Insurance advice?
Thread Starter
Melting Slicks
Joined: Jan 2005
Posts: 3,036
Likes: 5
From: Raleigh NC
Insurance advice?
I am searching for my first Vette,and I am having difficulty trying to find insurance that fits my needs.
im not looking into buying a show car,but a very nice driver. I want insurance coverage that will allow me to drive the car whenever and to wherever i like(not as a daily but frequently) and also not use "depreciated cash value". anyone know of an insurance company that will do "agreed value" and not limit me wanting to take the car to work,or out to dinner,or a couple hours to the beach?
basically want to bridge the gap between classic car insurance and standard insurance on a daily driver. it doesnt matter to me if i have to pay $500 plus a year as long as i can get my money back if car is damaged/stolen.(i have a perfect driving record and 32 years of age fyi)
thanks! Dave
im not looking into buying a show car,but a very nice driver. I want insurance coverage that will allow me to drive the car whenever and to wherever i like(not as a daily but frequently) and also not use "depreciated cash value". anyone know of an insurance company that will do "agreed value" and not limit me wanting to take the car to work,or out to dinner,or a couple hours to the beach?
basically want to bridge the gap between classic car insurance and standard insurance on a daily driver. it doesnt matter to me if i have to pay $500 plus a year as long as i can get my money back if car is damaged/stolen.(i have a perfect driving record and 32 years of age fyi)
thanks! Dave
Pro
Joined: Aug 2000
Posts: 640
Likes: 0
From: North Texas
I have insurance on my 69 with Hagerty http://www.hagerty.com/
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
Last edited by cart3113; Jan 28, 2005 at 02:58 PM.
Pro
Joined: Aug 2000
Posts: 640
Likes: 0
From: North Texas
I have insurance on my 69 with Hagerty http://www.hagerty.com/
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
Safety Car
Joined: Dec 2001
Posts: 4,832
Likes: 0
From: Florida
Originally Posted by cart3113
I have insurance on my 69 with Hagerty http://www.hagerty.com/
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
I would give them a call and see if they offer what you want. They are great folks to deal with. Good Luck
Le Mans Master
Joined: Oct 2004
Posts: 5,269
Likes: 54
From: Orlando Florida
St. Jude Donor '05
State Farm does not have restrictions like Hagerty - they do however require an appraisal for the car/value.
I've chosen Hagerty because they're a lot cheaper ($200/year), when I talked to the State farm agent he told me it would be around $600/year with a classic car rebate and $10000 agreed value.
I've chosen Hagerty because they're a lot cheaper ($200/year), when I talked to the State farm agent he told me it would be around $600/year with a classic car rebate and $10000 agreed value.
Thread Starter
Melting Slicks
Joined: Jan 2005
Posts: 3,036
Likes: 5
From: Raleigh NC
thanks for the replies. Hagerty seems to only cover for pleasure drives(isnt any time you drive a vette pleasure? lol)
I want to have no driving restrictions at all on the when and where i drive it. I will call state farm and see what they have. I worry with the restrictions that I will break a rule(drive it to work etc.) and get in a wreck which wont be covered,or stolen from where it shouldnt be.
thanks for the help! Dave
I want to have no driving restrictions at all on the when and where i drive it. I will call state farm and see what they have. I worry with the restrictions that I will break a rule(drive it to work etc.) and get in a wreck which wont be covered,or stolen from where it shouldnt be.
thanks for the help! Dave
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Advanced
Joined: Jul 2004
Posts: 97
Likes: 0
From: St Paul MN
I'm with American family and pay $220 a year, with no limit on mileage, and comprehensice coverage with an agreed on value of $10,000. They simply asked me what I though market value for the car would be, I told them, and they agreed. It was easy.
Intermediate
Joined: Jan 2005
Posts: 35
Likes: 0
From: Central IL
I've got State Farm and it cost me $30 a month for full coverage with a value of $10000 (they asked me how much to insure for). I can drive it anywhere anytime, it is a little cheaper because I have multi car and house insurance with them as well.
State Farm is the way to go if you want to drive it like a regular car.
State Farm is the way to go if you want to drive it like a regular car.
