What do I do.... Totaled
Thread Starter
Instructor
Joined: Apr 2008
Posts: 190
Likes: 0
From: Melbourne FL
What do I do.... Totaled
Well I don't really want to talk about what happened, not a fun night though. Frame is done, the two arms that come out at the rear to support the bumper are folded in half. I'm now trying to figure out exactly what to do with it. It's up on jack stands now, I'll upload some more pics tomorrow. Just wanted to see what everyone thinks I should do.
Thanks,
Bernie Payne
Thanks,
Bernie Payne
Burning Brakes
Joined: Sep 2006
Posts: 1,242
Likes: 12
From: Kalispell MT
OUCH!!! 
Very hard to tell from that one photo how extensive the damage really is. Post up with some detail shots when you get time.
I hope it works out for you. Do you have an agreed value insurance policy?
Very hard to tell from that one photo how extensive the damage really is. Post up with some detail shots when you get time.
I hope it works out for you. Do you have an agreed value insurance policy?
Burning Brakes
Joined: Feb 2009
Posts: 780
Likes: 1
From: Shelby NC
This is not a bad option if you have the background to handle it. Big issue is what they charge you to let you keep it. Many could use the front and other parts if good usable stuff. If it is more than you want to deal with then take settlement and let them have the car and you buy another.
Drifting
Joined: Oct 2002
Posts: 1,748
Likes: 0
From: Titusville FL
Damn sorry about what happened!
Well if you take the money and decide to build another, throw me a message as I am not far from ya and am willing to lend you a hand! My labor is cheap.. Beer and pizza! Well, maybe that isn't that cheap in the long run!
Well if you take the money and decide to build another, throw me a message as I am not far from ya and am willing to lend you a hand! My labor is cheap.. Beer and pizza! Well, maybe that isn't that cheap in the long run!
Thread Starter
Instructor
Joined: Apr 2008
Posts: 190
Likes: 0
From: Melbourne FL
Well here's the thing, I don't exactly know what kind of insurance money I'm going to get. I had a very limited policy. Long story short I was headed home and since I had done some work on it that day I decided to punch it (Like I always did, and I'm sure many do after a day of work) I was probably going about 60 when I tapped the brake and it all of a sudden grabbed to the right very hard. I couldn't correct it and slid sideways and the rear driver side hit a concrete telephone pole on the right side of the road. I was very lucky. Here's some more pictures, I took them this morning though so pardon the lighting.
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Thread Starter
Instructor
Joined: Apr 2008
Posts: 190
Likes: 0
From: Melbourne FL
Yeah there's not too much to fix considering the rear frame rails are bent at almost a 90 degree angle. I'm just trying to get the most money out of it so I can hopefully buy something else. Would really love a 68 project car.
Safety Car
Joined: Sep 2007
Posts: 4,445
Likes: 326
From: Indy Indiana
1. glad you are OK
2. first thing I would have done is go right to my insurance policy to see about filing the claim, even prior to taking pics and uploading and posting to this forum. If you don't know what you are covered for, then 95% of the time, you are not.
3. that car is not going to get fixed.. you are going to have to sell it for parts to cover your loss.
2. first thing I would have done is go right to my insurance policy to see about filing the claim, even prior to taking pics and uploading and posting to this forum. If you don't know what you are covered for, then 95% of the time, you are not.
3. that car is not going to get fixed.. you are going to have to sell it for parts to cover your loss.
Advanced
Joined: Jun 2010
Posts: 56
Likes: 15
From: BARRINGTON Rhode Island
Very sorry to see what happened. Glad you are OK physically. That could have been disastrous.
A good reminder for all of us to check our policies and update.
I'm sure you'll be back behind another in no time. Be well.
A good reminder for all of us to check our policies and update.
I'm sure you'll be back behind another in no time. Be well.
Advanced
Joined: Dec 2011
Posts: 83
Likes: 0
1. glad you are OK
2. first thing I would have done is go right to my insurance policy to see about filing the claim, even prior to taking pics and uploading and posting to this forum. If you don't know what you are covered for, then 95% of the time, you are not.
3. that car is not going to get fixed.. you are going to have to sell it for parts to cover your loss.
2. first thing I would have done is go right to my insurance policy to see about filing the claim, even prior to taking pics and uploading and posting to this forum. If you don't know what you are covered for, then 95% of the time, you are not.
3. that car is not going to get fixed.. you are going to have to sell it for parts to cover your loss.
Sorry for your loss dude, but maybe something good will come of it in the long run.
michael
Thread Starter
Instructor
Joined: Apr 2008
Posts: 190
Likes: 0
From: Melbourne FL
Okay I'm just going to part it out then. Sounds like I'll get the most money out of it that way.
Thanks for all the help, Hopefully that 68 comes my way soon... I don't know what to do without a vette
Thanks for all the help, Hopefully that 68 comes my way soon... I don't know what to do without a vette
Pro
Joined: Feb 2000
Posts: 741
Likes: 46
From: Hebron IN
Hopefully the interior was nice because it doesn't look like much more will be salvageable. That's an insane amount of damage considering you were already slowing down from only 60 mph.
You didn't have a company such as Hagerty insuring that car? $300 a year (or less) would have most likely got you at least $12,000 in agreed value.
You didn't have a company such as Hagerty insuring that car? $300 a year (or less) would have most likely got you at least $12,000 in agreed value.
Drifting
Joined: May 2011
Posts: 1,526
Likes: 8
From: Atlanta Ga
I recently dealt with my insurance company for my totaled Vet.
Am I reading it right that you haven't even contacted your insurance?
When you say limited policy, do you mean you don't have full coverage?
If you don't have full Coverage...then maybe you just learned why you should have full coverage!
If you do have full coverage...call the insurance company make a claim.
They will total it out, then offer you an amount.
You tell them to shove that amount(not in those words), send them every receipt that you had on the car showing how much money has gone into it.
Then they will adjust the value of the car and offer you a new amount.
Take that amount, then offer to purchase the car from them.
Purchase the car then sell the parts!
Am I reading it right that you haven't even contacted your insurance?
When you say limited policy, do you mean you don't have full coverage?
If you don't have full Coverage...then maybe you just learned why you should have full coverage!
If you do have full coverage...call the insurance company make a claim.
They will total it out, then offer you an amount.
You tell them to shove that amount(not in those words), send them every receipt that you had on the car showing how much money has gone into it.
Then they will adjust the value of the car and offer you a new amount.
Take that amount, then offer to purchase the car from them.
Purchase the car then sell the parts!
Le Mans Master
Joined: Jul 2006
Posts: 8,117
Likes: 104
From: charlotte north carolina
those bent frame rails are what saved your life. they absorbed most of the energy of the impact. it's the same idea as the "crumple zones" on new cars, only it this case it's "old and rusted frame rails".