!
Burning Brakes
Joined: Sep 2009
Posts: 1,124
Likes: 140
From: Western New York
If it's a DD, look for an independent insurance agent in your area. They will search through the companies that they deal with every day and find someone who will cover you the way you want. Don't go directly to the big guys like Allstate, etc.
Duane
Duane
Racer
Joined: May 2011
Posts: 297
Likes: 3
From: Indianapolis
My first car (not a Corvette) was totaled three months after I bought (engine fire). It was a used car, but highly optioned and in exceptional condition, so I bought it from a dealer for about 30% higher than average book value for the make/model/age. As expected, the insurance agency came back with an initial adjustment of average book value. I provided documentation for everything I paid, even included the salesman's name and phone number, to the insurance agent. Due to the thorough documentation, and the recent purchase history, I got back every dollar I paid.
Hopefully you will have a similar outcome. I encourage you to be persistent, and as you stated, start faxing documentation. Good luck!
Hopefully you will have a similar outcome. I encourage you to be persistent, and as you stated, start faxing documentation. Good luck!
Race Director
Joined: Mar 2006
Posts: 14,112
Likes: 28
From: Florida
Contact a "Public Adjuster". They work on your behalf for insurance claims whether your insur co or someone elses.
You would be amazed at the difference in settlements.
Typically they charge 20%.
You would be amazed at the difference in settlements.
Typically they charge 20%.
Thread Starter
Drifting
Joined: May 2011
Posts: 1,526
Likes: 8
From: Atlanta Ga
Clubby who cares what I paid if I paid a dollar you are saying I should get a dollar...makes no sense.
We are going through it on who was at fault....but I am fully covered. I know what was done to the car...hence the reason I bought it. The previous owner made a statement on my last thread about the quality of the car.....any way....they just asked for documentation ...and they will get it...and we will see what happens.
Any way sorry Clubby put me on the defensive with his comment. If he paid 5000 for his he would be pissed if they gave him 5000 if it was wrecked....saying that's his car in his avatar.....sorry if I came off as an a Hole fellas...
We are going through it on who was at fault....but I am fully covered. I know what was done to the car...hence the reason I bought it. The previous owner made a statement on my last thread about the quality of the car.....any way....they just asked for documentation ...and they will get it...and we will see what happens.
Any way sorry Clubby put me on the defensive with his comment. If he paid 5000 for his he would be pissed if they gave him 5000 if it was wrecked....saying that's his car in his avatar.....sorry if I came off as an a Hole fellas...
Burning Brakes
Joined: Jan 2011
Posts: 954
Likes: 2
From: San Jose CA
Clubby who cares what I paid if I paid a dollar you are saying I should get a dollar...makes no sense.
We are going through it on who was at fault....but I am fully covered. I know what was done to the car...hence the reason I bought it. The previous owner made a statement on my last thread about the quality of the car.....any way....they just asked for documentation ...and they will get it...and we will see what happens.
Any way sorry Clubby put me on the defensive with his comment. If he paid 5000 for his he would be pissed if they gave him 5000 if it was wrecked....saying that's his car in his avatar.....sorry if I came off as an a Hole fellas...
We are going through it on who was at fault....but I am fully covered. I know what was done to the car...hence the reason I bought it. The previous owner made a statement on my last thread about the quality of the car.....any way....they just asked for documentation ...and they will get it...and we will see what happens.
Any way sorry Clubby put me on the defensive with his comment. If he paid 5000 for his he would be pissed if they gave him 5000 if it was wrecked....saying that's his car in his avatar.....sorry if I came off as an a Hole fellas...
Kind of laughed at your comment about "The previous owner made a statement on my last thread about the quality of the car." Then why didn't he sell the car for more? Your offer was the best deal he could get. Nothing personal. Just keeping it real.
Last edited by Clubby99; Jul 19, 2011 at 01:09 AM.
Burning Brakes
Joined: Jan 2011
Posts: 954
Likes: 2
From: San Jose CA
You bought golfadict's car?
Below is an album before, as you put it, "all that was done" with your car. Looks like you bought a repaired "totaled" car. Does your car have a salvaged title? Did you see the "before" photos before you bought your car?
Your car is an 81 so accidents plus being totaled will appear on your CarFax. Did you pull a CarFax before you bought your car?
http://forums.corvetteforum.com/album.php?albumid=11487
Below is an album before, as you put it, "all that was done" with your car. Looks like you bought a repaired "totaled" car. Does your car have a salvaged title? Did you see the "before" photos before you bought your car?
Your car is an 81 so accidents plus being totaled will appear on your CarFax. Did you pull a CarFax before you bought your car?
http://forums.corvetteforum.com/album.php?albumid=11487
Last edited by Clubby99; Jul 19, 2011 at 01:35 AM.
Burning Brakes
Joined: Mar 2010
Posts: 943
Likes: 15
From: Valdosta Georgia
You bought golfadict's car?
Below is an album before, as you put it, "all that was done" with your car. Looks like you bought a repaired "totaled" car. Does your car have a salvaged title? Did you see the "before" photos before you bought your car?
Your car is an 81 so accidents plus being totaled will appear on your CarFax. Did you pull a CarFax before you bought your car?
http://forums.corvetteforum.com/album.php?albumid=11487
Below is an album before, as you put it, "all that was done" with your car. Looks like you bought a repaired "totaled" car. Does your car have a salvaged title? Did you see the "before" photos before you bought your car?
Your car is an 81 so accidents plus being totaled will appear on your CarFax. Did you pull a CarFax before you bought your car?
http://forums.corvetteforum.com/album.php?albumid=11487
http://forums.corvetteforum.com/c3-g...16-got-it.html
Burning Brakes
Joined: Jan 2011
Posts: 954
Likes: 2
From: San Jose CA
My first car (not a Corvette) was totaled three months after I bought (engine fire). It was a used car, but highly optioned and in exceptional condition, so I bought it from a dealer for about 30% higher than average book value for the make/model/age. As expected, the insurance agency came back with an initial adjustment of average book value. I provided documentation for everything I paid, even included the salesman's name and phone number, to the insurance agent. Due to the thorough documentation, and the recent purchase history, I got back every dollar I paid.
Hopefully you will have a similar outcome. I encourage you to be persistent, and as you stated, start faxing documentation. Good luck!
Hopefully you will have a similar outcome. I encourage you to be persistent, and as you stated, start faxing documentation. Good luck!
Burning Brakes
Joined: Jan 2011
Posts: 954
Likes: 2
From: San Jose CA