Classic Insurance
Thread Starter
3rd Gear
Joined: Aug 2013
Posts: 3
Likes: 0
Classic Insurance
Ok, so I bought a motorcycle a month ago (I'm 17). A few days back I got an offer for a lifted dodge, so I took it because of the great deal. Now i was offered a trade for a mint 79 vette. Being a corvette I thought to myself "if only i could afford the insurance", but then i went onto Hagerty.com and got a quote for under $500 a year for the car, and just couldn't believe it. Is that anywhere close to the truth? I know i can't get it insured by them until I'm 18, but i put 18 in the quote. Thanks everyone!
Burning Brakes
Joined: Feb 2013
Posts: 1,062
Likes: 28
From: Burkburnett TX
If you never drive it to work, never leave it parked outside unattended, only drive it for pleasure less than 3k miles per year, than yes. Being 18, I don't see that happening, but I could be wrong.
Thread Starter
3rd Gear
Joined: Aug 2013
Posts: 3
Likes: 0
Well i work a mile and a half away, and my school is 5 miles away. My brother checked and he drove 2 thousand miles last year, and I don't drive much more than that. Is the low miles driven the reason it is so low?
Le Mans Master
Joined: Mar 2001
Posts: 5,737
Likes: 644
From: Lincoln, CA
Well, my 20 year old is not allowed to drive the corvette under my classic car policy.
I pay $290 a year for the 69 so yes it's possible as a non primary car. You have to have a Primary vehicle though.
NCM's policy has an add on that allows you to drive it to work twice a week.
I pay $290 a year for the 69 so yes it's possible as a non primary car. You have to have a Primary vehicle though.
NCM's policy has an add on that allows you to drive it to work twice a week.
Thread Starter
3rd Gear
Joined: Aug 2013
Posts: 3
Likes: 0
So it's more complicated than just driving less than a certain number of miles. That's as specific about where you drive it that the Hagerty online quote went.
Last edited by TheGrouchyCat; Aug 8, 2013 at 12:53 AM.
Le Mans Master
Joined: Mar 2001
Posts: 5,737
Likes: 644
From: Lincoln, CA
Correct and its different for each company.
From hagerty.
"We believe cars are made to be driven. So our policy allows limited pleasure use with no fixed mileage limits. Whether it's a drive on a gorgeous summer day, a trip to the ice cream shop, attending club events or going to shows, you're covered. If you have specific questions about usage, especially if you own a newer vehicle (generally 1990 and newer), we're happy to discuss them with you."
So what is covered if you get T boned at the grocery store parking lot?
From hagerty.
"We believe cars are made to be driven. So our policy allows limited pleasure use with no fixed mileage limits. Whether it's a drive on a gorgeous summer day, a trip to the ice cream shop, attending club events or going to shows, you're covered. If you have specific questions about usage, especially if you own a newer vehicle (generally 1990 and newer), we're happy to discuss them with you."
So what is covered if you get T boned at the grocery store parking lot?
