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Old Mar 15, 2017 | 06:43 PM
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Default Insurance renewal

Well it's time for renewal and, I got a quote from another company a lot cheaper one at that. Both are popular here on the forum . How can they have such a difference in price? I've been with Hagerty for about 11 years and, I hate to change
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Old Mar 15, 2017 | 06:51 PM
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I have two cars insured with NCM and would highly recommend them.
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Old Mar 15, 2017 | 07:09 PM
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Originally Posted by 67 L79
I have two cars insured with NCM and would highly recommend them.
+1

I just added another car to the stable and both Bobbie Jo and Adam were perfect to work with. I switched from Hagerty to NCM about 4 years ago, never looking back. That said, I've (thankfully) never had a claim. I've heard that both of these companies are good to work with if that happens, however, NCM was considerably less expensive for me.

Hope this helps.
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Old Mar 15, 2017 | 07:17 PM
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+2 I saved $1,300 going to NCM with 2 cars. Agreed there are some restrictions but for me not a problem.
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Old Mar 15, 2017 | 07:34 PM
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I had hagerty for about 15 yrs ,then my insurance went up ,dont know why ,I went to hecock in florida ,and it is just about half the price ,I have a 72 and a 84!
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Old Mar 15, 2017 | 10:05 PM
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Full coverage on my 78 L82 is $344 a year. High limits of liability, 0 ded comp and coll with 20K stated value, even roadside assistance.

How much less could you ask for??
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Old Mar 15, 2017 | 10:45 PM
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I have 15 grand on the 72, 8 grand on the 84 ,for $266 a year!!!
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Old Mar 15, 2017 | 11:42 PM
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I will also recommend NCM... They are very easy to work with, and the rates are incredible!

Troy
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Old Mar 16, 2017 | 07:47 AM
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NCM was the one that gave me the low quote.
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Old Mar 16, 2017 | 08:03 AM
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I've never had a claim and have changed insurance companies often due to sudden increases of over 20%. They always tell me that their rates are calculated by the area that you live in and the amount of their claims in that area. That is why the next company is cheaper because they have a different claim situation in that area. So blame your neighbors.
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Old Mar 16, 2017 | 11:45 AM
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NCM here too. When the east coast had the hurricane coming in they offered help to get the cars to a safe place.

I've never seen the other company's do anything proactive to save cars.
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Old Mar 16, 2017 | 01:11 PM
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State Farm, agreed value $25,000 on a '77, $215.40 per year, no restrictions of any kind. I kinda thought that was pretty cheap.
What is NCM running you guys?
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Old Mar 17, 2017 | 12:16 AM
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Default Hi Joe!

Hi Joe,

FWIW, I have had Grundy for about 10 years. I like their no mileage limits and pretty cheap. I hear good things about NCM but have not checked out their restrictions.
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